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The fee is billed in advance.","source":"ADV PART 2A DISCLOSURE BROCHURE - CEDAR COVE WEALTH PARTNERS, filed 12 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does SBE LLC dba Cedar Cove Wealth Partners use?","answer":"SBE LLC dba Cedar Cove Wealth Partners’ separately managed account assets are held at National Financial Services LLC (Smithfield, RI), with $455M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does SBE LLC dba Cedar Cove Wealth Partners have?","answer":"SBE LLC dba Cedar Cove Wealth Partners has 10 investment adviser representatives registered with state securities authorities, out of 14 employees, and 10 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does SBE LLC dba Cedar Cove Wealth Partners invest in?","answer":"At the end of its last fiscal year, SBE LLC dba Cedar Cove Wealth Partners’ separately managed accounts held 91% registered funds (mutual funds, ETFs, BDCs), 7% exchange-traded equities, 1% U.S. government and agency bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns SBE LLC dba Cedar Cove Wealth Partners?","answer":"SBE LLC dba Cedar Cove Wealth Partners’ direct owners are Jennifer Cords, Benjamin Johnson, Keith Sapp, Christopher Sipe and Nathan Knoll, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 26 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does SBE LLC dba Cedar Cove Wealth Partners get paid?","answer":"SBE LLC dba Cedar Cove Wealth Partners is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. 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