{"url":"https://nivawealth.com/firms/the-wealth-advisory-team-124957","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/124957","regulatoryAum":147000000,"crd":"124957","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8087101","suffix":null,"lastName":"Batra","firstName":"Anjana","middleName":null},{"crd":"2872751","suffix":null,"lastName":"MCNEILL","firstName":"MACKEY","middleName":"MIRIAM"},{"crd":"6045650","suffix":"II","lastName":"NUNAN","firstName":"JOHN","middleName":"P"},{"crd":"4772615","suffix":null,"lastName":"PULSFORT","firstName":"ANDREW","middleName":"JAMES"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-04-20","regulatoryAum":123809158,"clients":160,"employees":3,"offices":1},{"filedOn":"2023-01-25","regulatoryAum":110309000,"clients":165,"employees":3,"offices":1},{"filedOn":"2024-05-23","regulatoryAum":127100000,"clients":165,"employees":5,"offices":1},{"filedOn":"2025-02-05","regulatoryAum":130700000,"clients":164,"employees":5,"offices":1},{"filedOn":"2026-02-02","regulatoryAum":147000000,"clients":170,"employees":6,"offices":1}],"secFileNumber":"801-123671","legalName":"The Wealth Advisory Team, LLC","displayName":"The Wealth Advisory Team","slug":"the-wealth-advisory-team-124957","website":"https://theprosperitypeople.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Kentucky limited liability company","fiscalYearEnd":"December","headquarters":{"street":"601 Fairfield Avenue","city":"Bellevue","state":"KY","stateName":"Kentucky","country":"United States","postalCode":"41073"},"tradeNames":[],"registration":{"secApproved":"8 April 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":814792.899408284,"staff":{"employees":6,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":147000000,"discretionary":145100000,"discretionaryAccounts":520,"nonDiscretionary":1900000,"nonDiscretionaryAccounts":13,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":16},"clientTypes":[{"label":"Individuals (other than HNW)","clients":128,"regulatoryAum":46700000},{"label":"High-net-worth individuals","clients":41,"regulatoryAum":91000000},{"label":"Charitable organizations","clients":1,"regulatoryAum":9300000}],"feePrograms":[{"role":"main","program":"Individual & Model Portfolio Management Fees","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1,"from":0},{"to":3000000,"pct":0.75,"from":1000000},{"to":5000000,"pct":0.5,"from":3000000},{"to":null,"pct":0.375,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005715","versionId":1005715,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-02","documentName":"FORM ADV PART II","fee_rate_low":0.375,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consulting Services","summary":"Fixed fee, typically $300 to $15,000, subject to the arrangement reached with the client.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005715","versionId":1005715,"submittedOn":"2026-02-02","documentName":"FORM ADV PART II"},{"role":"other","program":"Financial Planning","summary":"Fixed fee, typically $300 to $15,000 depending on the arrangement; any advance retainer is capped at $500.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005715","versionId":1005715,"submittedOn":"2026-02-02","documentName":"FORM ADV PART II"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:45:06.726292+00:00","documents":[{"name":"FORM ADV PART II","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005715","versionId":1005715,"submittedOn":"2026-02-02"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":126600000}],"custodyNote":"The Wealth Advisory Team has custody of client assets.","leadership":[{"name":"Mackey McNeill","title":"President/CEO/CCO/Managing Member","crd":"2872751"},{"name":"Sarah Mohr","title":"Partner/Owner","crd":"6817739"},{"name":"Andrew Pulsfort","title":"Director of Personal Services","crd":"4772615"}],"ownership":[{"label":"Mackey McNeill","detail":"President/ceo/cco/managing member in the 75% or more ownership band and a control person, since January 2003."},{"label":"Andrew Pulsfort","detail":"Director of personal services in the 10% to 25% ownership band, since January 2017."},{"label":"Sarah Mohr","detail":"Partner/owner in the 10% to 25% ownership band, since January 2022."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Kentucky","offices":1,"addresses":[{"street":"601 Fairfield Avenue","city":"Bellevue","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"859-331-7755","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":80},{"label":"Non-exchange-traded equity securities","percent":18},{"label":"Investment grade corporate bonds","percent":1},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"2 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/124957/PDF/124957.pdf","brochureDate":"2 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005715","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does The Wealth Advisory Team have?","answer":"The Wealth Advisory Team has 170 clients and manages $147 million for them, as of February 2026. They include 128 individual clients, 41 high-net-worth individuals and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 2 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does The Wealth Advisory Team offer?","answer":"The Wealth Advisory Team provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does The Wealth Advisory Team charge?","answer":"The Wealth Advisory Team charges 0.375%–1.00% a year for its Individual & Model Portfolio Management Fees. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"FORM ADV PART II, filed 2 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does The Wealth Advisory Team use?","answer":"The Wealth Advisory Team’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $127M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does The Wealth Advisory Team have?","answer":"The Wealth Advisory Team has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does The Wealth Advisory Team invest in?","answer":"At the end of its last fiscal year, The Wealth Advisory Team’s separately managed accounts held 80% exchange-traded equities, 18% non-exchange-traded equities, 1% investment grade corporate bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns The Wealth Advisory Team?","answer":"The Wealth Advisory Team’s direct owners are Mackey McNeill (75% or more), Andrew Pulsfort (10% to 25%) and Sarah Mohr (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 2 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does The Wealth Advisory Team get paid?","answer":"The Wealth Advisory Team is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is The Wealth Advisory Team registered with the SEC?","answer":"Yes, The Wealth Advisory Team has been registered with the SEC as an investment adviser since 8 April 2022. Its CRD number is 124957 and its SEC file number is 801-123671.","source":"Form ADV Part 1A, Item 1, filed 2 February 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact The Wealth Advisory Team?","answer":"The Wealth Advisory Team’s main office is at 601 Fairfield Avenue, Bellevue, KY 41073. Its phone number is 859-331-7755. Its website is theprosperitypeople.com.","source":"Form ADV Part 1A, Item 1.F, filed 2 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/the-wealth-advisory-team-124957/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-23","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2039196/000203919626000004/0002039196-26-000004-index.html","totalValue":123009711,"positionCount":39,"top10Share":0.7649885869579841,"top10":[{"issuer":"ETF SER SOLUTIONS","titleOfClass":"APTUS COLLRD INV","cusip":"26922A222","value":19211692,"shares":416378,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":12794074,"shares":156140,"shareType":"SH"},{"issuer":"ETF SER SOLUTIONS","titleOfClass":"APTUS DEFINED","cusip":"26922A388","value":12338217,"shares":429155,"shareType":"SH"},{"issuer":"DBX ETF TR","titleOfClass":"XTRACK MSCI 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}