{"url":"https://nivawealth.com/firms/shelter-wealth-strategies-170655","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/170655","regulatoryAum":144141193,"crd":"170655","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5612987","suffix":null,"lastName":"CASEMENT","firstName":"THERESE-MARIE","middleName":null},{"crd":"8273339","suffix":null,"lastName":"Dudek","firstName":"John","middleName":"Houghton"},{"crd":"4638987","suffix":null,"lastName":"FARMER","firstName":"JOSH","middleName":"TRAVIS"},{"crd":"5642433","suffix":null,"lastName":"FRAZIER","firstName":"MATTHEW","middleName":"WARD"},{"crd":"4042980","suffix":null,"lastName":"FREEMAN","firstName":"SCOTT","middleName":"HAMILTON"},{"crd":"8044481","suffix":null,"lastName":"Gilbert","firstName":"Walker","middleName":null},{"crd":"8278542","suffix":null,"lastName":"HART","firstName":"DAVID","middleName":"AMELIO"},{"crd":"8220567","suffix":"III","lastName":"HOROWITZ","firstName":"DANIEL","middleName":"DAVID"},{"crd":"6319570","suffix":null,"lastName":"JOWERS","firstName":"DONALD","middleName":"RAY"},{"crd":"5640507","suffix":null,"lastName":"KAAS","firstName":"TRACI","middleName":"LYNN"},{"crd":"8288490","suffix":null,"lastName":"Lesser","firstName":"David","middleName":"Allen"},{"crd":"5546345","suffix":"JR","lastName":"MEEHAN","firstName":"CHRISTOPHER","middleName":"JOHN"},{"crd":"6592610","suffix":null,"lastName":"Neerhof","firstName":"Kristin","middleName":"Leigh"},{"crd":"8069847","suffix":null,"lastName":"Overby","firstName":"Sidney","middleName":"Lorrainne"},{"crd":"7340456","suffix":null,"lastName":"Saleh","firstName":"Paul","middleName":null},{"crd":"5924153","suffix":null,"lastName":"STREET","firstName":"HANSON","middleName":"DOUGLAS"},{"crd":"4790618","suffix":null,"lastName":"WILSON","firstName":"ANDREW","middleName":"CHARLES"}],"total":17,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135465","legalName":"Shelter 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March 2025."},{"label":"301 Headwater HFB Holdings, LLC","detail":"Indirect owner: a managing member of HFB Holdings, LLC in the 50% to 75% band and a control person, since March 2025.","parent":"HFB Holdings, LLC"},{"label":"Maple Valley Investments, LLC","detail":"Indirect owner: a managing member of HFB Holdings, LLC in the 25% to 50% band and a control person, since March 2025.","parent":"HFB Holdings, LLC"},{"label":"Scott Freeman","detail":"Indirect owner: a managing member of Maple Valley Investments, LLC in the 75% or more band and a control person, since January 2014.","parent":"Maple Valley Investments, LLC"},{"label":"LKCM Headwater Investments IV, L.P.","detail":"Indirect owner: a managing member of 301 Headwater HFB Holdings, LLC in the 75% or more band and a control person, since March 2025.","parent":"301 Headwater HFB Holdings, LLC"},{"label":"LKCM Headwater Investments IV GP, L.P.","detail":"Indirect owner: general partner of LKCM Headwater Investments IV, L.P. and a 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(including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. state and local bonds","percent":14},{"label":"Securities issued by registered investment companies or business development companies","percent":60},{"label":"Cash and cash equivalents","percent":22}],"privateFunds":0},"sources":{"adv1FilingDate":"10 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/170655/PDF/170655.pdf","brochureDate":"10 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016478","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Shelter Wealth Strategies have?","answer":"Shelter Wealth Strategies has 38 clients and manages $144 million for them, as of June 2026. They include 27 high-net-worth individuals, 9 individual clients, and 2 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Shelter Wealth Strategies offer?","answer":"Shelter Wealth Strategies provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Shelter Wealth Strategies charge?","answer":"Shelter Wealth Strategies charges 1.00%–1.50% a year for its Wealth management services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"SHELTER WEALTH STRATEGIES ADV 2A, filed 10 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Shelter Wealth Strategies use?","answer":"Shelter Wealth Strategies’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $143M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Shelter Wealth Strategies have?","answer":"Shelter Wealth Strategies has 8 investment adviser representatives registered with state securities authorities, out of 9 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Shelter Wealth Strategies invest in?","answer":"At the end of its last fiscal year, Shelter Wealth Strategies’ separately managed accounts held 60% registered funds (mutual funds, ETFs, BDCs), 22% cash and equivalents, 14% state and local bonds and 4% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Shelter Wealth Strategies?","answer":"Shelter Wealth Strategies is owned through a chain of holding companies by Scott Freeman. Its direct owner is HFB Holdings, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Shelter Wealth Strategies get paid?","answer":"Shelter Wealth Strategies is paid through a percentage of assets under management and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Shelter Wealth Strategies?","answer":"Shelter Wealth Strategies’ main office is at 1400 Post Oak BLVD, Suite 450, Houston, TX 77056. Its phone number is 713-620-8500. Its website is shelterwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}