{"url":"https://nivawealth.com/firms/tencap-wealth-coaching-166130","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/166130","regulatoryAum":285025351,"crd":"166130","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6512541","suffix":"Sr","lastName":"ALLEN","firstName":"ROCK","middleName":"WINCHESTER"},{"crd":"4353276","suffix":null,"lastName":"BELL-ANDERSEN","firstName":"BONITA","middleName":"KAY"},{"crd":"5181698","suffix":null,"lastName":"BLACK","firstName":"GREGORY","middleName":"DUNN"},{"crd":"7244444","suffix":null,"lastName":"Carrigan","firstName":"Nicholas","middleName":"Chandler"},{"crd":"6784701","suffix":null,"lastName":"Forsythe","firstName":"Dalton","middleName":"Kaoao`"},{"crd":"5640803","suffix":null,"lastName":"GALERIA","firstName":"ROBERT","middleName":"PAUL"},{"crd":"6442706","suffix":null,"lastName":"GERMAN","firstName":"RAYMOND","middleName":"JOSEPH"},{"crd":"2861318","suffix":null,"lastName":"WHISENANT","firstName":"KEVIN","middleName":"DEE"}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-28","regulatoryAum":0,"clients":0,"employees":12,"offices":10},{"filedOn":"2025-06-26","regulatoryAum":117197434,"clients":499,"employees":15,"offices":11},{"filedOn":"2026-03-20","regulatoryAum":285025351,"clients":753,"employees":7,"offices":11}],"secFileNumber":"801-130427","legalName":"Tencap Wealth Coaching, LLC","displayName":"Tencap Wealth Coaching","slug":"tencap-wealth-coaching-166130","website":"https://tencap.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/encap-wealth-coaching/","founded":null,"organization":"Utah limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1314 West 11400 South, Suite 201","city":"South Jordan","state":"UT","stateName":"Utah","country":"United States","postalCode":"84095"},"tradeNames":[],"registration":{"secApproved":"10 June 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":373562.41711956525,"staff":{"employees":7,"advisory":7,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":285025351,"discretionary":285025351,"discretionaryAccounts":2087,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":20},"clientTypes":[{"label":"Individuals (other than HNW)","clients":681,"regulatoryAum":136165148},{"label":"High-net-worth individuals","clients":55,"regulatoryAum":138776791},{"label":"Pension and profit-sharing plans","clients":13,"regulatoryAum":4926024},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":82},{"label":"Corporations and other businesses","clients":3,"fewerThan5":true,"regulatoryAum":5157306}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1.15,"from":0},{"to":1000000,"pct":1.05,"from":500000},{"to":4000000,"pct":0.75,"from":1000000},{"to":null,"pct":0.5,"from":4000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022838","versionId":1022838,"ratePeriod":"annual","fee_billing":"both","submittedOn":"2026-03-20","documentName":"ADV PART 2A & 2B SEC","fee_rate_low":0.5,"fee_rate_high":1.15,"fee_negotiable":true,"minimum_account":300000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"A negotiable fixed fee of up to $10,000 for financial planning services, payable at the inception of services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022838","versionId":1022838,"submittedOn":"2026-03-20","documentName":"ADV PART 2A & 2B SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:37:41.55778+00:00","documents":[{"name":"ADV PART 2A & 2B SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022838","versionId":1022838,"submittedOn":"2026-03-20"}]},"custodians":[{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":280186537}],"custodyNote":"Tencap Wealth Coaching does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Nicholas Carrigan","title":"Executive Vice President","crd":"7244444"},{"name":"Gregory Black","title":"Managing Member/Chief Compliance Officer","crd":"5181698"}],"ownership":[{"label":"Kerry Park Family Limited Partnership","detail":"Owner in the 75% or more ownership band and a control person, since October 2012."},{"label":"Gregory Black","detail":"Indirect owner: trustee of The Gregory D. Black Trust and a control person, since July 2025.","parent":"The Gregory D. Black Trust"},{"label":"Lindsey Black","detail":"Indirect owner: trustee of The Lindsey Black Trust and a control person, since July 2025.","parent":"The Lindsey Black Trust"},{"label":"The Gregory D. Black Trust","detail":"Indirect owner: a limited partner of Kerry Park Family Limited Partnership in the 25% to 50% band and a control person, since July 2025. Also a managing member of Black Stand Business Management LLC in the 75% or more band and a control person, since July 2025.","parent":"Kerry Park Family Limited Partnership"},{"label":"The Lindsey Black Trust","detail":"Indirect owner: a limited partner of Kerry Park Family Limited Partnership in the 25% to 50% band and a control person, since July 2025.","parent":"Kerry Park Family Limited Partnership"},{"label":"Black Stand Business Management LLC","detail":"Indirect owner: general partner of Kerry Park Family Limited Partnership and a control person, since July 2025.","parent":"Kerry Park Family Limited Partnership"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":10,"privateResidences":4},"listedOfficeAddresses":7,"foreignOffices":[],"officesByState":[{"state":"Idaho","offices":1,"addresses":[{"street":"655 South 4th St","city":"Preston"}]},{"state":"North Dakota","offices":1,"addresses":[{"street":"1726 South Washington Street","city":"Grand Forks"}]},{"state":"Utah","offices":5,"addresses":[{"street":"1314 West 11400 South, Suite 201","city":"South Jordan","headquarters":true},{"street":"50 West 700 North","city":"Logan"},{"street":"451 E 1000 S","city":"Pleasant Grove"},{"street":"4424 S 700 E","city":"Millcreek"},{"street":"833 Pioneer RD","city":"Draper"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"801-221-2956","stateRegisteredReps":7,"otherAdviserReps":2,"compensation":["A percentage of assets under management","Hourly charges","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":95},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"20 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/166130/PDF/166130.pdf","brochureDate":"20 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022838","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Tencap Wealth Coaching have?","answer":"Tencap Wealth Coaching has 753 clients and manages $285 million for them, as of March 2026. They include 681 individual clients, 55 high-net-worth individuals, and 13 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Tencap Wealth Coaching offer?","answer":"Tencap Wealth Coaching provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Tencap Wealth Coaching charge?","answer":"Tencap Wealth Coaching charges 0.50%–1.15% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in advance or in arrears, is negotiable and requires an account of at least $300,000.","source":"ADV PART 2A & 2B SEC, filed 20 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Tencap Wealth Coaching use?","answer":"Tencap Wealth Coaching’s separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $280M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Tencap Wealth Coaching have?","answer":"Tencap Wealth Coaching has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Tencap Wealth Coaching invest in?","answer":"At the end of its last fiscal year, Tencap Wealth Coaching’s separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Tencap Wealth Coaching have a minimum investment?","answer":"Yes, Tencap Wealth Coaching’s minimum account size for its Asset Management is $300K.","source":"ADV PART 2A & 2B SEC, filed 20 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Tencap Wealth Coaching?","answer":"Tencap Wealth Coaching’s direct owner is Kerry Park Family Limited Partnership (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Tencap Wealth Coaching get paid?","answer":"Tencap Wealth Coaching is paid through a percentage of assets under management, hourly charges and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Tencap Wealth Coaching?","answer":"Tencap Wealth Coaching’s main office is at 1314 West 11400 South, Suite 201, South Jordan, UT 84095. Its phone number is 801-221-2956. Its website is tencap.com.","source":"Form ADV Part 1A, Item 1.F, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/tencap-wealth-coaching-166130/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-29","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2107751/000210775126000005/0002107751-26-000005-index.html","totalValue":315357360,"positionCount":20,"top10Share":0.9899247666203193,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"DIMENSIONAL US","cusip":"25434V559","value":80392003,"shares":1208060,"shareType":"SH","priorValue":71058993,"priorShares":1196453},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":69170068,"shares":843306,"shareType":"SH","priorValue":59777663,"priorShares":842182},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}