{"url":"https://nivawealth.com/firms/the-holland-group-retirement-wealth-advisors-326421","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/326421","regulatoryAum":286055234,"crd":"326421","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5694090","suffix":"III","lastName":"CLAGGETT","firstName":"ALLEN","middleName":"LEROY"},{"crd":"2171208","suffix":null,"lastName":"HOLLAND","firstName":"STEVEN","middleName":"LLOYD"},{"crd":"7602608","suffix":null,"lastName":"Penhallow","firstName":"Joseph","middleName":"Paul"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-21","regulatoryAum":100205898,"clients":158,"employees":9,"offices":1},{"filedOn":"2025-04-11","regulatoryAum":215212800,"clients":694,"employees":10,"offices":1},{"filedOn":"2026-03-18","regulatoryAum":286055234,"clients":755,"employees":10,"offices":1}],"secFileNumber":"801-128805","legalName":"The Holland Group, Retirement Wealth Advisors, LLC","displayName":"The Holland Group, Retirement Wealth Advisors","slug":"the-holland-group-retirement-wealth-advisors-326421","website":"https://thehollandgrp.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/326421/9219739d2006d8d4-r1.webp","tone":"light","width":718,"height":200,"sourceUrl":"https://thehollandgrp.com/","sourceLabel":"The Holland Group, Retirement Wealth Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/the-holland-group-retirement-wealth-advisors","xUrl":"https://x.com/HollandGrp?mx=2","founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2637 MC Cormick Drive, Suite 101","city":"Clearwater","state":"FL","stateName":"Florida","country":"United States","postalCode":"33759"},"tradeNames":[],"registration":{"secApproved":"24 October 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":379519.26747311826,"staff":{"employees":10,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":286055234,"discretionary":286055234,"discretionaryAccounts":1811,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":286055234,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":706,"regulatoryAum":200893592},{"label":"High-net-worth individuals","clients":38,"regulatoryAum":81468743},{"label":"Pension and profit-sharing plans","clients":11,"regulatoryAum":3692399},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":500}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021271","versionId":1021271,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-18","documentName":"FORM ADV PART 2A","fee_rate_low":1.05,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":100000,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:29:40.549056+00:00","documents":[{"name":"FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021271","versionId":1021271,"submittedOn":"2026-03-18"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021272","versionId":1021272,"submittedOn":null}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":286055234},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":0}],"custodyNote":"The Holland Group, Retirement Wealth Advisors has custody of $9M in client assets for 58 clients.","otherCustodians":[],"leadership":[{"name":"Steven Holland","title":"CEO and CCO","crd":"2171208"},{"name":"Elizabeth Holland","title":"Co-Founder","crd":"8049241"}],"ownership":[{"label":"Steven Holland","detail":"Ceo and cco in the 50% to 75% ownership band and a control person, since January 2003."},{"label":"Elizabeth Holland","detail":"Co-founder in the 50% to 75% ownership band and a control person, since January 2003."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"2637 MC Cormick Drive, Suite 101","city":"Clearwater","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"727-734-3334","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"2000","assetMix":[{"label":"Exchange-traded equity securities","percent":36},{"label":"Securities issued by registered investment companies or business development companies","percent":61},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"18 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/326421/PDF/326421.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021271","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does The Holland Group, Retirement Wealth Advisors have?","answer":"The Holland Group, Retirement Wealth Advisors has 755 clients and manages $286 million for them, as of March 2026. They include 706 individual clients, 38 high-net-worth individuals, and 11 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does The Holland Group, Retirement Wealth Advisors offer?","answer":"The Holland Group, Retirement Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does The Holland Group, Retirement Wealth Advisors charge?","answer":"The Holland Group, Retirement Wealth Advisors charges 1.05%–1.25% a year for its Investment Management Services. The fee is billed in advance, is negotiable and requires an account of at least $100,000.","source":"FORM ADV PART 2A, filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does The Holland Group, Retirement Wealth Advisors use?","answer":"The Holland Group, Retirement Wealth Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $286M. The filing also lists Charles Schwab & Co., Inc. with no separately managed account assets.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does The Holland Group, Retirement Wealth Advisors have?","answer":"The Holland Group, Retirement Wealth Advisors has 3 investment adviser representatives registered with state securities authorities, out of 10 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does The Holland Group, Retirement Wealth Advisors invest in?","answer":"At the end of its last fiscal year, The Holland Group, Retirement Wealth Advisors’ separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 36% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does The Holland Group, Retirement Wealth Advisors have a minimum investment?","answer":"Yes, The Holland Group, Retirement Wealth Advisors’ minimum account size for its Investment Management Services is $100K.","source":"FORM ADV PART 2A, filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns The Holland Group, Retirement Wealth Advisors?","answer":"The Holland Group, Retirement Wealth Advisors’ direct owners are Steven Holland (50% to 75%) and Elizabeth Holland (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does The Holland Group, Retirement Wealth Advisors get paid?","answer":"The Holland Group, Retirement Wealth Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact The Holland Group, Retirement Wealth Advisors?","answer":"The Holland Group, Retirement Wealth Advisors’ main office is at 2637 MC Cormick Drive, Suite 101, Clearwater, FL 33759. Its phone number is 727-734-3334. Its website is thehollandgrp.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}