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They include 207 high-net-worth individuals, 3 corporations and other businesses, and 1 pooled investment vehicle.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does SP Asset Management offer?","answer":"SP Asset Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for pooled vehicles.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does SP Asset Management charge?","answer":"SP Asset Management charges 0.25%–1.00% a year for its Investment Management Services. The fee is billed in arrears, is negotiable and has a $10,000 annual minimum.","source":"SP ASSET MANAGEMENT LLC BROCHURE, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does SP Asset Management use?","answer":"SP Asset Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $1.6B and Charles Schwab & Co., Inc. (San Francisco, CA), with $277M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does SP Asset Management have?","answer":"SP Asset Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does SP Asset Management invest in?","answer":"At the end of its last fiscal year, SP Asset Management’s separately managed accounts held 50% exchange-traded equities, 18% pooled vehicles (private funds and similar), 10% registered funds (mutual funds, ETFs, BDCs), 8% U.S. government and agency bonds, 8% cash and equivalents, 4% investment grade corporate bonds and 2% state and local bonds. It advises 1 private fund.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns SP Asset Management?","answer":"SP Asset Management’s direct owners are Sandeep Pandya (75% or more), Parul Pandya (5% to 10%), RP Irrevocable Trust Dated March 29, 2025 (5% to 10%), RP Irrevocable Trust Dated March (5% to 10%), MP Irrevocable Trust Dated March 29, 2025 (5% to 10%) and MP Irrevocable Trust Dated March (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does SP Asset Management get paid?","answer":"SP Asset Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact SP Asset Management?","answer":"SP Asset Management’s main office is at 20380 Town Center Lane, Ste 205, Cupertino, CA 95014. Its phone number is 408-257-7711. 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