{"url":"https://nivawealth.com/firms/servant-financial-135183","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/135183","regulatoryAum":143552690,"crd":"135183","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4947335","suffix":null,"lastName":"HENEGHAN","firstName":"JOHN","middleName":"SIMON"},{"crd":"8200301","suffix":null,"lastName":"Jablonski","firstName":"Mark","middleName":"Edward"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-03-25","regulatoryAum":115988414,"clients":40,"employees":1,"offices":1},{"filedOn":"2026-07-17","regulatoryAum":143552690,"clients":42,"employees":4,"offices":2}],"secFileNumber":"801-130929","legalName":"Servant Financial, LTD.","displayName":"Servant Financial","slug":"servant-financial-135183","website":"https://servantfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Illinois corporation","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"15 August 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1833544.1,"staff":{"employees":4,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":143552690,"discretionary":40708004,"discretionaryAccounts":70,"nonDiscretionary":102844686,"nonDiscretionaryAccounts":17,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":22,"regulatoryAum":4840391},{"label":"High-net-worth individuals","clients":18,"regulatoryAum":68501373},{"label":"Pooled investment vehicles","clients":2,"regulatoryAum":64810517},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":5400409}],"feePrograms":[{"role":"main","program":"Traditional investment portfolios","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1,"from":0},{"to":1000000,"pct":0.8,"from":500000},{"to":2000000,"pct":0.6,"from":1000000},{"to":null,"pct":0.5,"from":2000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052191","versionId":1052191,"ratePeriod":"not_stated","fee_billing":"advance","submittedOn":"2026-07-17","documentName":"SERVANT ADV PART 2A MARCH 2026","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":1000},{"role":"other","program":"Alternative investment consulting","summary":"Non-discretionary consulting on alternative investments, with a fee on the client's commitment: 0.75% of the first $500,000, 0.65% of the next $500,000 and 0.55% above $1,000,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052191","versionId":1052191,"submittedOn":"2026-07-17","documentName":"SERVANT ADV PART 2A MARCH 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:16:15.672514+00:00","documents":[{"name":"SERVANT ADV PART 2A MARCH 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052191","versionId":1052191,"submittedOn":"2026-07-17"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":78742173}],"custodyNote":"Servant Financial does not have custody of client assets.","leadership":[{"name":"John Heneghan","title":"President/Chief Compliance Officer","crd":"4947335"}],"ownership":[{"label":"John Heneghan","detail":"President/chief compliance officer in the 75% or more ownership band and a control person, since March 2004."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"630-264-0127","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Performance-based fees","Other"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":44},{"label":"Securities issued by registered investment companies or business development companies","percent":55},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1}],"privateFunds":2},"sources":{"adv1FilingDate":"17 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/135183/PDF/135183.pdf","brochureDate":"17 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052191","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Servant Financial have?","answer":"Servant Financial has 42 clients and manages $144 million for them, as of July 2026. They include 22 individual clients, 18 high-net-worth individuals and 2 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Servant Financial offer?","answer":"Servant Financial provides portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Servant Financial charge?","answer":"Servant Financial charges 0.50%–1.00% for its Traditional investment portfolios. The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $1,000 annual minimum.","source":"SERVANT ADV PART 2A MARCH 2026, filed 17 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Servant Financial use?","answer":"Servant Financial’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $78.7M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Servant Financial have?","answer":"Servant Financial has 1 investment adviser representative registered with state securities authorities, out of 4 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Servant Financial invest in?","answer":"At the end of its last fiscal year, Servant Financial’s separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 44% exchange-traded equities and 1% pooled vehicles (private funds and similar). It advises 2 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Servant Financial?","answer":"Servant Financial’s direct owner is John Heneghan (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Servant Financial get paid?","answer":"Servant Financial is paid through a percentage of assets under management, hourly charges, fixed fees, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Servant Financial registered with the SEC?","answer":"Yes, Servant Financial has been registered with the SEC as an investment adviser since 15 August 2024. Its CRD number is 135183 and its SEC file number is 801-130929.","source":"Form ADV Part 1A, Item 1, filed 17 July 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Servant Financial?","answer":"Its phone number is 630-264-0127. Its website is servantfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}