{"url":"https://nivawealth.com/firms/swad-wealth-management-319218","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/319218","regulatoryAum":111061079,"crd":"319218","secFileNumber":"801-137035","legalName":"Swad Wealth Management, LLC","displayName":"Swad Wealth Management","slug":"swad-wealth-management-319218","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"100 Stony Point RD, Suite 244","city":"Santa Rosa","state":"CA","stateName":"California","country":"United States","postalCode":"95401"},"tradeNames":[],"registration":{"secApproved":"7 August 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2313772.4791666665,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":111061079,"discretionary":111061079,"discretionaryAccounts":192,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":19,"regulatoryAum":11934878},{"label":"High-net-worth individuals","clients":29,"regulatoryAum":99126201}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":3000000,"pct":1,"from":0},{"to":5000000,"pct":0.75,"from":3000000},{"to":15000000,"pct":0.5,"from":5000000},{"to":null,"pct":0.25,"from":15000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051172","versionId":1051172,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-07-08","documentName":"FORM ADV PART 2A - SWAD WEALTH MANAGEMENT, LLC","fee_rate_low":0.25,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":20000},{"role":"other","program":"Annuity Products","summary":"Annuity products are charged a flat 1.00% annual rate of account value, outside the tiered schedule.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051172","versionId":1051172,"submittedOn":"2026-07-08","documentName":"FORM ADV PART 2A - SWAD WEALTH MANAGEMENT, LLC"},{"role":"other","program":"Financial Planning Only Service","summary":"Flat fee of $800 per month, billed monthly in advance and negotiable at the Firm's sole discretion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051172","versionId":1051172,"submittedOn":"2026-07-08","documentName":"FORM ADV PART 2A - SWAD WEALTH MANAGEMENT, LLC"},{"role":"other","program":"One-Time Financial Planning","summary":"Hourly rate of $500, or a flat fee of $2,000 to $20,000 for a narrow-scope engagement, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051172","versionId":1051172,"submittedOn":"2026-07-08","documentName":"FORM ADV PART 2A - SWAD WEALTH MANAGEMENT, LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:12:13.570647+00:00","documents":[{"name":"FORM ADV PART 2A - SWAD WEALTH MANAGEMENT, LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051172","versionId":1051172,"submittedOn":"2026-07-08"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014515","versionId":1014515,"submittedOn":null}]},"custodians":[],"custodyNote":"Swad Wealth Management has custody of $17.3M in client assets for 8 clients.","otherCustodians":[],"leadership":[],"ownership":[],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"100 Stony Point RD, Suite 244","city":"Santa Rosa","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"707-899-1010","stateRegisteredReps":2,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":32},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":4},{"label":"Investment grade corporate bonds","percent":60},{"label":"Securities issued by registered investment companies or business development companies","percent":3},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":2,"detail":"Fee Only Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"8 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/319218/PDF/319218.pdf","brochureDate":"8 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051172","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Swad Wealth Management have?","answer":"Swad Wealth Management has 48 clients and manages $111 million for them, as of July 2026. They include 29 high-net-worth individuals and 19 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Swad Wealth Management offer?","answer":"Swad Wealth Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Swad Wealth Management charge?","answer":"Swad Wealth Management charges 0.25%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $20,000 annual minimum.","source":"FORM ADV PART 2A - SWAD WEALTH MANAGEMENT, LLC, filed 8 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Swad Wealth Management have?","answer":"Swad Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Swad Wealth Management invest in?","answer":"At the end of its last fiscal year, Swad Wealth Management’s separately managed accounts held 60% investment grade corporate bonds, 32% exchange-traded equities, 4% state and local bonds, 3% registered funds (mutual funds, ETFs, BDCs), 2% other, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% pooled vehicles (private funds and similar) and 1% cash and equivalents. The 2% other category is described as: Fee Only Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How does Swad Wealth Management get paid?","answer":"Swad Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Swad Wealth Management?","answer":"Swad Wealth Management’s main office is at 100 Stony Point RD, Suite 244, Santa Rosa, CA 95401. Its phone number is 707-899-1010.","source":"Form ADV Part 1A, Item 1.F, filed 8 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}