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does Towerpoint Wealth have?","answer":"Towerpoint Wealth has 570 clients and manages $561 million for them, as of June 2026. 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The fee is billed in advance and is negotiable.","source":"DISCLOSURE BROCHURE FOR TOWERPOINT WEALTH, LLC, filed 5 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Towerpoint Wealth use?","answer":"Towerpoint Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $561M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Towerpoint Wealth have?","answer":"Towerpoint Wealth has 5 investment adviser representatives registered with state securities authorities, out of 9 employees, and 5 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Towerpoint Wealth invest in?","answer":"At the end of its last fiscal year, Towerpoint Wealth’s separately managed accounts held 77% registered funds (mutual funds, ETFs, BDCs), 15% exchange-traded equities, 5% cash and equivalents, 2% non-exchange-traded equities and 1% other. The 1% other category is described as: Structured Notes.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Towerpoint Wealth?","answer":"Towerpoint Wealth is owned through a trust by Joseph Eschleman. Its direct owners are Nathan Billigmeier (5% to 10%), Lori McKinney (5% to 10%), the Eschleman Family Trust U/A DTD 4/30/2007 (50% to 75%), the Eschleman Family Trust U/A DTD (50% to 75%) and Jonathan Laturner (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 5 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Towerpoint Wealth get paid?","answer":"Towerpoint Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. 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