{"url":"https://nivawealth.com/firms/tea-and-taxes-company-dba-prosperitea-planning-282041","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/282041","regulatoryAum":176890177,"crd":"282041","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8182719","suffix":null,"lastName":"Carnevale","firstName":"David","middleName":"Michael"},{"crd":"8185401","suffix":null,"lastName":"Fries","firstName":"Mari","middleName":"Lynn"},{"crd":"6596601","suffix":null,"lastName":"MARSDEN","firstName":"WENDY SUZANNE","middleName":"CONRAD"},{"crd":"7449679","suffix":null,"lastName":"Plotkin","firstName":"Samuel","middleName":"Phillip"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134175","legalName":"Tea & Taxes Company Dba Prosperitea Planning","displayName":"Tea & Taxes Company Dba ProsperiTea 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TAXES COMPANY DBA PROSPERITEA PLANNING"},{"role":"other","program":"Open Retainer","summary":"Annual flat-dollar retainer for investment management, planning and tax preparation, from a $7,500 minimum for new clients, set by a formula on net worth, income and complexity.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053443","versionId":1053443,"submittedOn":"2026-07-30","documentName":"TEA & TAXES COMPANY DBA PROSPERITEA PLANNING"},{"role":"other","program":"Project-Based Financial Planning","summary":"Limited-scope engagements priced by the same calculator, with a minimum of $1,500, payable when services are rendered.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053443","versionId":1053443,"submittedOn":"2026-07-30","documentName":"TEA & TAXES COMPANY DBA PROSPERITEA PLANNING"},{"role":"other","program":"Tax Preparation (Separate Engagement)","summary":"Forms-based charge by return complexity, not less than $400 per return, for clients outside the retainer.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053443","versionId":1053443,"submittedOn":"2026-07-30","documentName":"TEA & TAXES COMPANY DBA PROSPERITEA PLANNING"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T15:19:19.606448+00:00","documents":[{"name":"TEA & TAXES COMPANY DBA PROSPERITEA PLANNING","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053443","versionId":1053443,"submittedOn":"2026-07-30"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":170293292}],"custodyNote":"Tea & Taxes Company Dba ProsperiTea Planning does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Wendy Suzanne Marsden","title":"CCO","crd":"6596601"},{"name":"Samuel Plotkin","title":"Owner, Investment Adviser Represenative","crd":"7449679"}],"ownership":[{"label":"Wendy S.C. Marsden Investment Trust, Udt Dated November 29, 2017","detail":"Trust established by owner in the 50% to 75% ownership band and a control person, since November 2017."},{"label":"Samuel Plotkin","detail":"Owner, investment adviser represenative in the 25% to 50% ownership band and a control person, since February 2024."},{"label":"Wendy Suzanne Marsden","detail":"Indirect owner: a trustee, firm principal, cco of Wendy S.C. Marsden Investment Trust, Udt Dated November 29, 2017 in the 50% to 75% band and a control person, since January 2016.","parent":"Wendy S.C. 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They include 63 high-net-worth individuals and 58 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Tea & Taxes Company Dba ProsperiTea Planning offer?","answer":"Tea & Taxes Company Dba ProsperiTea Planning provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Tea & Taxes Company Dba ProsperiTea Planning use?","answer":"Tea & Taxes Company Dba ProsperiTea Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $170M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Tea & Taxes Company Dba ProsperiTea Planning have?","answer":"Tea & Taxes Company Dba ProsperiTea Planning has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Tea & Taxes Company Dba ProsperiTea Planning invest in?","answer":"At the end of its last fiscal year, Tea & Taxes Company Dba ProsperiTea Planning’s separately managed accounts held 66% exchange-traded equities, 26% registered funds (mutual funds, ETFs, BDCs), 3% investment grade corporate bonds, 3% cash and equivalents, 1% U.S. government and agency bonds and 1% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Tea & Taxes Company Dba ProsperiTea Planning?","answer":"Tea & Taxes Company Dba ProsperiTea Planning is owned through a trust by Wendy Suzanne Marsden. Its direct owners are Wendy S.C. Marsden Investment Trust, Udt Dated November 29, 2017 (50% to 75%) and Samuel Plotkin (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 30 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Tea & Taxes Company Dba ProsperiTea Planning get paid?","answer":"Tea & Taxes Company Dba ProsperiTea Planning is paid through hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Tea & Taxes Company Dba ProsperiTea Planning?","answer":"Tea & Taxes Company Dba ProsperiTea Planning’s main office is at 308 Main Street, Suite 3a, Greenfield, MA 01301. Its phone number is 413-829-4832. Its website is prosperiteaplanning.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}