{"url":"https://nivawealth.com/firms/skm-wealth-advisors-333778","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/333778","regulatoryAum":107461065,"crd":"333778","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8010226","suffix":null,"lastName":"Bonsell","firstName":"Janel","middleName":"Marie"},{"crd":"8010224","suffix":null,"lastName":"Eaglen","firstName":"Peter","middleName":"Matthew"},{"crd":"8010227","suffix":null,"lastName":"Grow","firstName":"Dennis","middleName":"W."},{"crd":"8009191","suffix":"Jr.","lastName":"Herbe","firstName":"David","middleName":"J."},{"crd":"8011338","suffix":null,"lastName":"Herbe","firstName":"David","middleName":null},{"crd":"8011349","suffix":"III","lastName":"Knight","firstName":"Charles","middleName":"George"},{"crd":"8010225","suffix":null,"lastName":"Minnaugh","firstName":"Matthew","middleName":"John"},{"crd":"7027100","suffix":null,"lastName":"Presogna","firstName":"Eric","middleName":"Jeffrey"},{"crd":"8010103","suffix":null,"lastName":"Sloppy","firstName":"Daniel","middleName":"Edward"}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136342","legalName":"SKM Wealth Advisors LLC","displayName":"SKM Wealth Advisors","slug":"skm-wealth-advisors-333778","website":"https://oneupfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/one-up-financial","founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1545 West 38th Street","city":"Erie","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"16508"},"tradeNames":[],"registration":{"secApproved":"21 May 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1107403.6770833333,"staff":{"employees":9,"advisory":9,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":107461065,"discretionary":89023151,"discretionaryAccounts":94,"nonDiscretionary":18437914,"nonDiscretionaryAccounts":3,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":59,"regulatoryAum":18988772},{"label":"High-net-worth individuals","clients":37,"regulatoryAum":87321981},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":1150312}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1,"from":0},{"to":2000000,"pct":0.8,"from":500000},{"to":5000000,"pct":0.6,"from":2000000},{"to":10000000,"pct":0.4,"from":5000000},{"to":null,"pct":0.2,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042568","versionId":1042568,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-04-23","documentName":"ADV PART 2A/2B","fee_rate_low":0.2,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning fees range from $250 to $750, paid quarterly in advance, depending on the client's needs and complexity.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042568","versionId":1042568,"submittedOn":"2026-04-23","documentName":"ADV PART 2A/2B"},{"role":"other","program":"Retirement Plan Consulting and Management","summary":"Plan consulting and management is billed on a percentage of plan assets or a flat fee, not to exceed 1% of assets under advisement or management.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042568","versionId":1042568,"submittedOn":"2026-04-23","documentName":"ADV PART 2A/2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:54:42.160809+00:00","documents":[{"name":"ADV PART 2A/2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042568","versionId":1042568,"submittedOn":"2026-04-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":107461065}],"custodyNote":"SKM Wealth Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Eric Presogna","title":"Chief Compliance Officer / Managing Partner","crd":"7027100"}],"ownership":[{"label":"Presogna Capital Advisors LLC","detail":"Domestic limited liability company in the 25% to 50% ownership band and a control person, since February 2020."},{"label":"SKM Prosperity Advisors LLC","detail":"Domestic limited liability company in the 50% to 75% ownership band and a control person, since August 2024."},{"label":"Eric Presogna","detail":"Indirect owner: a managing partner, president & cco of Presogna Capital Advisors LLC in the 75% or more band and a control person, since August 2024.","parent":"Presogna Capital Advisors LLC"},{"label":"Peter Eaglen","detail":"Indirect owner: partner, investment advisor representative of SKM Prosperity Advisors LLC, since October 2024.","parent":"SKM Prosperity Advisors LLC"},{"label":"Charles Knight","detail":"Indirect owner: principal, investment advisor representative of SKM Prosperity Advisors LLC, since October 2024.","parent":"SKM Prosperity Advisors LLC"},{"label":"Matthew Minnaugh","detail":"Indirect owner: principal, investment advisor representative of SKM Prosperity Advisors LLC, since October 2024.","parent":"SKM Prosperity Advisors LLC"},{"label":"Janel Bonsell","detail":"Indirect owner: partner, investment advisor representative of SKM Prosperity Advisors LLC, since October 2024.","parent":"SKM Prosperity Advisors LLC"},{"label":"Dennis Grow","detail":"Indirect owner: principal, investment advisor representative of SKM Prosperity Advisors LLC, since October 2024.","parent":"SKM Prosperity Advisors LLC"},{"label":"David Herbe","detail":"Indirect owner: partner, principal & investment advisor representative of SKM Prosperity Advisors LLC, since October 2024. Also member, investment advisor representative, cfo of SKM Prosperity Advisors LLC, since October 2024.","parent":"SKM Prosperity Advisors LLC"},{"label":"Daniel Sloppy","detail":"Indirect owner: principal, investment advisor representative of SKM Prosperity Advisors LLC, since October 2024.","parent":"SKM Prosperity Advisors LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"1545 West 38th Street","city":"Erie","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"814-325-2699","stateRegisteredReps":9,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":77}],"privateFunds":0},"sources":{"adv1FilingDate":"5 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/333778/PDF/333778.pdf","brochureDate":"23 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042568","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does SKM Wealth Advisors have?","answer":"SKM Wealth Advisors has 97 clients and manages $107 million for them, as of May 2026. They include 59 individual clients, 37 high-net-worth individuals and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does SKM Wealth Advisors offer?","answer":"SKM Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does SKM Wealth Advisors charge?","answer":"SKM Wealth Advisors charges 0.20%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"ADV PART 2A/2B, filed 23 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does SKM Wealth Advisors use?","answer":"SKM Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $107M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does SKM Wealth Advisors have?","answer":"SKM Wealth Advisors has 9 investment adviser representatives registered with state securities authorities, out of 9 employees, and 9 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does SKM Wealth Advisors invest in?","answer":"At the end of its last fiscal year, SKM Wealth Advisors’ separately managed accounts held 77% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 2% investment grade corporate bonds and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns SKM Wealth Advisors?","answer":"SKM Wealth Advisors is owned through holding companies by Eric Presogna. Its direct owners are Presogna Capital Advisors LLC (25% to 50%) and SKM Prosperity Advisors LLC (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 5 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does SKM Wealth Advisors get paid?","answer":"SKM Wealth Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact SKM Wealth Advisors?","answer":"SKM Wealth Advisors’ main office is at 1545 West 38th Street, Erie, PA 16508. Its phone number is 814-325-2699. Its website is oneupfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}