{"url":"https://nivawealth.com/firms/steve-lynch-wealth-management-113715","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/113715","regulatoryAum":153357000,"crd":"113715","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6522256","suffix":null,"lastName":"LYNCH","firstName":"KYLE","middleName":"KRISTOPHER"},{"crd":"1479879","suffix":null,"lastName":"LYNCH","firstName":"STEPHEN","middleName":"CHARLES"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-05-28","regulatoryAum":133689469,"clients":515,"employees":5,"offices":1},{"filedOn":"2025-03-20","regulatoryAum":132165083,"clients":582,"employees":5,"offices":1},{"filedOn":"2026-04-30","regulatoryAum":153357000,"clients":727,"employees":3,"offices":1}],"secFileNumber":"801-130555","legalName":"Steve Lynch Wealth Management","displayName":"Steve Lynch Wealth Management","slug":"steve-lynch-wealth-management-113715","website":"https://stevelynchwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New Mexico corporation","fiscalYearEnd":"December","headquarters":{"street":"6605 Uptown BLVD. Ne, Suite 370","city":"Albuquerque","state":"NM","stateName":"New Mexico","country":"United States","postalCode":"87110"},"tradeNames":[],"registration":{"secApproved":"27 June 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":210944.9793672627,"staff":{"employees":3,"advisory":2,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":153357000,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":153357000,"nonDiscretionaryAccounts":727,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":676,"regulatoryAum":87413000},{"label":"High-net-worth individuals","clients":51,"regulatoryAum":65944000}],"feePrograms":[{"role":"main","program":"Advisory Service Agreement","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031568","versionId":1031568,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-30","documentName":"ADV PART 2","fee_rate_low":1.25,"fee_rate_high":1.25,"fee_negotiable":false,"minimum_account":10000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial plans are priced by complexity, from $1,500 and up, negotiable; follow-up implementation work is billed at $500 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031568","versionId":1031568,"submittedOn":"2026-03-30","documentName":"ADV PART 2"},{"role":"other","program":"Hourly Planning Engagements","summary":"Limited-scope planning engagements are billed at $500 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031568","versionId":1031568,"submittedOn":"2026-03-30","documentName":"ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:15:59.05807+00:00","documents":[{"name":"ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031568","versionId":1031568,"submittedOn":"2026-03-30"}]},"custodians":[],"custodyNote":"Steve Lynch Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Stephen Lynch","title":"President and CCO","crd":"1479879"}],"ownership":[{"label":"Stephen Lynch","detail":"President and cco in the 75% or more ownership band and a control person, since June 1995."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Mexico","offices":1,"addresses":[{"street":"6605 Uptown BLVD. Ne, Suite 370","city":"Albuquerque","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"505-881-7526","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":97},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"30 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/113715/PDF/113715.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031568","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Steve Lynch Wealth Management have?","answer":"Steve Lynch Wealth Management has 727 clients and manages $153 million for them, as of April 2026. They include 676 individual clients and 51 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Steve Lynch Wealth Management offer?","answer":"Steve Lynch Wealth Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Steve Lynch Wealth Management charge?","answer":"Steve Lynch Wealth Management charges 1.25% a year for its Advisory Service Agreement. The fee is billed in advance, is not negotiable and requires an account of at least $10,000.","source":"ADV PART 2, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Steve Lynch Wealth Management have?","answer":"Steve Lynch Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Steve Lynch Wealth Management invest in?","answer":"At the end of its last fiscal year, Steve Lynch Wealth Management’s separately managed accounts held 97% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Steve Lynch Wealth Management have a minimum investment?","answer":"Yes, Steve Lynch Wealth Management’s minimum account size for its Advisory Service Agreement is $10K.","source":"ADV PART 2, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Steve Lynch Wealth Management?","answer":"Steve Lynch Wealth Management’s direct owner is Stephen Lynch (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Steve Lynch Wealth Management get paid?","answer":"Steve Lynch Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Steve Lynch Wealth Management?","answer":"Steve Lynch Wealth Management’s main office is at 6605 Uptown BLVD. Ne, Suite 370, Albuquerque, NM 87110. Its phone number is 505-881-7526. Its website is stevelynchwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}