{"url":"https://nivawealth.com/firms/total-wealth-solutions-327794","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/327794","regulatoryAum":148000000,"crd":"327794","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3052653","suffix":null,"lastName":"THANVI","firstName":"IMRAN","middleName":"JAFFER"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136043","legalName":"Total Wealth Solutions, Inc.","displayName":"Total Wealth Solutions","slug":"total-wealth-solutions-327794","website":"https://onetws.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"146 Main Street, Suite 201","city":"Los Altos","state":"CA","stateName":"California","country":"United States","postalCode":"94022"},"tradeNames":[],"registration":{"secApproved":"27 April 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1750000,"staff":{"employees":2,"advisory":1,"brokerDealerReps":1,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":148000000,"discretionary":148000000,"discretionaryAccounts":155,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":148000000,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":20,"regulatoryAum":10000000},{"label":"High-net-worth individuals","clients":60,"regulatoryAum":130000000},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":8000000}],"feePrograms":[{"role":"main","program":"Asset Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030120","versionId":1030120,"ratePeriod":"annual","fee_billing":"both","submittedOn":"2026-03-27","documentName":"FIRM DISCLOSURE BROCHURE","fee_rate_low":0.8,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning (Fixed Fee)","summary":"Fixed fee for financial planning engagements, generally $1,000 to $5,000 depending on scope, complexity and time required; 50% due on engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030120","versionId":1030120,"submittedOn":"2026-03-27","documentName":"FIRM DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:33:52.92281+00:00","documents":[{"name":"FIRM DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030120","versionId":1030120,"submittedOn":"2026-03-27"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mill, SC","smaAssets":148000000}],"custodyNote":"Total Wealth Solutions does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Imran Thanvi","title":"Owner & Chief Compliance Officer","crd":"3052653"}],"ownership":[{"label":"Imran Thanvi","detail":"Owner & chief compliance officer in the 75% or more ownership band and a control person, since July 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"146 Main Street, Suite 201","city":"Los Altos","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"510-252-0135","stateRegisteredReps":1,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":75},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":5},{"label":"Investment grade corporate bonds","percent":5},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"5 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/327794/PDF/327794.pdf","brochureDate":"27 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030120","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Total Wealth Solutions have?","answer":"Total Wealth Solutions has 82 clients and manages $148 million for them, as of May 2026. They include 60 high-net-worth individuals, 20 individual clients and 2 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Total Wealth Solutions offer?","answer":"Total Wealth Solutions provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Total Wealth Solutions charge?","answer":"Total Wealth Solutions charges 0.80%–1.50% a year for its Asset Management Fees. The fee is billed in advance or in arrears and is negotiable.","source":"FIRM DISCLOSURE BROCHURE, filed 27 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Total Wealth Solutions use?","answer":"Total Wealth Solutions’ separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $148M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Total Wealth Solutions have?","answer":"Total Wealth Solutions has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Total Wealth Solutions invest in?","answer":"At the end of its last fiscal year, Total Wealth Solutions’ separately managed accounts held 75% exchange-traded equities, 5% U.S. government and agency bonds, 5% state and local bonds, 5% investment grade corporate bonds and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Total Wealth Solutions?","answer":"Total Wealth Solutions’ direct owner is Imran Thanvi (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 5 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Total Wealth Solutions get paid?","answer":"Total Wealth Solutions is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Total Wealth Solutions?","answer":"Total Wealth Solutions’ main office is at 146 Main Street, Suite 201, Los Altos, CA 94022. Its phone number is 510-252-0135. Its website is onetws.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}