{"url":"https://nivawealth.com/firms/tia-wealth-management-327402","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/327402","regulatoryAum":101504000,"crd":"327402","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1726805","suffix":null,"lastName":"GUY","firstName":"ROBERT","middleName":"ANGUS"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136330","legalName":"Tia Wealth Management LLC","displayName":"TIA Wealth Management","slug":"tia-wealth-management-327402","website":"https://taxandinvestments.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Massachusetts limited liability company","fiscalYearEnd":"December","headquarters":{"street":"29 Water Street, Suite 302","city":"Newburyport","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"01950"},"tradeNames":[],"registration":{"secApproved":"21 May 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":293364.161849711,"staff":{"employees":3,"advisory":1,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":101504000,"discretionary":101504000,"discretionaryAccounts":343,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":312,"regulatoryAum":60960656},{"label":"High-net-worth individuals","clients":34,"regulatoryAum":40543344}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044363","versionId":1044363,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-05-07","documentName":"FORM ADV2A","fee_rate_low":1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:32:40.99296+00:00","documents":[{"name":"FORM ADV2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044363","versionId":1044363,"submittedOn":"2026-05-07"}]},"custodians":[{"name":"FMR LLC","shortName":"FMR","location":"Boston, MA","smaAssets":101504000}],"custodyNote":"TIA Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Robert Guy","title":"Managing Member/Chief Compliance Officer","crd":"1726805"}],"ownership":[{"label":"Robert Guy","detail":"Managing member/chief compliance officer in the 75% or more ownership band and a control person, since January 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"29 Water Street, Suite 302","city":"Newburyport","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"978-255-1128","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":55},{"label":"Non-exchange-traded equity securities","percent":15},{"label":"Investment grade corporate bonds","percent":10},{"label":"Cash and cash equivalents","percent":20}],"privateFunds":0},"sources":{"adv1FilingDate":"7 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/327402/PDF/327402.pdf","brochureDate":"7 May 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044363","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does TIA Wealth Management have?","answer":"TIA Wealth Management has 346 clients and manages $102 million for them, as of May 2026. They include 312 individual clients and 34 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 7 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does TIA Wealth Management offer?","answer":"TIA Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and publishing newsletters.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does TIA Wealth Management charge?","answer":"TIA Wealth Management charges 1.00% a year for its Asset Management. The fee is negotiable.","source":"FORM ADV2A, filed 7 May 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does TIA Wealth Management use?","answer":"TIA Wealth Management’s separately managed account assets are held at FMR LLC (Boston, MA), with $102M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does TIA Wealth Management have?","answer":"TIA Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does TIA Wealth Management invest in?","answer":"At the end of its last fiscal year, TIA Wealth Management’s separately managed accounts held 55% exchange-traded equities, 20% cash and equivalents, 15% non-exchange-traded equities and 10% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns TIA Wealth Management?","answer":"TIA Wealth Management’s direct owner is Robert Guy (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 7 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does TIA Wealth Management get paid?","answer":"TIA Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact TIA Wealth Management?","answer":"TIA Wealth Management’s main office is at 29 Water Street, Suite 302, Newburyport, MA 01950. Its phone number is 978-255-1128. Its website is taxandinvestments.com.","source":"Form ADV Part 1A, Item 1.F, filed 7 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}