{"url":"https://nivawealth.com/firms/towneley-capital-management-169863","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/169863","regulatoryAum":1093527901,"crd":"169863","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4777111","suffix":null,"lastName":"CLARKE","firstName":"ROBYN","middleName":"LYNN"},{"crd":"7828551","suffix":null,"lastName":"DURRANT","firstName":"PAULA","middleName":null},{"crd":"5701936","suffix":null,"lastName":"EFTEKHARI","firstName":"OMID","middleName":null},{"crd":"3187574","suffix":null,"lastName":"GARRETT","firstName":"ERNEST","middleName":"DANIEL"},{"crd":"4776854","suffix":null,"lastName":"KUNTZ","firstName":"TRACY","middleName":"ANN"},{"crd":"7043236","suffix":null,"lastName":"Ortega","firstName":"Carlos","middleName":null},{"crd":"2140841","suffix":null,"lastName":"STANDISH","firstName":"MARTIN","middleName":"DANIEL"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":849245103,"clients":167,"employees":14,"offices":3},{"filedOn":"2022-06-08","regulatoryAum":954028878,"clients":201,"employees":13,"offices":1},{"filedOn":"2023-04-19","regulatoryAum":819043342,"clients":204,"employees":13,"offices":1},{"filedOn":"2024-05-30","regulatoryAum":882417396,"clients":203,"employees":13,"offices":1},{"filedOn":"2025-04-28","regulatoryAum":1024211665,"clients":199,"employees":13,"offices":1},{"filedOn":"2026-04-06","regulatoryAum":1093527901,"clients":240,"employees":12,"offices":1}],"secFileNumber":"801-78957","legalName":"Towneley Capital Management, Inc.","displayName":"Towneley Capital Management","slug":"towneley-capital-management-169863","website":"https://towneley.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/169863/7dbd1541029ccff1-r1.webp","tone":"light","width":2171,"height":200,"sourceUrl":"https://www.towneley.com","sourceLabel":"Towneley Capital Management, Inc., website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_wealth_manager","typeLabel":"OCIO / institutional wealth","feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/towneley-capital-management-inc-/about/","founded":null,"organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"23197 La Cadena Drive, Suite 103","city":"Laguna Hills","state":"CA","stateName":"California","country":"United States","postalCode":"92653"},"tradeNames":[],"registration":{"secApproved":"19 December 2013","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1834952.3636363635,"staff":{"employees":12,"advisory":8,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":1093527901,"discretionary":1093527901,"discretionaryAccounts":424,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":93,"regulatoryAum":51845650},{"label":"High-net-worth individuals","clients":61,"regulatoryAum":230737014},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":32271937},{"label":"Charitable organizations","clients":15,"regulatoryAum":537489036},{"label":"Insurance companies","clients":1,"fewerThan5":true,"regulatoryAum":21056079},{"label":"Corporations and other businesses","clients":4,"fewerThan5":true,"regulatoryAum":29856735},{"label":"Other","clients":61,"regulatoryAum":190271450}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Diego, CA","smaAssets":1025559592}],"custodyNote":"Towneley Capital Management has custody of $411M for 104 clients.","otherCustodians":[],"leadership":[{"name":"Ernest Garrett","title":"Vice President of Investment Services","crd":"3187574"},{"name":"Tracy Kuntz","title":"President, Chief Operating Officer and Chief Compliance Officer","crd":"4776854"}],"ownership":[{"label":"Manastee River Revocable Trust","detail":"Trust in the 10% to 25% ownership band, since December 2013."},{"label":"The TCM Employee Stock Ownership Trust","detail":"Trust in the 75% or more ownership band and a control person, since December 2013."},{"label":"Wesley McCain","detail":"Indirect owner: trustee of Manastee River Revocable Trust and a control person, since July 1979.","parent":"Manastee River Revocable Trust"},{"label":"Miguel Paredes","detail":"Indirect owner: trustee of The TCM Employee Stock Ownership Trust and a control person, since December 2018.","parent":"The TCM Employee Stock Ownership Trust"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"23197 La Cadena Drive, Suite 103","city":"Laguna Hills","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"949-837-3580","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Other"],"financialPlanningClients":"26-50","assetMix":[{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":96},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"6 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/169863/PDF/169863.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Towneley Capital Management have?","answer":"Towneley Capital Management has 240 clients and manages $1.09 billion for them, as of April 2026. They include 93 individual clients, 61 high-net-worth individuals and 61 other clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Towneley Capital Management offer?","answer":"Towneley Capital Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Towneley Capital Management use?","answer":"Towneley Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Diego, CA), with $1.03B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Towneley Capital Management have?","answer":"Towneley Capital Management has 7 investment adviser representatives registered with state securities authorities, out of 12 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Towneley Capital Management invest in?","answer":"At the end of its last fiscal year, Towneley Capital Management’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Towneley Capital Management?","answer":"Towneley Capital Management’s direct owners are Manastee River Revocable Trust (10% to 25%) and the TCM Employee Stock Ownership Trust (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Towneley Capital Management get paid?","answer":"Towneley Capital Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Towneley Capital Management?","answer":"Towneley Capital Management’s main office is at 23197 La Cadena Drive, Suite 103, Laguna Hills, CA 92653. Its phone number is 949-837-3580. Its website is towneley.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}