{"url":"https://nivawealth.com/firms/staib-financial-planning-125706","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/125706","regulatoryAum":118021052,"crd":"125706","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4524109","suffix":null,"lastName":"STAIB","firstName":"PAUL","middleName":"F"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135285","legalName":"Staib Financial Planning, LLC","displayName":"Staib Financial Planning","slug":"staib-financial-planning-125706","website":"https://staibfinancialplanning.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/125706/b0c69f27683544c5-r1.webp","tone":"light","width":725,"height":200,"sourceUrl":"https://www.staibfinancialplanning.com/","sourceLabel":"Staib Financial Planning, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"https://twitter.com/staibfp","founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"5 February 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2226812.3018867923,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":118021052,"discretionary":118021052,"discretionaryAccounts":275,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":5},"clientTypes":[{"label":"Individuals (other than HNW)","clients":9,"regulatoryAum":6613560},{"label":"High-net-worth individuals","clients":44,"regulatoryAum":111407492}],"feePrograms":[{"role":"other","program":"Financial planning fixed fee","summary":"A financial plan is typically a flat fee of $4,000 to $8,000, agreed before work begins; half is due up front.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000413","versionId":1000413,"submittedOn":"2026-01-06","documentName":"ADV PART 2 BROCHURE"},{"role":"other","program":"Hourly financial planning","summary":"Hourly financial planning engagements are offered at $500 per hour, negotiable at the firm's discretion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000413","versionId":1000413,"submittedOn":"2026-01-06","documentName":"ADV PART 2 BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:48:45.183613+00:00","documents":[{"name":"ADV PART 2 BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000413","versionId":1000413,"submittedOn":"2026-01-06"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":118021052}],"custodyNote":"Staib Financial Planning does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Paul Staib","title":"Principal & Chief Compliance Officer","crd":"4524109"}],"ownership":[{"label":"Paul Staib","detail":"Principal & chief compliance officer in the 75% or more ownership band and a control person, since June 2003."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"303-887-9633","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":90},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"6 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/125706/PDF/125706.pdf","brochureDate":"6 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000413","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Staib Financial Planning have?","answer":"Staib Financial Planning has 53 clients and manages $118 million for them, as of January 2026. They include 44 high-net-worth individuals and 9 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Staib Financial Planning offer?","answer":"Staib Financial Planning provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Staib Financial Planning use?","answer":"Staib Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $118M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Staib Financial Planning have?","answer":"Staib Financial Planning has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Staib Financial Planning invest in?","answer":"At the end of its last fiscal year, Staib Financial Planning’s separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Staib Financial Planning?","answer":"Staib Financial Planning’s direct owner is Paul Staib (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Staib Financial Planning get paid?","answer":"Staib Financial Planning is paid through hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Staib Financial Planning?","answer":"Its phone number is 303-887-9633. Its website is staibfinancialplanning.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}