{"url":"https://nivawealth.com/firms/summit-wealth-group-282205","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/282205","regulatoryAum":761904517,"crd":"282205","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4171657","suffix":null,"lastName":"ADAMS","firstName":"KATHERINE","middleName":null},{"crd":"5062978","suffix":null,"lastName":"BROOKES-GOVERNO","firstName":"SARAH","middleName":null},{"crd":"4011742","suffix":null,"lastName":"HURLBURT","firstName":"ABIGAIL","middleName":null},{"crd":"5400868","suffix":null,"lastName":"MEEKS","firstName":"HEATHER","middleName":"SUE"},{"crd":"4635699","suffix":null,"lastName":"POTTS","firstName":"ERIK","middleName":"MATTHEW"},{"crd":"5928929","suffix":null,"lastName":"Randall","firstName":"Erik","middleName":null},{"crd":"6106248","suffix":null,"lastName":"Schwarz","firstName":"Andrew","middleName":"W"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-08","regulatoryAum":477383411,"clients":411,"employees":13,"offices":3},{"filedOn":"2022-03-30","regulatoryAum":559671838,"clients":429,"employees":12,"offices":3},{"filedOn":"2023-03-07","regulatoryAum":499675083,"clients":430,"employees":11,"offices":2},{"filedOn":"2024-03-12","regulatoryAum":516062243,"clients":409,"employees":10,"offices":2},{"filedOn":"2025-03-17","regulatoryAum":656268782,"clients":438,"employees":11,"offices":2},{"filedOn":"2026-03-11","regulatoryAum":761904517,"clients":456,"employees":10,"offices":2}],"secFileNumber":"801-107026","legalName":"Summit Wealth Group LLC","displayName":"Summit Wealth Group","slug":"summit-wealth-group-282205","website":"https://summitwg.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/282205/b809f3de6cceaea9-r1.webp","tone":"light","width":831,"height":200,"sourceUrl":"https://www.summitwg.com/","sourceLabel":"Summit Wealth Group LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2003","organization":"New Hampshire limited liability company","fiscalYearEnd":"December","headquarters":{"street":"20b Hampton Road","city":"Exeter","state":"NH","stateName":"New Hampshire","country":"United States","postalCode":"03833"},"tradeNames":[],"registration":{"secApproved":"23 December 2015","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1672738.2112359551,"staff":{"employees":10,"advisory":7,"brokerDealerReps":1,"insuranceAgents":1,"promoters":2},"aum":{"regulatory":761904517,"discretionary":753245497,"discretionaryAccounts":1444,"nonDiscretionary":8659020,"nonDiscretionaryAccounts":1,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":222,"regulatoryAum":88542704},{"label":"High-net-worth individuals","clients":223,"regulatoryAum":655825800},{"label":"Pension and profit-sharing plans","clients":11,"regulatoryAum":17536013}],"feePrograms":[{"role":"main","program":"Wealth Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017264","versionId":1017264,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-11","documentName":"ADV 2A","fee_rate_low":0.25,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":1000000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial consulting","summary":"Financial consulting is a fixed fee of $5,000 to $10,000, negotiable and based on the complexity of the project.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017264","versionId":1017264,"submittedOn":"2026-03-11","documentName":"ADV 2A"},{"role":"other","program":"Financial Life Planning","summary":"Initial financial life planning is generally a fixed fee of $5,000 to $7,500 per plan; additional planning work is billed at $500 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017264","versionId":1017264,"submittedOn":"2026-03-11","documentName":"ADV 2A"},{"role":"other","program":"Tax preparation and planning","summary":"Tax preparation and planning is a fixed annual fee of $750 to $2,500, based on service level, paid in advance by calendar year.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017264","versionId":1017264,"submittedOn":"2026-03-11","documentName":"ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T07:15:49.455711+00:00","documents":[{"name":"ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017264","versionId":1017264,"submittedOn":"2026-03-11"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":675868982}],"custodyNote":"Summit Wealth Group has custody of $443M for 176 clients.","otherCustodians":[],"leadership":[{"name":"Erik Randall","title":"CCO","crd":"5928929"},{"name":"Abigail Hurlburt","title":"Principal","crd":"4011742"}],"ownership":[{"label":"Abigail Hurlburt","detail":"Principal in the 50% to 75% ownership band and a control person, since January 2016."},{"label":"Panorama Wealth Strategies LLC","detail":"Principal in the 25% to 50% ownership band and a control person, since January 2021."},{"label":"Erik Potts","detail":"Indirect owner: a managing member of Panorama Wealth Strategies LLC in the 75% or more band and a control person, since January 2021.","parent":"Panorama Wealth Strategies LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"New Hampshire","offices":1,"addresses":[{"street":"20b Hampton Road","city":"Exeter","headquarters":true}]},{"state":"Vermont","offices":1,"addresses":[{"street":"205 Billings Farm Road","city":"White River Junction"}]}],"brochureServices":["insurance","tax planning","tax preparation"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"802-295-5300","stateRegisteredReps":8,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":7},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":88},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"11 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/282205/PDF/282205.pdf","brochureDate":"11 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017264","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Summit Wealth Group have?","answer":"Summit Wealth Group has 456 clients and manages $762 million for them, as of March 2026. They include 223 high-net-worth individuals, 222 individual clients, and 11 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Summit Wealth Group offer?","answer":"Summit Wealth Group provides financial planning, portfolio management for individuals and small businesses, selecting other managers, insurance, tax planning, and tax preparation.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Summit Wealth Group charge?","answer":"Summit Wealth Group charges 0.25%–1.50% a year for its Wealth Management. The fee is billed in advance, is negotiable and requires an account of at least $1,000,000.","source":"ADV 2A, filed 11 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Summit Wealth Group use?","answer":"Summit Wealth Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $676M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Summit Wealth Group have?","answer":"Summit Wealth Group has 8 investment adviser representatives registered with state securities authorities, out of 10 employees, and 7 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Summit Wealth Group invest in?","answer":"At the end of its last fiscal year, Summit Wealth Group’s separately managed accounts held 88% registered funds (mutual funds, ETFs, BDCs), 7% exchange-traded equities, 4% cash and equivalents and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Summit Wealth Group have a minimum investment?","answer":"Yes, Summit Wealth Group’s minimum account size for its Wealth Management is $1M.","source":"ADV 2A, filed 11 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Summit Wealth Group?","answer":"Summit Wealth Group is owned through a holding company by Erik Potts. Its direct owners are Abigail Hurlburt (50% to 75%) and Panorama Wealth Strategies LLC (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Summit Wealth Group get paid?","answer":"Summit Wealth Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Summit Wealth Group?","answer":"Summit Wealth Group’s main office is at 20b Hampton Road, Exeter, NH 03833. Its phone number is 802-295-5300. Its website is summitwg.com.","source":"Form ADV Part 1A, Item 1.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}