{"url":"https://nivawealth.com/firms/sentinel-wealth-management-122235","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/122235","regulatoryAum":388786800,"crd":"122235","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2714510","suffix":null,"lastName":"JOSEPH","firstName":"JAMES","middleName":"MARK"},{"crd":"8261402","suffix":null,"lastName":"Joseph","firstName":"Nicholas","middleName":null}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-19","regulatoryAum":236969934,"clients":95,"employees":3,"offices":1},{"filedOn":"2022-07-01","regulatoryAum":281643071,"clients":94,"employees":3,"offices":1},{"filedOn":"2023-03-17","regulatoryAum":254600273,"clients":93,"employees":3,"offices":1},{"filedOn":"2024-03-29","regulatoryAum":308506661,"clients":95,"employees":3,"offices":2},{"filedOn":"2025-05-13","regulatoryAum":338662123,"clients":92,"employees":3,"offices":1},{"filedOn":"2026-04-27","regulatoryAum":388786800,"clients":97,"employees":3,"offices":1}],"secFileNumber":"801-61393","legalName":"Sentinel 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negotiated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032744","versionId":1032744,"submittedOn":"2026-03-30","documentName":"SENTINEL WEALTH MANAGEMENT ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T08:48:09.335573+00:00","documents":[{"name":"SENTINEL WEALTH MANAGEMENT ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032744","versionId":1032744,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":373465505}],"custodyNote":"Sentinel Wealth Management does not have custody of client assets.","leadership":[{"name":"James Joseph","title":"President/Chief Compliance Officer","crd":"2714510"}],"ownership":[{"label":"James Joseph","detail":"President/chief compliance officer in the 75% or more ownership band and a control person, since July 2002."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"11710 Plaza America Drive, Suite 2000","city":"Reston","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","philanthropic planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"703-787-5770","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":25},{"label":"Securities issued by registered investment companies or business development companies","percent":73},{"label":"Cash and cash 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They include 68 high-net-worth individuals and 29 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Sentinel Wealth Management offer?","answer":"Sentinel Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and philanthropic planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Sentinel Wealth Management charge?","answer":"Sentinel Wealth Management charges 0.20%–1.00% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in advance and is not negotiable.","source":"SENTINEL WEALTH MANAGEMENT ADV 2A, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Sentinel Wealth Management use?","answer":"Sentinel Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Boston, MA), with $373M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Sentinel Wealth Management have?","answer":"Sentinel Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Sentinel Wealth Management invest in?","answer":"At the end of its last fiscal year, Sentinel Wealth Management’s separately managed accounts held 73% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Sentinel Wealth Management?","answer":"Sentinel Wealth Management’s direct owner is James Joseph (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Sentinel Wealth Management get paid?","answer":"Sentinel Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Sentinel Wealth Management registered with the SEC?","answer":"Yes, Sentinel Wealth Management has been registered with the SEC as an investment adviser since 16 August 2002. Its CRD number is 122235 and its SEC file number is 801-61393.","source":"Form ADV Part 1A, Item 1, filed 27 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Sentinel Wealth Management?","answer":"Sentinel Wealth Management’s main office is at 11710 Plaza America Drive, Suite 2000, Reston, VA 20190. Its phone number is 703-787-5770. Its website is sentinelwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/sentinel-wealth-management-122235/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1929328/000192932826000008/0001929328-26-000008-index.html","totalValue":141864768,"positionCount":39,"top10Share":0.7379771346751859,"top10":[{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 ETF","cusip":"464287622","value":21106449,"shares":51542,"shareType":"SH","priorValue":18453407,"priorShares":51754},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":18489447,"shares":224550,"shareType":"SH","priorValue":15812982,"priorShares":222311},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US LARGE CAP 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}