{"url":"https://nivawealth.com/firms/savior-299178","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/299178","regulatoryAum":140239469,"crd":"299178","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7295934","suffix":null,"lastName":"Bernier","firstName":"Rhonda","middleName":null},{"crd":"4228670","suffix":null,"lastName":"Capobianco","firstName":"Sandy","middleName":"M"},{"crd":"2804743","suffix":null,"lastName":"INGWERSEN","firstName":"TODD","middleName":"MICHAEL"},{"crd":"7025527","suffix":null,"lastName":"Kostas","firstName":"Jude","middleName":"J"},{"crd":"4066278","suffix":null,"lastName":"MCLAUGHLIN","firstName":"MATTHEW","middleName":"JOHN"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-24","regulatoryAum":258437549,"clients":1010,"employees":15,"offices":3},{"filedOn":"2022-06-28","regulatoryAum":194595264,"clients":319,"employees":13,"offices":3},{"filedOn":"2023-06-12","regulatoryAum":149143904,"clients":386,"employees":12,"offices":2},{"filedOn":"2024-03-29","regulatoryAum":101515957,"clients":321,"employees":5,"offices":2},{"filedOn":"2025-03-27","regulatoryAum":111547543,"clients":248,"employees":3,"offices":2},{"filedOn":"2026-03-31","regulatoryAum":140239469,"clients":218,"employees":3,"offices":2}],"secFileNumber":"801-114564","legalName":"Savior LLC","displayName":"Savior","slug":"savior-299178","website":"https://saviorwealth.com/","classification":{"segment":"private_funds","segmentLabel":"Private funds","type":"private_fund_manager","typeLabel":null,"feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/savior-wealth","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"40 Washington Street, Suite 210","city":"Wellesley","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02481"},"tradeNames":["McLaughlin Financial Consulting"],"registration":{"secApproved":"28 January 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":315487.3469387755,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":140239469,"discretionary":35356150,"discretionaryAccounts":10,"nonDiscretionary":104883319,"nonDiscretionaryAccounts":293,"wrapProgram":36743659,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":130,"regulatoryAum":18279816},{"label":"High-net-worth individuals","clients":17,"regulatoryAum":28096824},{"label":"Pooled investment vehicles","clients":19,"regulatoryAum":86473166},{"label":"Insurance companies","clients":52,"regulatoryAum":7389663}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":38928220}],"custodyNote":"Savior has custody of $12.2M in client assets for 50 clients.","otherCustodians":[],"leadership":[{"name":"Sandy Capobianco","title":"Chief Compliance Officer","crd":"4228670"},{"name":"Todd Ingwersen","title":"Managing Director","crd":"2804743"}],"ownership":[{"label":"Todd Ingwersen","detail":"Managing director in the 75% or more ownership band and a control person, since October 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"40 Washington Street, Suite 210","city":"Wellesley","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"888-972-8467","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Performance-based fees"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":26},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":59},{"label":"Cash and cash equivalents","percent":9},{"label":"Other","percent":6,"detail":"Sub-Accounts Variable Annuities"}],"privateFunds":12},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/299178/PDF/299178.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Savior have?","answer":"Savior has 218 clients and manages $140 million for them, as of March 2026. They include 130 individual clients, 52 insurance companies and 19 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Savior offer?","answer":"Savior provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Savior use?","answer":"Savior’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $38.9M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Savior have?","answer":"Savior has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Savior invest in?","answer":"At the end of its last fiscal year, Savior’s separately managed accounts held 59% pooled vehicles (private funds and similar), 26% exchange-traded equities, 9% cash and equivalents and 6% other. The 6% other category is described as: Sub-Accounts Variable Annuities. It advises 12 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Savior?","answer":"Savior’s direct owner is Todd Ingwersen (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Savior get paid?","answer":"Savior is paid through a percentage of assets under management and performance-based fees. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Savior?","answer":"Savior’s main office is at 40 Washington Street, Suite 210, Wellesley, MA 02481. Its phone number is 888-972-8467. Its website is saviorwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/savior-299178/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-22","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1790723/000179072326000003/0001790723-26-000003-index.html","totalValue":34862269,"positionCount":18,"top10Share":0.8334194484013648,"top10":[{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR BLO 1 ETF","cusip":"78468R663","value":13444444,"shares":146709,"shareType":"SH","priorValue":9384798,"priorShares":102409},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR UTIL ETF","cusip":"81369Y886","value":2163222,"shares":47711,"shareType":"SH","priorValue":2161287,"priorShares":47097},{"issuer":"ISHARES TR","titleOfClass":"7-10 YR TRSY 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CO","titleOfClass":"COM","cusip":"742718109","value":690252,"shares":4707,"shareType":"SH","priorValue":358662,"priorShares":2483},{"issuer":"EVERSOURCE ENERGY","titleOfClass":"COM","cusip":"30040W108","value":444461,"shares":6150,"shareType":"SH","priorValue":426072,"priorShares":6150},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":235536,"shares":560,"shareType":"SH","priorValue":223050,"priorShares":600}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}