{"url":"https://nivawealth.com/firms/schrum-private-wealth-management-312164","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/312164","regulatoryAum":185947743,"crd":"312164","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4387763","suffix":null,"lastName":"ATKINSON","firstName":"MARY","middleName":"J"},{"crd":"6605854","suffix":null,"lastName":"SCHRUM","firstName":"ERIC","middleName":"LEWIS"},{"crd":"1259777","suffix":null,"lastName":"SCHRUM","firstName":"OWEN","middleName":"L"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-05-09","regulatoryAum":160859716,"clients":89,"employees":3,"offices":2},{"filedOn":"2023-05-09","regulatoryAum":132010141,"clients":99,"employees":3,"offices":2},{"filedOn":"2024-03-28","regulatoryAum":146854233,"clients":124,"employees":3,"offices":2},{"filedOn":"2025-03-13","regulatoryAum":166432084,"clients":155,"employees":3,"offices":2},{"filedOn":"2026-03-25","regulatoryAum":185947743,"clients":173,"employees":3,"offices":2}],"secFileNumber":"801-122172","legalName":"Schrum Private Wealth Management, LLC","displayName":"Schrum Private Wealth Management","slug":"schrum-private-wealth-management-312164","website":"https://schrumpw.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/312164/3446698ce262c00b-r1.webp","tone":"light","width":651,"height":200,"sourceUrl":"https://www.schrumpw.com/","sourceLabel":"Schrum Private Wealth Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3940 Lewis Speedway, Suite 2201","city":"Saint Augustine","state":"FL","stateName":"Florida","country":"United States","postalCode":"32084"},"tradeNames":[],"registration":{"secApproved":"30 August 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1094840.4761904762,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":185947743,"discretionary":185845523,"discretionaryAccounts":354,"nonDiscretionary":102220,"nonDiscretionaryAccounts":1,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":136,"regulatoryAum":48313075},{"label":"High-net-worth individuals","clients":32,"regulatoryAum":135620125},{"label":"Corporations and other businesses","clients":5,"regulatoryAum":2014543}],"feePrograms":[{"role":"main","program":"Investment and Wealth Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025741","versionId":1025741,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-25","documentName":"2026 SCHRUM PRIVATE WEALTH ADV 2A","fee_rate_low":0.45,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting","summary":"Stand-alone financial planning and consulting is a negotiable fixed fee of $500 to $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025741","versionId":1025741,"submittedOn":"2026-03-25","documentName":"2026 SCHRUM PRIVATE WEALTH ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:50:46.432512+00:00","documents":[{"name":"2026 SCHRUM PRIVATE WEALTH ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025741","versionId":1025741,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":41592343},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":144356804}],"custodyNote":"Schrum Private Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Eric Schrum","title":"President and CCO","crd":"6605854"},{"name":"Owen Schrum","title":"Chief Investment Officer","crd":"1259777"}],"ownership":[{"label":"Owen Schrum","detail":"Chief investment officer in the 25% to 50% ownership band and a control person, since January 2025."},{"label":"Eric Schrum","detail":"President and cco in the 50% to 75% ownership band and a control person, since January 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"3940 Lewis Speedway, Suite 2201","city":"Saint Augustine","headquarters":true}]},{"state":"North Carolina","offices":1,"addresses":[{"street":"4325 Lake Boone Trail","city":"Raleigh"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"904-825-0422","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":83},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":5},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/312164/PDF/312164.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025741","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Schrum Private Wealth Management have?","answer":"Schrum Private Wealth Management has 173 clients and manages $186 million for them, as of March 2026. They include 136 individual clients, 32 high-net-worth individuals, and 5 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Schrum Private Wealth Management offer?","answer":"Schrum Private Wealth Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Schrum Private Wealth Management charge?","answer":"Schrum Private Wealth Management charges 0.45%–1.50% a year for its Investment and Wealth Management Fees. The fee is billed in arrears and is negotiable.","source":"2026 SCHRUM PRIVATE WEALTH ADV 2A, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Schrum Private Wealth Management use?","answer":"Schrum Private Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $144M and National Financial Services LLC (Boston, MA), with $41.6M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Schrum Private Wealth Management have?","answer":"Schrum Private Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Schrum Private Wealth Management invest in?","answer":"At the end of its last fiscal year, Schrum Private Wealth Management’s separately managed accounts held 83% exchange-traded equities, 6% cash and equivalents, 5% U.S. government and agency bonds, 5% registered funds (mutual funds, ETFs, BDCs) and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Schrum Private Wealth Management?","answer":"Schrum Private Wealth Management’s direct owners are Owen Schrum (25% to 50%) and Eric Schrum (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Schrum Private Wealth Management get paid?","answer":"Schrum Private Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Schrum Private Wealth Management?","answer":"Schrum Private Wealth Management’s main office is at 3940 Lewis Speedway, Suite 2201, Saint Augustine, FL 32084. Its phone number is 904-825-0422. Its website is schrumpw.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/schrum-private-wealth-management-312164/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1914987/000191498726000003/0001914987-26-000003-index.html","totalValue":97349328,"positionCount":109,"top10Share":0.38688915243462185,"top10":[{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":10347203,"shares":18735,"shareType":"SH","priorValue":12964938,"priorShares":19936},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":6975150,"shares":15715,"shareType":"SH","priorValue":6339683,"priorShares":17127},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":3773599,"shares":16389,"shareType":"SH","priorValue":6049292,"priorShares":23835},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"TECH ALPHADEX","cusip":"33734X176","value":2796328,"shares":20522,"shareType":"SH","priorValue":3421424,"priorShares":21536},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":2629736,"shares":38552,"shareType":"SH","priorValue":4024320,"priorShares":52578},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":2596915,"shares":3714,"shareType":"SH","priorValue":2360694,"priorShares":3613},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":2470941,"shares":4640,"shareType":"SH","priorValue":4565735,"priorShares":7641},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":2326749,"shares":14035,"shareType":"SH","priorValue":2571574,"priorShares":13399},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":1901441,"shares":6639,"shareType":"SH","priorValue":2015957,"priorShares":2889},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":1845337,"shares":13303,"shareType":"SH","priorValue":2955313,"priorShares":20749}],"positionsListed":109,"positions":[{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":10347203,"shares":18735,"shareType":"SH","priorValue":12964938,"priorShares":19936},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":6975150,"shares":15715,"shareType":"SH","priorValue":6339683,"priorShares":17127},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":3773599,"shares":16389,"shareType":"SH","priorValue":6049292,"priorShares":23835},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"TECH ALPHADEX","cusip":"33734X176","value":2796328,"shares":20522,"shareType":"SH","priorValue":3421424,"priorShares":21536},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":2629736,"shares":38552,"shareType":"SH","priorValue":4024320,"priorShares":52578},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":2596915,"shares":3714,"shareType":"SH","priorValue":2360694,"priorShares":3613},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":2470941,"shares":4640,"shareType":"SH","priorValue":4565735,"priorShares":7641},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":2326749,"shares":14035,"shareType":"SH","priorValue":2571574,"priorShares":13399},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":1901441,"shares":6639,"shareType":"SH","priorValue":2015957,"priorShares":2889},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":1845337,"shares":13303,"shareType":"SH","priorValue":2955313,"priorShares":20749},{"issuer":"ACCENTURE PLC IRELAND","titleOfClass":"SHS CLASS A","cusip":"G1151C101","value":1812023,"shares":6085,"shareType":"SH","priorValue":705249,"priorShares":3557},{"issuer":"AMERICAN WTR WKS CO INC NEW","titleOfClass":"COM","cusip":"030420103","value":1776960,"shares":13744,"shareType":"SH","priorValue":1205214,"priorShares":8856},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US L","cusip":"808524771","value":1688490,"shares":26351,"shareType":"SH","priorValue":2083194,"priorShares":74801},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":1577478,"shares":7744,"shareType":"SH","priorValue":2822381,"priorShares":8351},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"INDLS PROD DUR","cusip":"33734X150","value":1492760,"shares":21933,"shareType":"SH","priorValue":2094871,"priorShares":25663},{"issuer":"LOCKHEED MARTIN CORP","titleOfClass":"COM","cusip":"539830109","value":1379632,"shares":2904,"shareType":"SH","priorValue":1863591,"priorShares":3084},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":1367837,"shares":7975,"shareType":"SH","priorValue":2305348,"priorShares":10600},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":1336920,"shares":8243,"shareType":"SH","priorValue":1188162,"priorShares":7653},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"HLTH CARE ALPH","cusip":"33734X143","value":1329302,"shares":12718,"shareType":"SH","priorValue":1254886,"priorShares":11432},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":1323316,"shares":6122,"shareType":"SH","priorValue":3203204,"priorShares":10890},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"FINLS ALPHADEX","cusip":"33734X135","value":1190486,"shares":25718,"shareType":"SH","priorValue":1445094,"priorShares":25718},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":1164931,"shares":3360,"shareType":"SH","priorValue":1107853,"priorShares":3368},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":1146820,"shares":7295,"shareType":"SH","priorValue":1440637,"priorShares":6964},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":1023969,"shares":6512,"shareType":"SH","priorValue":1296071,"priorShares":5302},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":975878,"shares":5383,"shareType":"SH","priorValue":1464963,"priorShares":7638},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":964697,"shares":4056,"shareType":"SH","priorValue":1589597,"priorShares":6068},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":948529,"shares":19461,"shareType":"SH","priorValue":1159310,"priorShares":20490},{"issuer":"ABBOTT LABORATORIES","titleOfClass":"COM","cusip":"002824100","value":924716,"shares":8985,"shareType":"SH","priorValue":1144273,"priorShares":11145},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":922641,"shares":2657,"shareType":"SH","priorValue":737243,"priorShares":2157},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":917963,"shares":2706,"shareType":"SH","priorValue":1405393,"priorShares":8766},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":912670,"shares":7243,"shareType":"SH","priorValue":1464763,"priorShares":10590},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA MIN ETF","cusip":"46429B697","value":907389,"shares":10676,"shareType":"SH","priorValue":798652,"priorShares":8611},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":905342,"shares":3545,"shareType":"SH","priorValue":944180,"priorShares":3038},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"CONSUMR STAPLE","cusip":"33734X119","value":891458,"shares":13835,"shareType":"SH","priorValue":952423,"priorShares":14947},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"CONSUMR DISCRE","cusip":"33734X101","value":839075,"shares":14006,"shareType":"SH","priorValue":909500,"priorShares":14206},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":835495,"shares":5223,"shareType":"SH","priorValue":695971,"priorShares":4818},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":788855,"shares":4140,"shareType":"SH","priorValue":1218126,"priorShares":5664},{"issuer":"GENERAL MILLS INC","titleOfClass":"COM","cusip":"370334104","value":761854,"shares":12043,"shareType":"SH","priorValue":280317,"priorShares":7531},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":748314,"shares":10072,"shareType":"SH","priorValue":871319,"priorShares":28400},{"issuer":"INTUITIVE SURGICAL INC","titleOfClass":"COM NEW","cusip":"46120E602","value":740096,"shares":1669,"shareType":"SH","priorValue":968138,"priorShares":2100},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":738697,"shares":6309,"shareType":"SH","priorValue":1160388,"priorShares":6840},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":736742,"shares":6275,"shareType":"SH","priorValue":1056074,"priorShares":5475},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":698015,"shares":2230,"shareType":"SH","priorValue":2059766,"priorShares":6815},{"issuer":"GOLDMAN SACHS ETF TR","titleOfClass":"ACTIVEBETA US LG","cusip":"381430503","value":694292,"shares":6449,"shareType":"SH","priorValue":705627,"priorShares":5639},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":676951,"shares":5477,"shareType":"SH","priorValue":978021,"priorShares":5608},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500GRW","cusip":"78464A409","value":667919,"shares":8029,"shareType":"SH","priorValue":861793,"priorShares":8802},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":652080,"shares":9957,"shareType":"SH","priorValue":764197,"priorShares":10048},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P 500 GARP ETF","cusip":"46137V431","value":641451,"shares":6241,"shareType":"SH","priorValue":671658,"priorShares":6241},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":584335,"shares":7822,"shareType":"SH","priorValue":566947,"priorShares":6104},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":582704,"shares":2782,"shareType":"SH","priorValue":1050324,"priorShares":3661},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":573238,"shares":7214,"shareType":"SH","priorValue":1064934,"priorShares":11762},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":564921,"shares":3973,"shareType":"SH","priorValue":1188044,"priorShares":8075},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":531679,"shares":1090,"shareType":"SH","priorValue":709181,"priorShares":1228},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":513204,"shares":6205,"shareType":"SH","priorValue":733856,"priorShares":7556},{"issuer":"PFIZER INC","titleOfClass":"COM","cusip":"717081103","value":483887,"shares":17561,"shareType":"SH","priorValue":304303,"priorShares":10837},{"issuer":"DISNEY WALT CO","titleOfClass":"COM","cusip":"254687106","value":478250,"shares":4820,"shareType":"SH"},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":472047,"shares":11869,"shareType":"SH","priorValue":582996,"priorShares":11959},{"issuer":"STATE STR SPDR DOW JONES IND","titleOfClass":"UT SER 1","cusip":"78467X109","value":471631,"shares":1179,"shareType":"SH","priorValue":346478,"priorShares":748},{"issuer":"SLB LIMITED","titleOfClass":"COM STK","cusip":"806857108","value":456165,"shares":9669,"shareType":"SH","priorValue":520987,"priorShares":10138},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":450098,"shares":3603,"shareType":"SH","priorValue":380210,"priorShares":3162},{"issuer":"UNION PAC CORP","titleOfClass":"COM","cusip":"907818108","value":439286,"shares":1800,"shareType":"SH","priorValue":424585,"priorShares":1750},{"issuer":"AMEREN CORP","titleOfClass":"COM","cusip":"023608102","value":434269,"shares":6107,"shareType":"SH","priorValue":326133,"priorShares":2967},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"MATERIALS ALPH","cusip":"33734X168","value":403829,"shares":6230,"shareType":"SH","priorValue":589103,"priorShares":7730},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP VA ETF","cusip":"808524409","value":397149,"shares":5361,"shareType":"SH","priorValue":427957,"priorShares":14031},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI INTL","cusip":"46435G326","value":384388,"shares":5653,"shareType":"SH","priorValue":598538,"priorShares":7162},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":382437,"shares":4889,"shareType":"SH","priorValue":588883,"priorShares":4738},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":380093,"shares":1799,"shareType":"SH","priorValue":412480,"priorShares":1981},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":374077,"shares":5950,"shareType":"SH","priorValue":561887,"priorShares":22386},{"issuer":"ISHARES TR","titleOfClass":"TRUST ISHARE 0-1","cusip":"464288679","value":370034,"shares":3349,"shareType":"SH","priorValue":876349,"priorShares":7939},{"issuer":"CONOCOPHILLIPS","titleOfClass":"COM","cusip":"20825C104","value":364372,"shares":3245,"shareType":"SH","priorValue":360800,"priorShares":2734},{"issuer":"GOLDMAN SACHS GROUP INC","titleOfClass":"COM","cusip":"38141G104","value":358100,"shares":699,"shareType":"SH","priorValue":591348,"priorShares":699},{"issuer":"BLACKSTONE INC","titleOfClass":"COM","cusip":"09260D107","value":358062,"shares":2946,"shareType":"SH","priorValue":376861,"priorShares":3278},{"issuer":"NOVO-NORDISK A S","titleOfClass":"ADR","cusip":"670100205","value":342861,"shares":2402,"shareType":"SH"},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":342370,"shares":7217,"shareType":"SH","priorValue":656792,"priorShares":7450},{"issuer":"ABRDN ETFS","titleOfClass":"BBRG ALL COMMDY","cusip":"003261203","value":340061,"shares":10432,"shareType":"SH","priorValue":420430,"priorShares":11750},{"issuer":"WISDOMTREE TR","titleOfClass":"JAPN HEDGE EQT","cusip":"97717W851","value":327178,"shares":2900,"shareType":"SH","priorValue":459882,"priorShares":2900},{"issuer":"BECTON DICKINSON & CO","titleOfClass":"COM","cusip":"075887109","value":315542,"shares":1350,"shareType":"SH"},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":313218,"shares":1623,"shareType":"SH","priorValue":791533,"priorShares":2753},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":309298,"shares":4051,"shareType":"SH","priorValue":428356,"priorShares":5555},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA VALUE","cusip":"46432F388","value":306761,"shares":2763,"shareType":"SH","priorValue":457920,"priorShares":3220},{"issuer":"VERIZON COMMUNICATIONS INC","titleOfClass":"COM","cusip":"92343V104","value":303420,"shares":7347,"shareType":"SH","priorValue":351603,"priorShares":7004},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":299239,"shares":5547,"shareType":"SH","priorValue":383637,"priorShares":4944},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"LARG CAP GRO ETF","cusip":"46137V746","value":288087,"shares":3050,"shareType":"SH","priorValue":384087,"priorShares":3050},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"SHS","cusip":"33734H106","value":285617,"shares":7009,"shareType":"SH","priorValue":329633,"priorShares":7009},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":277948,"shares":2743,"shareType":"SH","priorValue":583981,"priorShares":3532},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":274510,"shares":1504,"shareType":"SH","priorValue":299528,"priorShares":1379},{"issuer":"ALTRIA GROUP INC","titleOfClass":"COM","cusip":"02209S103","value":271517,"shares":5898,"shareType":"SH","priorValue":442543,"priorShares":6707},{"issuer":"TARGET CORP","titleOfClass":"COM","cusip":"87612E106","value":265271,"shares":1792,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":258056,"shares":922,"shareType":"SH","priorValue":454511,"priorShares":1417},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"UTILITIES ALPH","cusip":"33734X184","value":253581,"shares":7668,"shareType":"SH","priorValue":417077,"priorShares":8411},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":253085,"shares":810,"shareType":"SH"},{"issuer":"GENERAL AMERN INVS CO INC","titleOfClass":"COM","cusip":"368802104","value":251683,"shares":5062,"shareType":"SH","priorValue":295975,"priorShares":5062},{"issuer":"UNITED PARCEL SVCS INC","titleOfClass":"CL B","cusip":"911312106","value":246593,"shares":1824,"shareType":"SH"},{"issuer":"LOWES COS INC","titleOfClass":"COM","cusip":"548661107","value":244905,"shares":1111,"shareType":"SH","priorValue":393071,"priorShares":1663},{"issuer":"VANGUARD WORLD FD","titleOfClass":"COMM SRVC ETF","cusip":"92204A884","value":240883,"shares":1743,"shareType":"SH","priorValue":313461,"priorShares":1743},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":238413,"shares":718,"shareType":"SH","priorValue":322976,"priorShares":903},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":237284,"shares":2564,"shareType":"SH","priorValue":366342,"priorShares":3239},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P MDCP VLU MNT","cusip":"46137V456","value":232398,"shares":4500,"shareType":"SH"},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P500 LOW VOL","cusip":"46138E354","value":229550,"shares":3525,"shareType":"SH","priorValue":230480,"priorShares":3151},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":228068,"shares":3822,"shareType":"SH","priorValue":1242748,"priorShares":8496},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P MDCP MOMNTUM","cusip":"46137V464","value":227980,"shares":2000,"shareType":"SH"},{"issuer":"DIGITAL RLTY TR INC","titleOfClass":"COM","cusip":"253868103","value":226903,"shares":1492,"shareType":"SH","priorValue":237194,"priorShares":1316},{"issuer":"PHILLIPS 66","titleOfClass":"COM","cusip":"718546104","value":226167,"shares":1542,"shareType":"SH","priorValue":223724,"priorShares":1228},{"issuer":"STARBUCKS CORP","titleOfClass":"COM","cusip":"855244109","value":223352,"shares":2869,"shareType":"SH"},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P MDCP QUALITY","cusip":"46137V472","value":223169,"shares":2300,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"FLTG RATE NT ETF","cusip":"46429B655","value":221833,"shares":4342,"shareType":"SH"},{"issuer":"DIAGEO PLC","titleOfClass":"SPON ADR NEW","cusip":"25243Q205","value":220136,"shares":1746,"shareType":"SH"},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":219752,"shares":232,"shareType":"SH"},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":208942,"shares":1208,"shareType":"SH","priorValue":289656,"priorShares":1195}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}