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They include 301 individual clients, 127 high-net-worth individuals, and 12 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does SkyOak Wealth offer?","answer":"SkyOak Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, estate planning, family office services, insurance, and philanthropic planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does SkyOak Wealth charge?","answer":"SkyOak Wealth charges 0.05%–1.95% a year for its Investment Management Services. The fee is billed in advance, is negotiable and requires an account of at least $200,000.","source":"ADV PART 2A, filed 6 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does SkyOak Wealth use?","answer":"SkyOak Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $690M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does SkyOak Wealth have?","answer":"SkyOak Wealth has 5 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does SkyOak Wealth invest in?","answer":"At the end of its last fiscal year, SkyOak Wealth’s separately managed accounts held 53% registered funds (mutual funds, ETFs, BDCs), 34% exchange-traded equities, 8% cash and equivalents and 5% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does SkyOak Wealth have a minimum investment?","answer":"Yes, SkyOak Wealth’s minimum account size for its Investment Management Services is $200K.","source":"ADV PART 2A, filed 6 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns SkyOak Wealth?","answer":"SkyOak Wealth is owned through holding companies by Kathryne Jobson, Jeremy Brandt, Craig Simmons and Don Gill III. Its direct owners are Agility Partners, Inc. (10% to 25%), Brandt Holdings Corp. (25% to 50%), Simmons Holdings Corp. (25% to 50%), Gill Advisory Services, LLC (5% to 10%) and Kenneth Brandt (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does SkyOak Wealth get paid?","answer":"SkyOak Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is SkyOak Wealth registered with the SEC?","answer":"Yes, SkyOak Wealth has been registered with the SEC as an investment adviser since 16 January 2019. 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