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The fee is billed in arrears.","source":"ADV PART 2A, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Thrive Capital Management use?","answer":"Thrive Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $657M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Thrive Capital Management have?","answer":"Thrive Capital Management has 13 investment adviser representatives registered with state securities authorities, out of 26 employees, and 13 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 16 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Thrive Capital Management invest in?","answer":"At the end of its last fiscal year, Thrive Capital Management’s separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 40% exchange-traded equities, 8% U.S. government and agency bonds and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Thrive Capital Management?","answer":"Thrive Capital Management is owned through a chain of holding companies by Bret Elam and David and Karen Bezar. 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