{"url":"https://nivawealth.com/firms/treetop-wealth-management-155013","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/155013","regulatoryAum":210000000,"crd":"155013","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2887913","suffix":null,"lastName":"NORD","firstName":"PATRICK","middleName":"RYAN"},{"crd":"3068557","suffix":null,"lastName":"PEDLEY","firstName":"DAVID","middleName":"JOHN"},{"crd":"2636473","suffix":null,"lastName":"YEOMAN","firstName":"KEVIN","middleName":"MICHAEL"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-24","regulatoryAum":150000000,"clients":85,"employees":3,"offices":1},{"filedOn":"2022-02-03","regulatoryAum":160000000,"clients":90,"employees":3,"offices":1},{"filedOn":"2023-01-17","regulatoryAum":140000000,"clients":95,"employees":3,"offices":1},{"filedOn":"2024-01-11","regulatoryAum":160000000,"clients":95,"employees":3,"offices":1},{"filedOn":"2025-01-08","regulatoryAum":185000000,"clients":100,"employees":3,"offices":1},{"filedOn":"2026-01-13","regulatoryAum":210000000,"clients":100,"employees":3,"offices":1}],"secFileNumber":"801-121465","legalName":"Treetop Wealth Management, LLC","displayName":"TreeTop Wealth Management","slug":"treetop-wealth-management-155013","website":"https://treetopwm.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2010","organization":"Illinois limited liability company","fiscalYearEnd":"December","headquarters":{"street":"One Northfield Plaza, Suite 106","city":"Northfield","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60093"},"tradeNames":[],"registration":{"secApproved":"10 June 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assets.","otherCustodians":[],"leadership":[{"name":"Kevin Yeoman","title":"Member/Chief Compliance Officer","crd":"2636473"},{"name":"Patrick Nord","title":"Managing Member","crd":"2887913"},{"name":"David Pedley","title":"Member","crd":"3068557"}],"ownership":[{"label":"David Pedley","detail":"Member in the 25% to 50% ownership band and a control person, since October 2010."},{"label":"Kevin Yeoman","detail":"Member/chief compliance officer in the 25% to 50% ownership band and a control person, since October 2010."},{"label":"Patrick Nord","detail":"Managing member in the 25% to 50% ownership band and a control person, since October 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":1,"addresses":[{"street":"One Northfield Plaza, Suite 106","city":"Northfield","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"847-386-6707","stateRegisteredReps":3,"otherAdviserReps":2,"compensation":["A percentage of assets under management","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":70},{"label":"U.S. government/agency bonds","percent":10},{"label":"Investment grade corporate bonds","percent":10},{"label":"Non-investment grade corporate bonds","percent":5},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"13 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/155013/PDF/155013.pdf","brochureDate":"13 January 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They include 50 individual clients and 50 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does TreeTop Wealth Management offer?","answer":"TreeTop Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does TreeTop Wealth Management have?","answer":"TreeTop Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does TreeTop Wealth Management invest in?","answer":"At the end of its last fiscal year, TreeTop Wealth Management’s separately managed accounts held 70% exchange-traded equities, 10% U.S. government and agency bonds, 10% investment grade corporate bonds, 5% high-yield corporate bonds and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns TreeTop Wealth Management?","answer":"TreeTop Wealth Management’s direct owners are David Pedley, Kevin Yeoman and Patrick Nord, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 13 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does TreeTop Wealth Management get paid?","answer":"TreeTop Wealth Management is paid through a percentage of assets under management and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact TreeTop Wealth Management?","answer":"TreeTop Wealth Management’s main office is at One Northfield Plaza, Suite 106, Northfield, IL 60093. Its phone number is 847-386-6707. Its website is treetopwm.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}