{"url":"https://nivawealth.com/firms/spectrum-advisors-114805","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/114805","regulatoryAum":160000000,"crd":"114805","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4490886","suffix":null,"lastName":"Faulkner","firstName":"David","middleName":"R"},{"crd":"7984217","suffix":null,"lastName":"Henderson","firstName":"Elise","middleName":"Mallory"},{"crd":"6461115","suffix":null,"lastName":"KINGMAN","firstName":"KARINA","middleName":"ROBIN"},{"crd":"6392465","suffix":null,"lastName":"LEHMAN","firstName":"NICHOLAS","middleName":"PAUL"},{"crd":"1474315","suffix":null,"lastName":"Reppert","firstName":"Jon","middleName":"Michael"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-06-15","regulatoryAum":110000000,"clients":278,"employees":7,"offices":3},{"filedOn":"2023-03-23","regulatoryAum":118000000,"clients":290,"employees":7,"offices":3},{"filedOn":"2024-05-24","regulatoryAum":127000000,"clients":250,"employees":7,"offices":3},{"filedOn":"2025-03-27","regulatoryAum":149000000,"clients":340,"employees":9,"offices":5},{"filedOn":"2026-09-02","regulatoryAum":160000000,"clients":308,"employees":9,"offices":5}],"secFileNumber":"801-126099","legalName":"Spectrum Advisors, Inc.","displayName":"Spectrum Advisors","slug":"spectrum-advisors-114805","website":"https://spectrumadvisors.net/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"http://www.linkedin.com/company/spectrum-advisors-dallas","founded":null,"organization":"Texas corporation","fiscalYearEnd":"December","headquarters":{"street":"2805 Dallas Parkway, Ste 200","city":"Plano","state":"TX","stateName":"Texas","country":"United States","postalCode":"75093"},"tradeNames":[],"registration":{"secApproved":"15 July 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2026"},{"role":"other","program":"Financial planning consulting and review","summary":"Planning consulting and review is billed at a negotiable hourly rate of $250, with half paid when the planning contract is agreed.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037564","versionId":1037564,"submittedOn":"2026-03-31","documentName":"ADV PART 2A BROCHURE- MARCH 2026"},{"role":"other","program":"Retirement plan investment advice","summary":"Investment advice on qualified retirement plans uses the portfolio fee schedule, with a maximum annual fee of 1.20%, deducted monthly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037564","versionId":1037564,"submittedOn":"2026-03-31","documentName":"ADV PART 2A BROCHURE- MARCH 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:19:15.58911+00:00","documents":[{"name":"ADV PART 2A BROCHURE- MARCH 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037564","versionId":1037564,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Southlake, TX","smaAssets":160000000}],"custodyNote":"Spectrum Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jon Reppert","title":"President","crd":"1474315"},{"name":"Zachary Norris","title":"Chief Compliance Officer","crd":"6078527"},{"name":"David Faulkner","title":"Shareholder","crd":"4490886"}],"ownership":[{"label":"Jon Reppert","detail":"President in the 50% to 75% ownership band and a control person, since May 1996."},{"label":"David Faulkner","detail":"Shareholder in the 25% to 50% ownership band, since March 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":0},"listedOfficeAddresses":5,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"501 S Cherry St. Suite 1100","city":"Denver"}]},{"state":"Texas","offices":4,"addresses":[{"street":"2805 Dallas Parkway, Ste 200","city":"Plano","headquarters":true},{"street":"5444 Westheimer RD. Uptown","city":"Houston"},{"street":"825 Watters Creek BLVD. Ste 250","city":"Allen"},{"street":"2000 E. Lamar, Suite 600","city":"Arlington"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"972-931-3700","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":80},{"label":"Non-exchange-traded equity securities","percent":7},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":9},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"2 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/114805/PDF/114805.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037564","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Spectrum Advisors have?","answer":"Spectrum Advisors has 308 clients and manages $160 million for them, as of September 2026. They include 270 individual clients and 38 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 2 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Spectrum Advisors offer?","answer":"Spectrum Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Spectrum Advisors use?","answer":"Spectrum Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Southlake, TX), with $160M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Spectrum Advisors have?","answer":"Spectrum Advisors has 5 investment adviser representatives registered with state securities authorities, out of 9 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Spectrum Advisors invest in?","answer":"At the end of its last fiscal year, Spectrum Advisors’ separately managed accounts held 80% exchange-traded equities, 9% registered funds (mutual funds, ETFs, BDCs), 7% non-exchange-traded equities, 3% cash and equivalents and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Spectrum Advisors?","answer":"Spectrum Advisors’ direct owners are Jon Reppert (50% to 75%) and David Faulkner (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 2 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Spectrum Advisors get paid?","answer":"Spectrum Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Spectrum Advisors?","answer":"Spectrum Advisors’ main office is at 2805 Dallas Parkway, Ste 200, Plano, TX 75093. Its phone number is 972-931-3700. Its website is spectrumadvisors.net.","source":"Form ADV Part 1A, Item 1.F, filed 2 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}