{"url":"https://nivawealth.com/firms/silicon-valley-retirement-services-154756","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/154756","regulatoryAum":1401467613,"crd":"154756","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2572823","suffix":null,"lastName":"COLE","firstName":"TIMOTHY","middleName":"ALLEN"},{"crd":"5085738","suffix":null,"lastName":"KESWICK","firstName":"SCOTT","middleName":"ANTHONY"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-18","regulatoryAum":841801175,"clients":56,"employees":2,"offices":2},{"filedOn":"2022-02-09","regulatoryAum":1047014435,"clients":54,"employees":2,"offices":2},{"filedOn":"2023-02-12","regulatoryAum":698309301,"clients":52,"employees":2,"offices":2},{"filedOn":"2024-02-11","regulatoryAum":944322353,"clients":53,"employees":2,"offices":2},{"filedOn":"2025-02-18","regulatoryAum":1136720218,"clients":55,"employees":2,"offices":2},{"filedOn":"2026-02-09","regulatoryAum":1401467613,"clients":50,"employees":2,"offices":2}],"secFileNumber":"801-71756","legalName":"Silicon Valley Retirement Services, LLC","displayName":"Silicon Valley Retirement Services","slug":"silicon-valley-retirement-services-154756","website":"https://onedigital.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2570 N. First St, Second Floor, Suite 276","city":"San Jose","state":"CA","stateName":"California","country":"United States","postalCode":"95131"},"tradeNames":[],"registration":{"secApproved":"12 August 2010","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":28029352.26,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":1401467613,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":1401467613,"nonDiscretionaryAccounts":50,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":50,"regulatoryAum":1401467613}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T04:53:09.960709+00:00","documents":[{"name":"SILICON VALLEY RETIREMENT SERVICES BROCHURE_2025","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007641","versionId":1007641,"submittedOn":"2026-02-09"}]},"custodians":[],"custodyNote":"Silicon Valley Retirement Services does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Timothy Cole","title":"Managing Member, Chief Compliance Officer","crd":"2572823"},{"name":"Scott Keswick","title":"Managing Member","crd":"5085738"}],"ownership":[{"label":"Timothy Cole","detail":"Managing member, chief compliance officer in the 50% to 75% ownership band and a control person, since July 2010."},{"label":"Scott Keswick","detail":"Managing member in the 50% to 75% ownership band and a control person, since July 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"2570 N. First St, Second Floor, Suite 276","city":"San Jose","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"408-572-5572","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":null,"assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":90},{"label":"Cash and cash equivalents","percent":10}],"privateFunds":0},"sources":{"adv1FilingDate":"9 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/154756/PDF/154756.pdf","brochureDate":"9 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007641","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Silicon Valley Retirement Services have?","answer":"Silicon Valley Retirement Services has 50 clients and manages $1.4 billion for them, as of February 2026. They include 50 individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Silicon Valley Retirement Services offer?","answer":"Silicon Valley Retirement Services provides pension consulting and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does Silicon Valley Retirement Services have?","answer":"Silicon Valley Retirement Services has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Silicon Valley Retirement Services invest in?","answer":"At the end of its last fiscal year, Silicon Valley Retirement Services’ separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs) and 10% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Silicon Valley Retirement Services?","answer":"Silicon Valley Retirement Services’ direct owners are Timothy Cole (50% to 75%) and Scott Keswick (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Silicon Valley Retirement Services get paid?","answer":"Silicon Valley Retirement Services is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Silicon Valley Retirement Services?","answer":"Silicon Valley Retirement Services’ main office is at 2570 N. First St, Second Floor, Suite 276, San Jose, CA 95131. Its phone number is 408-572-5572. Its website is onedigital.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}