{"url":"https://nivawealth.com/firms/the-arkansas-financial-group-104808","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/104808","regulatoryAum":971140637,"crd":"104808","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"874537","suffix":"III","lastName":"ADKINS","firstName":"FREDRICK","middleName":"EARL"},{"crd":"4345755","suffix":null,"lastName":"BOLHOUSE","firstName":"KRISTINA","middleName":"KATHLEEN"},{"crd":"2962501","suffix":"JR","lastName":"BROADWATER","firstName":"JOHN","middleName":"RALPH"},{"crd":"4693507","suffix":null,"lastName":"MCCRAW","firstName":"MARY","middleName":"ELIZABETH"},{"crd":"7159527","suffix":null,"lastName":"Spradlin","firstName":"Jacob","middleName":"Lawrence"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-26","regulatoryAum":637879960,"clients":299,"employees":9,"offices":1},{"filedOn":"2022-04-04","regulatoryAum":743689169,"clients":308,"employees":9,"offices":1},{"filedOn":"2023-03-27","regulatoryAum":667274942,"clients":327,"employees":9,"offices":1},{"filedOn":"2024-03-14","regulatoryAum":755112171,"clients":338,"employees":10,"offices":1},{"filedOn":"2025-03-10","regulatoryAum":861387705,"clients":350,"employees":11,"offices":1},{"filedOn":"2026-09-04","regulatoryAum":971140637,"clients":367,"employees":11,"offices":1}],"secFileNumber":"801-23922","legalName":"The Arkansas Financial Group, Inc.","displayName":"The Arkansas Financial Group","slug":"the-arkansas-financial-group-104808","website":"https://arkansasfinancial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/104808/40faa649875fea7e-r1.webp","tone":"light","width":805,"height":200,"sourceUrl":"https://www.arfinancial.com/","sourceLabel":"The Arkansas Financial Group, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/the-arkansas-financial-group-inc-","founded":"1982","organization":"Arkansas corporation","fiscalYearEnd":"December","headquarters":{"street":"1001 N. 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They include 248 high-net-worth individuals and 119 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does The Arkansas Financial Group offer?","answer":"The Arkansas Financial Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, estate planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does The Arkansas Financial Group charge?","answer":"The Arkansas Financial Group charges 0.25%–0.90% a year for its Investment management fee. The fee is billed in advance and is negotiable.","source":"DISCLOSURE BROCHURE, filed 3 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does The Arkansas Financial Group use?","answer":"The Arkansas Financial Group’s separately managed account assets are held at National Financial Services LLC (Smithfield, RI), with $893M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does The Arkansas Financial Group have?","answer":"The Arkansas Financial Group has 5 investment adviser representatives registered with state securities authorities, out of 11 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does The Arkansas Financial Group invest in?","answer":"At the end of its last fiscal year, The Arkansas Financial Group’s separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents, 3% other, 2% exchange-traded equities and 2% state and local bonds. The 3% other category is described as: CDS, Fixed Annuities, Unit Investment Trusts, Variable Annuity Sub-Accounts,  U.S. Government/Agency Bonds and Investment Grade Corporate Bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns The Arkansas Financial Group?","answer":"The Arkansas Financial Group’s direct owners are Fredrick Adkins, Kristina Bolhouse, John Broadwater and Mary McCraw, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does The Arkansas Financial Group get paid?","answer":"The Arkansas Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. 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