{"url":"https://nivawealth.com/firms/stage-2-planning-partners-323281","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/323281","regulatoryAum":106498446,"crd":"323281","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2505358","suffix":null,"lastName":"DOUGLASS","firstName":"CHRISTOPHER","middleName":"ALAN"},{"crd":"2101732","suffix":null,"lastName":"MAYNARD","firstName":"SANDRA","middleName":"MARIE"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135707","legalName":"Stage 2 Planning Partners LLC","displayName":"Stage 2 Planning Partners","slug":"stage-2-planning-partners-323281","website":"https://stage2planning.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Vermont limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1233 Shelburne RD E6","city":"S Burlington","state":"VT","stateName":"Vermont","country":"United States","postalCode":"05403"},"tradeNames":[],"registration":{"secApproved":"26 March 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":341134.137254902,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":106498446,"discretionary":93117386,"discretionaryAccounts":485,"nonDiscretionary":13381060,"nonDiscretionaryAccounts":88,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":283,"regulatoryAum":70071263},{"label":"High-net-worth individuals","clients":23,"regulatoryAum":34315783},{"label":"Pension and profit-sharing plans","clients":2,"fewerThan5":true,"regulatoryAum":2111400}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046841","versionId":1046841,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-06-01","documentName":"ADV PART 2A- STAGE 2 PLANNING PARTNERS LLC","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is charged a flat fee of $250 to $5,000 or an hourly fee of $100 to $425.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046841","versionId":1046841,"submittedOn":"2026-06-01","documentName":"ADV PART 2A- STAGE 2 PLANNING PARTNERS LLC"},{"role":"other","program":"Pension Consulting Services","summary":"Pension consulting is charged an annual asset fee of 1.00% up to $2,000,000, stepping down to 0.50% above $5,000,000, withdrawn quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046841","versionId":1046841,"submittedOn":"2026-06-01","documentName":"ADV PART 2A- STAGE 2 PLANNING PARTNERS LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:19:32.377492+00:00","documents":[{"name":"ADV PART 2A- STAGE 2 PLANNING PARTNERS LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046841","versionId":1046841,"submittedOn":"2026-06-01"}]},"custodians":[{"name":"Assetmark Brokerage, LLC","shortName":"Assetmark Brokerage","location":"Concord, CA","smaAssets":88552849},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":6199451}],"custodyNote":"Stage 2 Planning Partners has custody of $92.4M in client assets for 252 clients.","otherCustodians":[],"leadership":[{"name":"Christopher Douglass","title":"Managing Partner and Chief Compliance Officer","crd":"2505358"},{"name":"Sandra Maynard","title":"Managing Partner","crd":"2101732"}],"ownership":[{"label":"Sandra Maynard","detail":"Managing partner in the 50% to 75% ownership band and a control person, since January 2025."},{"label":"Christopher Douglass","detail":"Managing partner and chief compliance officer in the 50% to 75% ownership band and a control person, since January 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Vermont","offices":1,"addresses":[{"street":"1233 Shelburne RD E6","city":"S Burlington","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"802-846-1264","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":63},{"label":"U.S. government/agency bonds","percent":5},{"label":"Investment grade corporate bonds","percent":20},{"label":"Non-investment grade corporate bonds","percent":4},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"1 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/323281/PDF/323281.pdf","brochureDate":"1 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046841","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Stage 2 Planning Partners have?","answer":"Stage 2 Planning Partners has 308 clients and manages $106 million for them, as of June 2026. They include 283 individual clients, 23 high-net-worth individuals, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Stage 2 Planning Partners offer?","answer":"Stage 2 Planning Partners provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Stage 2 Planning Partners charge?","answer":"Stage 2 Planning Partners charges 0.50%–1.00% a year for its Portfolio Management Fees. The fee is billed in advance and is negotiable.","source":"ADV PART 2A- STAGE 2 PLANNING PARTNERS LLC, filed 1 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Stage 2 Planning Partners use?","answer":"Stage 2 Planning Partners’ separately managed account assets are held at Assetmark Brokerage, LLC (Concord, CA), with $88.6M and Charles Schwab & Co., Inc. (Westlake, TX), with $6.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Stage 2 Planning Partners have?","answer":"Stage 2 Planning Partners has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Stage 2 Planning Partners invest in?","answer":"At the end of its last fiscal year, Stage 2 Planning Partners’ separately managed accounts held 63% exchange-traded equities, 20% investment grade corporate bonds, 5% U.S. government and agency bonds, 5% cash and equivalents and 4% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Stage 2 Planning Partners?","answer":"Stage 2 Planning Partners’ direct owners are Sandra Maynard (50% to 75%) and Christopher Douglass (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Stage 2 Planning Partners get paid?","answer":"Stage 2 Planning Partners is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Stage 2 Planning Partners?","answer":"Stage 2 Planning Partners’ main office is at 1233 Shelburne RD E6, S Burlington, VT 05403. Its phone number is 802-846-1264. Its website is stage2planning.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}