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The fee is billed in arrears and is negotiable.","source":"SHARPER & GRANITE FORM ADV PART 2 BROCHURE, filed 9 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Sharper & Granite use?","answer":"Sharper & Granite’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $356M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Sharper & Granite have?","answer":"Sharper & Granite has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Sharper & Granite invest in?","answer":"At the end of its last fiscal year, Sharper & Granite’s separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 5% state and local bonds, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Sharper & Granite?","answer":"Sharper & Granite’s direct owner is Christopher Casanega (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 9 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Sharper & Granite get paid?","answer":"Sharper & Granite is paid through a percentage of assets under management. 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