{"url":"https://nivawealth.com/firms/seedsafe-financial-283887","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/283887","regulatoryAum":125174066,"crd":"283887","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6876053","suffix":null,"lastName":"CHERNISS","firstName":"MISTY","middleName":"BLU"},{"crd":"6655350","suffix":null,"lastName":"GARVIN","firstName":"JAMES","middleName":"M"},{"crd":"6274600","suffix":null,"lastName":"Jackson","firstName":"Rebecca","middleName":null},{"crd":"7494215","suffix":null,"lastName":"SMITH","firstName":"ALEXANDER","middleName":"MASON"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134378","legalName":"Seedsafe Financial LLC","displayName":"SeedSafe Financial","slug":"seedsafe-financial-283887","website":"https://seedsafefinancial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/283887/9630fc8478bc980c-r1.webp","tone":"dark","width":360,"height":200,"sourceUrl":"https://www.seedsafefinancial.com/","sourceLabel":"Seedsafe Financial LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/seedsafe-financial-llc","xUrl":"https://x.com/SeedSafer","founded":null,"organization":"Washington limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"22 September 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1455512.3953488371,"staff":{"employees":7,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":125174066,"discretionary":125174066,"discretionaryAccounts":406,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":23},"clientTypes":[{"label":"Individuals (other than HNW)","clients":38,"regulatoryAum":20322426},{"label":"High-net-worth individuals","clients":48,"regulatoryAum":104851640}],"feePrograms":[{"role":"other","program":"Comprehensive Financial Planning","summary":"Initial project of $4,500 to $23,500, then an ongoing fee of $375.00 to $2,000 per month, paid monthly or quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054781","versionId":1054781,"submittedOn":"2026-08-13","documentName":"SEEDSAFE FINANCIAL ADV PART 2"},{"role":"other","program":"Hourly Financial Planning","summary":"Limited hourly financial planning at $450 per hour, due on completion of the engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054781","versionId":1054781,"submittedOn":"2026-08-13","documentName":"SEEDSAFE FINANCIAL ADV PART 2"},{"role":"other","program":"Personal Tax Return Preparation","summary":"Basic returns are $625 and complex returns may cost up to $2,800; amended returns and other hourly work are billed at $450 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054781","versionId":1054781,"submittedOn":"2026-08-13","documentName":"SEEDSAFE FINANCIAL ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T15:27:36.351016+00:00","documents":[{"name":"SEEDSAFE FINANCIAL ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054781","versionId":1054781,"submittedOn":"2026-08-13"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":125032643}],"custodyNote":"SeedSafe Financial has custody of $58.3M for 89 clients.","otherCustodians":[],"leadership":[{"name":"Rebecca Conner","title":"Managing Member, CCO","crd":"6274600"}],"ownership":[{"label":"Rebecca Conner","detail":"Managing member, cco in the 75% or more ownership band and a control person, since April 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":4},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"360-602-1274","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops","Other"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":96},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"13 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/283887/PDF/283887.pdf","brochureDate":"13 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054781","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does SeedSafe Financial have?","answer":"SeedSafe Financial has 86 clients and manages $125 million for them, as of August 2026. They include 48 high-net-worth individuals and 38 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does SeedSafe Financial offer?","answer":"SeedSafe Financial provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does SeedSafe Financial use?","answer":"SeedSafe Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $125M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does SeedSafe Financial have?","answer":"SeedSafe Financial has 4 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does SeedSafe Financial invest in?","answer":"At the end of its last fiscal year, SeedSafe Financial’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities, 1% U.S. government and agency bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns SeedSafe Financial?","answer":"SeedSafe Financial’s direct owner is Rebecca Conner (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does SeedSafe Financial get paid?","answer":"SeedSafe Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact SeedSafe Financial?","answer":"Its phone number is 360-602-1274. Its website is seedsafefinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/seedsafe-financial-283887/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-12","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2149814/000214981426000005/0002149814-26-000005-index.html","totalValue":138880760,"positionCount":39,"top10Share":0.6638820236870824,"top10":[{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":15173226,"shares":172714,"shareType":"SH","priorValue":12408665,"priorShares":162120},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":12526396,"shares":231864,"shareType":"SH","priorValue":11927963,"priorShares":225994},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}