{"url":"https://nivawealth.com/firms/sand-creek-capital-326719","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/326719","regulatoryAum":471166740,"crd":"326719","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6623616","suffix":null,"lastName":"CORDINGLEY","firstName":"BRETT","middleName":"K."},{"crd":"8063484","suffix":null,"lastName":"Cordingley","firstName":"Colten","middleName":"K."},{"crd":"2222388","suffix":null,"lastName":"CORDINGLEY","firstName":"WARREN","middleName":"KAY"},{"crd":"8274201","suffix":null,"lastName":"Kostelecky","firstName":"Julie","middleName":null},{"crd":"7210615","suffix":null,"lastName":"MILLER","firstName":"HOLLY","middleName":"BULLOCK"},{"crd":"6316145","suffix":null,"lastName":"MINARIK","firstName":"MARK","middleName":"ROBERT"},{"crd":"7238067","suffix":null,"lastName":"Parkinson","firstName":"Keaton","middleName":"Gerald"},{"crd":"1504112","suffix":null,"lastName":"PARKINSON","firstName":"ROBERT","middleName":"GARRY"},{"crd":"6847718","suffix":null,"lastName":"Simmons","firstName":"Curtis","middleName":"M."},{"crd":"6915764","suffix":null,"lastName":"SUTTON","firstName":"LUKE","middleName":"JESS"}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-05-12","regulatoryAum":0,"clients":0,"employees":3,"offices":1},{"filedOn":"2024-03-26","regulatoryAum":129919379,"clients":251,"employees":5,"offices":1},{"filedOn":"2025-07-10","regulatoryAum":193032805,"clients":315,"employees":4,"offices":1},{"filedOn":"2026-07-30","regulatoryAum":471166740,"clients":988,"employees":10,"offices":7}],"secFileNumber":"801-128135","legalName":"Sand Creek Capital, LLC","displayName":"Sand Creek Capital","slug":"sand-creek-capital-326719","website":"https://centennialwealthmanagement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Idaho limited liability company","fiscalYearEnd":"December","headquarters":{"street":"234 E 1st N","city":"Rexburg","state":"ID","stateName":"Idaho","country":"United States","postalCode":"83440"},"tradeNames":["Centennial Wealth Management","Cordingley & Parkinson Wealth Management"],"registration":{"secApproved":"9 June 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":402329.9850905218,"staff":{"employees":10,"advisory":10,"brokerDealerReps":2,"insuranceAgents":3,"promoters":1},"aum":{"regulatory":471166740,"discretionary":432077842,"discretionaryAccounts":2232,"nonDiscretionary":39088898,"nonDiscretionaryAccounts":4,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":627,"regulatoryAum":84478760},{"label":"High-net-worth individuals","clients":312,"regulatoryAum":293309096},{"label":"Pension and profit-sharing plans","clients":26,"regulatoryAum":42125126},{"label":"Charitable organizations","clients":1,"regulatoryAum":73389},{"label":"State or municipal government entities","clients":1,"regulatoryAum":38682934},{"label":"Corporations and other businesses","clients":21,"regulatoryAum":12497435}],"feePrograms":[{"role":"other","program":"Pension Consulting Services","summary":"Asset-based pension consulting fees are up to 1.50% of the plan assets consulted on, payable monthly or quarterly in advance or in arrears, and generally negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050854","versionId":1050854,"submittedOn":"2026-07-06","documentName":"FORM ADV PART 2A - SAND CREEK CAPITAL LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T17:30:54.531141+00:00","documents":[{"name":"FORM ADV PART 2A - SAND CREEK CAPITAL LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050854","versionId":1050854,"submittedOn":"2026-07-06"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mill, SC","smaAssets":190091659},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":106268000},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":108900000}],"custodyNote":"Sand Creek Capital does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Holly Miller","title":"Chief Compliance Officer","crd":"7210615"},{"name":"Brett Cordingley","title":"Owner","crd":"6623616"},{"name":"Mark Minarik","title":"Owner","crd":"6316145"},{"name":"Robert Parkinson","title":"Owner","crd":"1504112"},{"name":"Luke Sutton","title":"Owner","crd":"6915764"}],"ownership":[{"label":"Robert Parkinson","detail":"Owner in the 25% to 50% ownership band and a control person, since February 2023."},{"label":"Mark Minarik","detail":"Owner in the 25% to 50% ownership band and a control person, since April 2026."},{"label":"Luke Sutton","detail":"Owner in the 25% to 50% ownership band and a control person, since April 2026."},{"label":"Brett Cordingley","detail":"Owner in the 10% to 25% ownership band and a control person, since April 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":6,"privateResidences":0},"listedOfficeAddresses":7,"foreignOffices":[],"officesByState":[{"state":"Georgia","offices":1,"addresses":[{"street":"2410 Westgate DR","city":"Albany"}]},{"state":"Idaho","offices":4,"addresses":[{"street":"234 E 1st N","city":"Rexburg","headquarters":true},{"street":"3340 Merlin DR.","city":"Idaho Falls"},{"street":"39 Professional Plaza","city":"Rexburg"},{"street":"47 Professional Plaza","city":"Rexburg"}]},{"state":"Montana","offices":2,"addresses":[{"street":"7 W 6th Ave","city":"Helena"},{"street":"3805 Valley Commons Drive, Suite 7","city":"Bozeman"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"208-356-9022","stateRegisteredReps":10,"otherAdviserReps":2,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"1000","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":95},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"30 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/326719/PDF/326719.pdf","brochureDate":"6 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050854","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Sand Creek Capital have?","answer":"Sand Creek Capital has 988 clients and manages $471 million for them, as of July 2026. They include 627 individual clients, 312 high-net-worth individuals, and 26 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Sand Creek Capital offer?","answer":"Sand Creek Capital provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Sand Creek Capital use?","answer":"Sand Creek Capital’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $190M, Fidelity Brokerage Services LLC (Smithfield, RI), with $109M and Charles Schwab & Co., Inc. (Westlake, TX), with $106M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Sand Creek Capital have?","answer":"Sand Creek Capital has 10 investment adviser representatives registered with state securities authorities, out of 10 employees, and 10 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Sand Creek Capital invest in?","answer":"At the end of its last fiscal year, Sand Creek Capital’s separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Sand Creek Capital?","answer":"Sand Creek Capital’s direct owners are Robert Parkinson, Mark Minarik, Luke Sutton and Brett Cordingley, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 30 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Sand Creek Capital get paid?","answer":"Sand Creek Capital is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Sand Creek Capital?","answer":"Sand Creek Capital’s main office is at 234 E 1st N, Rexburg, ID 83440. Its phone number is 208-356-9022. Its website is centennialwealthmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}