{"url":"https://nivawealth.com/firms/salomon-and-ludwin-292456","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/292456","regulatoryAum":1337497420,"crd":"292456","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5981851","suffix":null,"lastName":"GOCHENOUR","firstName":"SARA","middleName":"FRAZIER"},{"crd":"4891387","suffix":null,"lastName":"GREGORY","firstName":"ALLISON","middleName":"HOPE"},{"crd":"2423632","suffix":null,"lastName":"LUDWIN","firstName":"DANIEL","middleName":"BUFORD"},{"crd":"1057441","suffix":null,"lastName":"SALOMON","firstName":"DALAL","middleName":"MARIA"},{"crd":"6105610","suffix":null,"lastName":"SALOMON","firstName":"JACOB","middleName":"ERIC"},{"crd":"5537538","suffix":null,"lastName":"STAPLES","firstName":"DAVID","middleName":null}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-29","regulatoryAum":1069403560,"clients":614,"employees":10,"offices":1},{"filedOn":"2022-05-04","regulatoryAum":1074384174,"clients":1314,"employees":11,"offices":1},{"filedOn":"2023-07-31","regulatoryAum":1223243578,"clients":2034,"employees":11,"offices":1},{"filedOn":"2024-07-16","regulatoryAum":1709639369,"clients":601,"employees":12,"offices":2},{"filedOn":"2025-04-16","regulatoryAum":1227068596,"clients":439,"employees":11,"offices":1},{"filedOn":"2026-07-17","regulatoryAum":1337497420,"clients":459,"employees":12,"offices":1}],"secFileNumber":"801-112494","legalName":"Salomon and Ludwin, LLC","displayName":"Salomon and Ludwin","slug":"salomon-and-ludwin-292456","website":"https://salomonludwin.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/292456/6d910f218acb7880-r1.webp","tone":"light","width":1320,"height":200,"sourceUrl":"https://salomonludwin.com/","sourceLabel":"Salomon and Ludwin, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/salomon-&-ludwin-llc/","founded":"2009","organization":"Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1401 Gaskins Road","city":"Richmond","state":"VA","stateName":"Virginia","country":"United States","postalCode":"23238"},"tradeNames":[],"registration":{"secApproved":"22 February 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2861963.069716776,"staff":{"employees":12,"advisory":6,"brokerDealerReps":1,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":1337497420,"discretionary":1337497420,"discretionaryAccounts":1602,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":1302437456,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":196,"regulatoryAum":62863279},{"label":"High-net-worth individuals","clients":263,"regulatoryAum":1250777770},{"label":"State or municipal government entities","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Other investment advisers","clients":null,"fewerThan5":true,"regulatoryAum":23856371}],"feePrograms":[{"role":"main","program":"Fee for Advice and Portfolio Management","feeBasis":"marginal","fee_tiers":[{"to":2500000,"pct":0.85,"from":0},{"to":5000000,"pct":0.7,"from":2500000},{"to":7500000,"pct":0.6,"from":5000000},{"to":10000000,"pct":0.5,"from":7500000},{"to":12500000,"pct":0.4,"from":10000000},{"to":15000000,"pct":0.3,"from":12500000},{"to":17500000,"pct":0.3,"from":15000000},{"to":20000000,"pct":0.3,"from":17500000},{"to":22500000,"pct":0.25,"from":20000000},{"to":25000000,"pct":0.25,"from":22500000},{"to":27500000,"pct":0.25,"from":25000000},{"to":30000000,"pct":0.15,"from":27500000},{"to":32500000,"pct":0.15,"from":30000000},{"to":35000000,"pct":0.1,"from":32500000},{"to":37500000,"pct":0.1,"from":35000000},{"to":null,"pct":0.05,"from":37500000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009103","versionId":1009103,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-15","documentName":"2A BROCHURE","fee_rate_low":0.05,"fee_rate_high":0.85,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":7500}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T05:22:44.959464+00:00","documents":[{"name":"2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009103","versionId":1009103,"submittedOn":"2026-02-15"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009104","versionId":1009104,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":1326293827}],"custodyNote":"Salomon and Ludwin has custody of $946M in client assets for 398 clients.","leadership":[{"name":"Daniel Ludwin","title":"President","crd":"2423632"},{"name":"Dalal Salomon","title":"Chief Financial Officer","crd":"1057441"},{"name":"Sara Gochenour","title":"Chief Operating Officer","crd":"5981851"},{"name":"Jacob Salomon","title":"Chief Compliance Officer","crd":"6105610"}],"ownership":[{"label":"Dalal Salomon","detail":"Chief financial officer in the 10% to 25% ownership band and a control person, since January 2018. Also a trustee of Dalal M Salomon Revocable Trust in the 75% or more band and a control person, since January 2018."},{"label":"Daniel Ludwin","detail":"President in the 25% to 50% ownership band and a control person, since January 2018. Also a trustee of Daniel B. Ludwin Revocable Trust in the 75% or more band and a control person, since January 2018."},{"label":"Daniel B. Ludwin Revocable Trust","detail":"Owner in the 25% to 50% ownership band and a control person, since January 2018."},{"label":"Dalal M Salomon Revocable Trust","detail":"Owner in the 10% to 25% ownership band and a control person, since January 2018."},{"label":"Jacob Salomon","detail":"Chief compliance officer in the 25% to 50% ownership band and a control person, since July 2023."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"1401 Gaskins Road","city":"Richmond","headquarters":true}]}],"brochureServices":["estate planning","insurance","retirement plan services","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"804-592-4999","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":12},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":75},{"label":"Cash and cash equivalents","percent":10},{"label":"Other","percent":1,"detail":"RIA Annuity Sub-Accounts, Reit, De Minimis Corp Bond"}],"privateFunds":0},"sources":{"adv1FilingDate":"17 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/292456/PDF/292456.pdf","brochureDate":"15 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009103","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Salomon and Ludwin have?","answer":"Salomon and Ludwin has 459 clients and manages $1.34 billion for them, as of July 2026. They include 263 high-net-worth individuals and 196 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Salomon and Ludwin offer?","answer":"Salomon and Ludwin provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Salomon and Ludwin charge?","answer":"Salomon and Ludwin charges 0.05%–0.85% a year for its Fee for Advice and Portfolio Management. Each asset band is charged at its own rate. The fee is billed in advance and has a $7,500 annual minimum.","source":"2A BROCHURE, filed 15 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Salomon and Ludwin use?","answer":"Salomon and Ludwin’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $1.33B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Salomon and Ludwin have?","answer":"Salomon and Ludwin has 6 investment adviser representatives registered with state securities authorities, out of 12 employees, and 6 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Salomon and Ludwin invest in?","answer":"At the end of its last fiscal year, Salomon and Ludwin’s separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 12% exchange-traded equities, 10% cash and equivalents, 2% state and local bonds, 1% U.S. government and agency bonds and 1% other. The 1% other category is described as: RIA Annuity Sub-Accounts, Reit, De Minimis Corp Bond.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Salomon and Ludwin?","answer":"Salomon and Ludwin’s direct owners are Dalal Salomon, Daniel Ludwin, Daniel B. Ludwin Revocable Trust, Dalal M Salomon Revocable Trust and Jacob Salomon, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Salomon and Ludwin get paid?","answer":"Salomon and Ludwin is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Salomon and Ludwin registered with the SEC?","answer":"Yes, Salomon and Ludwin has been registered with the SEC as an investment adviser since 22 February 2018. Its CRD number is 292456 and its SEC file number is 801-112494.","source":"Form ADV Part 1A, Item 1, filed 17 July 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Salomon and Ludwin?","answer":"Salomon and Ludwin’s main office is at 1401 Gaskins Road, Richmond, VA 23238. Its phone number is 804-592-4999. Its website is salomonludwin.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/salomon-and-ludwin-292456/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-07","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1766156/000176615626000005/0001766156-26-000005-index.html","totalValue":1215173927,"positionCount":2116,"top10Share":0.4311108083871849,"top10":[{"issuer":"ISHARES S&P 500 GROWTH","titleOfClass":"ETF","cusip":"464287309","value":79142353,"shares":578289,"shareType":"SH","priorValue":68622814,"priorShares":598490},{"issuer":"ISHARES SHORT-TERM","titleOfClass":"ETF","cusip":"464288158","value":77317749,"shares":726711,"shareType":"SH","priorValue":76307180,"priorShares":711088},{"issuer":"STATE STREET TECHNOLOGY","titleOfClass":"ETF","cusip":"81369Y803","value":75282653,"shares":404790,"shareType":"SH","priorValue":58461621,"priorShares":433297},{"issuer":"JPMORGAN ULTRA-SHORT","titleOfClass":"ETF","cusip":"46641Q654","value":61225496,"shares":1202000,"shareType":"SH","priorValue":60896878,"priorShares":1189881},{"issuer":"VANGUARD S&P 500 ETF","titleOfClass":"ETF","cusip":"922908363","value":51447871,"shares":75056,"shareType":"SH","priorValue":46873616,"priorShares":77778},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78468R663","value":49313213,"shares":539532,"shareType":"SH","priorValue":48493521,"priorShares":529388},{"issuer":"ISHARES S&P 500 VALUE","titleOfClass":"ETF","cusip":"464287408","value":40835710,"shares":179309,"shareType":"SH","priorValue":39414634,"priorShares":186041},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78462F103","value":30232807,"shares":40540,"shareType":"SH","priorValue":27889922,"priorShares":42526},{"issuer":"VANGUARD FTSE DEVELOPED","titleOfClass":"ETF","cusip":"921943858","value":29825755,"shares":423984,"shareType":"SH","priorValue":27514294,"priorShares":425654},{"issuer":"VANGUARD TAX-EXEMPT BOND","titleOfClass":"ETF","cusip":"922907746","value":29251007,"shares":578375,"shareType":"SH","priorValue":28525248,"priorShares":564104}],"positionsListed":200,"positions":[{"issuer":"ISHARES S&P 500 GROWTH","titleOfClass":"ETF","cusip":"464287309","value":79142353,"shares":578289,"shareType":"SH","priorValue":68622814,"priorShares":598490},{"issuer":"ISHARES SHORT-TERM","titleOfClass":"ETF","cusip":"464288158","value":77317749,"shares":726711,"shareType":"SH","priorValue":76307180,"priorShares":711088},{"issuer":"STATE STREET TECHNOLOGY","titleOfClass":"ETF","cusip":"81369Y803","value":75282653,"shares":404790,"shareType":"SH","priorValue":58461621,"priorShares":433297},{"issuer":"JPMORGAN ULTRA-SHORT","titleOfClass":"ETF","cusip":"46641Q654","value":61225496,"shares":1202000,"shareType":"SH","priorValue":60896878,"priorShares":1189881},{"issuer":"VANGUARD S&P 500 ETF","titleOfClass":"ETF","cusip":"922908363","value":51447871,"shares":75056,"shareType":"SH","priorValue":46873616,"priorShares":77778},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78468R663","value":49313213,"shares":539532,"shareType":"SH","priorValue":48493521,"priorShares":529388},{"issuer":"ISHARES S&P 500 VALUE","titleOfClass":"ETF","cusip":"464287408","value":40835710,"shares":179309,"shareType":"SH","priorValue":39414634,"priorShares":186041},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78462F103","value":30232807,"shares":40540,"shareType":"SH","priorValue":27889922,"priorShares":42526},{"issuer":"VANGUARD FTSE DEVELOPED","titleOfClass":"ETF","cusip":"921943858","value":29825755,"shares":423984,"shareType":"SH","priorValue":27514294,"priorShares":425654},{"issuer":"VANGUARD TAX-EXEMPT BOND","titleOfClass":"ETF","cusip":"922907746","value":29251007,"shares":578375,"shareType":"SH","priorValue":28525248,"priorShares":564104},{"issuer":"ISHARES NATIONAL MUNI","titleOfClass":"ETF","cusip":"464288414","value":27303645,"shares":253804,"shareType":"SH","priorValue":26009140,"priorShares":241317},{"issuer":"ISHARES CORE S&P MID-CAP","titleOfClass":"ETF","cusip":"464287507","value":26310695,"shares":344299,"shareType":"SH","priorValue":24041994,"priorShares":352625},{"issuer":"VANGUARD SHORT-TERM","titleOfClass":"ETF","cusip":"92206C102","value":25750003,"shares":443813,"shareType":"SH","priorValue":25282797,"priorShares":431303},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":23188219,"shares":60342,"shareType":"SH","priorValue":22991933,"priorShares":61565},{"issuer":"ISHARES MSCI EAFE ETF","titleOfClass":"ETF","cusip":"464287465","value":21292773,"shares":206707,"shareType":"SH","priorValue":20668008,"priorShares":211726},{"issuer":"ISHARES RUSSELL 2000","titleOfClass":"ETF","cusip":"464287655","value":21235590,"shares":70681,"shareType":"SH","priorValue":17861731,"priorShares":71366},{"issuer":"VANGUARD HIGH DIVIDEND","titleOfClass":"ETF","cusip":"921946406","value":20311066,"shares":128393,"shareType":"SH","priorValue":19481038,"priorShares":131531},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":20173125,"shares":68528,"shareType":"SH","priorValue":17762100,"priorShares":69405},{"issuer":"ISHARES S&P MID-CAP 400","titleOfClass":"ETF","cusip":"464287606","value":19199097,"shares":165410,"shareType":"SH","priorValue":17786130,"priorShares":174596},{"issuer":"STATE STREET CONSUMER","titleOfClass":"ETF","cusip":"81369Y407","value":18362544,"shares":155065,"shareType":"SH","priorValue":16830170,"priorShares":157117},{"issuer":"VANGUARD GROWTH INDEX","titleOfClass":"ETF","cusip":"922908736","value":17323905,"shares":201162,"shareType":"SH","priorValue":15134201,"priorShares":34238},{"issuer":"STATE STREET HEALTH CARE","titleOfClass":"ETF","cusip":"81369Y209","value":15932263,"shares":99600,"shareType":"SH","priorValue":14642555,"priorShares":100550},{"issuer":"VANGUARD INTER-TERM","titleOfClass":"ETF","cusip":"92206C706","value":15842953,"shares":269897,"shareType":"SH","priorValue":15567958,"priorShares":260470},{"issuer":"STATE STREET FINANCIAL","titleOfClass":"ETF","cusip":"81369Y605","value":15407573,"shares":279970,"shareType":"SH","priorValue":13871300,"priorShares":282115},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78464A672","value":15170640,"shares":536824,"shareType":"SH","priorValue":14841118,"priorShares":515830},{"issuer":"ISHARES 1-3 YEAR","titleOfClass":"ETF","cusip":"464287457","value":14598986,"shares":178384,"shareType":"SH","priorValue":14175435,"priorShares":170913},{"issuer":"ISHARES S&P MID-CAP 400","titleOfClass":"ETF","cusip":"464287705","value":13861580,"shares":94459,"shareType":"SH","priorValue":12861082,"priorShares":96489},{"issuer":"ISHARES CORE S&P","titleOfClass":"ETF","cusip":"464287804","value":13502125,"shares":91530,"shareType":"SH","priorValue":11729081,"priorShares":93511},{"issuer":"STATE STREET INDUSTRIAL","titleOfClass":"ETF","cusip":"81369Y704","value":10828284,"shares":58790,"shareType":"SH","priorValue":9614558,"priorShares":59235},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78463X889","value":10752154,"shares":212790,"shareType":"SH","priorValue":9200613,"priorShares":199594},{"issuer":"ISHARES S&P SMALL-CAP","titleOfClass":"ETF","cusip":"464287887","value":10244391,"shares":59814,"shareType":"SH","priorValue":9140049,"priorShares":62236},{"issuer":"STATE STREET CONSUMER","titleOfClass":"ETF","cusip":"81369Y308","value":9442464,"shares":113058,"shareType":"SH","priorValue":9300213,"priorShares":114371},{"issuer":"ISHARES CORE MSCI","titleOfClass":"ETF","cusip":"46434G103","value":8919190,"shares":110644,"shareType":"SH","priorValue":7781765,"priorShares":111871},{"issuer":"ISHARES MSCI EMERGING","titleOfClass":"ETF","cusip":"464287234","value":8908790,"shares":134008,"shareType":"SH","priorValue":7707239,"priorShares":136718},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78464A409","value":8863994,"shares":74840,"shareType":"SH","priorValue":7827670,"priorShares":78798},{"issuer":"ISHARES CORE S&P 500","titleOfClass":"ETF","cusip":"464287200","value":8453674,"shares":11292,"shareType":"SH","priorValue":8081986,"priorShares":12265},{"issuer":"ALTRIA GROUP INC","titleOfClass":"COM","cusip":"02209S103","value":7264757,"shares":101548,"shareType":"SH","priorValue":6683902,"priorShares":101641},{"issuer":"LAM RESH CORP","titleOfClass":"COM","cusip":"512807306","value":6290287,"shares":16077,"shareType":"SH","priorValue":3536325,"priorShares":16189},{"issuer":"ISHARES GLOBAL","titleOfClass":"ETF","cusip":"464287333","value":6228764,"shares":49345,"shareType":"SH","priorValue":5741350,"priorShares":50016},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78464A508","value":5715334,"shares":93694,"shareType":"SH","priorValue":5418745,"priorShares":95478},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78464A300","value":5454989,"shares":50142,"shareType":"SH","priorValue":4962185,"priorShares":52255},{"issuer":"VANGUARD CONSUMER","titleOfClass":"ETF","cusip":"92204A108","value":5438959,"shares":13651,"shareType":"SH","priorValue":4937336,"priorShares":13822},{"issuer":"ISHARES S&P SMALL-CAP","titleOfClass":"ETF","cusip":"464287879","value":5408943,"shares":39626,"shareType":"SH","priorValue":4991467,"priorShares":41970},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78464A763","value":5207389,"shares":34033,"shareType":"SH","priorValue":5114492,"priorShares":35002},{"issuer":"VANGUARD SMALL-CAP INDEX","titleOfClass":"ETF","cusip":"922908751","value":5080061,"shares":16849,"shareType":"SH","priorValue":4695754,"priorShares":17743},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":4903814,"shares":27598,"shareType":"SH","priorValue":4411175,"priorShares":27901},{"issuer":"INVESCO HIGH YIELD","titleOfClass":"ETF","cusip":"46137V563","value":4787246,"shares":203973,"shareType":"SH","priorValue":4425184,"priorShares":205185},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":4666020,"shares":32744,"shareType":"SH","priorValue":4793652,"priorShares":32748},{"issuer":"VANGUARD MID-CAP INDEX","titleOfClass":"ETF","cusip":"922908629","value":4612950,"shares":57421,"shareType":"SH","priorValue":4266761,"priorShares":14715},{"issuer":"DOMINION ENERGY INC","titleOfClass":"COM","cusip":"25746U109","value":4591639,"shares":67733,"shareType":"SH","priorValue":4252371,"priorShares":67745},{"issuer":"VANGUARD INDUSTRIALS","titleOfClass":"ETF","cusip":"92204A603","value":4488291,"shares":12629,"shareType":"SH","priorValue":4038926,"priorShares":12767},{"issuer":"VANGUARD TOTAL WORLD","titleOfClass":"ETF","cusip":"922042742","value":4395980,"shares":28160,"shareType":"SH","priorValue":3939345,"priorShares":28258},{"issuer":"VANGUARD INFORMATION","titleOfClass":"ETF","cusip":"92204A702","value":4279702,"shares":36510,"shareType":"SH","priorValue":3621687,"priorShares":5082},{"issuer":"STATE STREET","titleOfClass":"ETF","cusip":"81369Y852","value":4195252,"shares":37636,"shareType":"SH","priorValue":3954834,"priorShares":35739},{"issuer":"STATE STREET ENERGY","titleOfClass":"ETF","cusip":"81369Y506","value":3959457,"shares":74585,"shareType":"SH","priorValue":4271520,"priorShares":72276},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78467Y107","value":3914781,"shares":5616,"shareType":"SH","priorValue":3571351,"priorShares":5738},{"issuer":"AMAZON.COM INC","titleOfClass":"COM","cusip":"023135106","value":3689067,"shares":15263,"shareType":"SH","priorValue":3216823,"priorShares":15335},{"issuer":"FIRST TRUST MORNINGSTAR","titleOfClass":"ETF","cusip":"336917109","value":3531584,"shares":72191,"shareType":"SH","priorValue":3712388,"priorShares":73717},{"issuer":"VANGUARD FTSE EMERGING","titleOfClass":"ETF","cusip":"922042858","value":3529264,"shares":59601,"shareType":"SH","priorValue":3230057,"priorShares":60016},{"issuer":"VANGUARD VALUE INDEX","titleOfClass":"ETF","cusip":"922908744","value":3394606,"shares":15616,"shareType":"SH","priorValue":3167599,"priorShares":16080},{"issuer":"WISDOMTREE U.S. AL","titleOfClass":"ETF","cusip":"97717W406","value":3233766,"shares":24856,"shareType":"SH","priorValue":2968338,"priorShares":25283},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78463X509","value":3067138,"shares":58991,"shareType":"SH","priorValue":2623233,"priorShares":56308},{"issuer":"NEWMARKET CORP","titleOfClass":"COM","cusip":"651587107","value":2938144,"shares":3740,"shareType":"SH","priorValue":2378116,"priorShares":3740},{"issuer":"LOWES COS INC","titleOfClass":"COM","cusip":"548661107","value":2829258,"shares":12749,"shareType":"SH","priorValue":3045206,"priorShares":13181},{"issuer":"NVIDIA CORP","titleOfClass":"COM","cusip":"67066G104","value":2753905,"shares":13938,"shareType":"SH","priorValue":2438767,"priorShares":13748},{"issuer":"ALPHABET INC","titleOfClass":"COM","cusip":"02079K305","value":2709145,"shares":7500,"shareType":"SH","priorValue":2227148,"priorShares":7530},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":2642158,"shares":9806,"shareType":"SH","priorValue":2966416,"priorShares":9658},{"issuer":"ISHARES RUSSELL 1000","titleOfClass":"ETF","cusip":"464287614","value":2524001,"shares":20517,"shareType":"SH","priorValue":2308455,"priorShares":5368},{"issuer":"WISDOMTREE U.S. MIDCAP","titleOfClass":"ETF","cusip":"97717W505","value":2171882,"shares":38454,"shareType":"SH","priorValue":2057907,"priorShares":38946},{"issuer":"WISDOMTREE U.S. SMALLCAP","titleOfClass":"ETF","cusip":"97717W604","value":2050694,"shares":50460,"shareType":"SH","priorValue":1900060,"priorShares":52401},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":2032792,"shares":3123,"shareType":"SH","priorValue":1137755,"priorShares":3265},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78464A821","value":1962335,"shares":17717,"shareType":"SH","priorValue":1806221,"priorShares":18574},{"issuer":"ELI LILLY AND CO","titleOfClass":"COM","cusip":"532457108","value":1952113,"shares":1638,"shareType":"SH","priorValue":1582507,"priorShares":1691},{"issuer":"VANGUARD ENERGY INDEX","titleOfClass":"ETF","cusip":"92204A306","value":1881558,"shares":12627,"shareType":"SH","priorValue":2135202,"priorShares":12705},{"issuer":"THE COCA-COLA CO","titleOfClass":"COM","cusip":"191216100","value":1780414,"shares":21902,"shareType":"SH","priorValue":1680321,"priorShares":21902},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78464A839","value":1777649,"shares":18845,"shareType":"SH","priorValue":1640238,"priorShares":19130},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":1722131,"shares":5155,"shareType":"SH","priorValue":1427042,"priorShares":4844},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":1706746,"shares":6720,"shareType":"SH","priorValue":1639548,"priorShares":6746},{"issuer":"ISHARES U.S. AEROSPACE &","titleOfClass":"ETF","cusip":"464288760","value":1675318,"shares":6870,"shareType":"SH","priorValue":1524522,"priorShares":6870},{"issuer":"INVESCO S&P 500 EQUAL","titleOfClass":"ETF","cusip":"46137V357","value":1624477,"shares":7612,"shareType":"SH","priorValue":1549354,"priorShares":8024},{"issuer":"ALPHABET INC","titleOfClass":"COM","cusip":"02079K107","value":1547158,"shares":4323,"shareType":"SH","priorValue":1296213,"priorShares":4402},{"issuer":"VANGUARD HEALTH CARE","titleOfClass":"ETF","cusip":"92204A504","value":1476276,"shares":4907,"shareType":"SH","priorValue":1343861,"priorShares":4921},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":1441165,"shares":3902,"shareType":"SH","priorValue":1305697,"priorShares":4151},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":1324342,"shares":5275,"shareType":"SH","priorValue":1093069,"priorShares":5234},{"issuer":"VANGUARD TOTAL STOCK","titleOfClass":"ETF","cusip":"922908769","value":1283269,"shares":3475,"shareType":"SH","priorValue":1172332,"priorShares":3621},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":1212956,"shares":2852,"shareType":"SH","priorValue":999916,"priorShares":2773},{"issuer":"TRUIST FINL CORP","titleOfClass":"COM","cusip":"89832Q109","value":1112405,"shares":21859,"shareType":"SH","priorValue":1032945,"priorShares":21903},{"issuer":"STATE STREET SPDR S&P","titleOfClass":"ETF","cusip":"78464A201","value":1080230,"shares":9398,"shareType":"SH","priorValue":935895,"priorShares":9538},{"issuer":"INVESCO QQQ TR","titleOfClass":"ETF","cusip":"46090E103","value":1022842,"shares":1410,"shareType":"SH","priorValue":842655,"priorShares":1440},{"issuer":"ATLANTIC UN BANKSHARES C","titleOfClass":"COM","cusip":"04911A107","value":958041,"shares":22182,"shareType":"SH","priorValue":800548,"priorShares":22182},{"issuer":"STATE STREET MULTI-ASSET","titleOfClass":"ETF","cusip":"78467V103","value":957269,"shares":27925,"shareType":"SH"},{"issuer":"COLGATE PALMOLIVE CO","titleOfClass":"COM","cusip":"194162103","value":957098,"shares":10318,"shareType":"SH","priorValue":878475,"priorShares":10318},{"issuer":"ISHARES 0-3 MONTH","titleOfClass":"ETF","cusip":"46436E718","value":901346,"shares":8978,"shareType":"SH","priorValue":912713,"priorShares":9088},{"issuer":"PRA GROUP INC","titleOfClass":"COM","cusip":"69354N106","value":896834,"shares":46881,"shareType":"SH","priorValue":836193,"priorShares":47030},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":876438,"shares":6900,"shareType":"SH","priorValue":351652,"priorShares":6980},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":876144,"shares":6429,"shareType":"SH","priorValue":1051073,"priorShares":6541},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":866702,"shares":874,"shareType":"SH","priorValue":626443,"priorShares":873},{"issuer":"GE AEROSPACE","titleOfClass":"COM","cusip":"369604301","value":840990,"shares":2243,"shareType":"SH","priorValue":642451,"priorShares":2285},{"issuer":"ISHARES S&P 100 ETF","titleOfClass":"ETF","cusip":"464287101","value":826134,"shares":2258,"shareType":"SH","priorValue":723486,"priorShares":2258},{"issuer":"NORFOLK SOUTHN CORP","titleOfClass":"COM","cusip":"655844108","value":823632,"shares":2582,"shareType":"SH","priorValue":747072,"priorShares":2594},{"issuer":"VANGUARD LARGE-CAP INDEX","titleOfClass":"ETF","cusip":"922908637","value":807427,"shares":2351,"shareType":"SH","priorValue":751465,"priorShares":2493},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":740907,"shares":6332,"shareType":"SH","priorValue":507941,"priorShares":6428},{"issuer":"META PLATFORMS INC","titleOfClass":"COM","cusip":"30303M102","value":733653,"shares":1197,"shareType":"SH","priorValue":1420065,"priorShares":2472},{"issuer":"IBM CORP","titleOfClass":"COM","cusip":"459200101","value":702744,"shares":2455,"shareType":"SH","priorValue":621889,"priorShares":2506},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78468R853","value":649255,"shares":11315,"shareType":"SH","priorValue":555246,"priorShares":11378},{"issuer":"SCHWAB U.S. DIVIDEND","titleOfClass":"ETF","cusip":"808524797","value":645982,"shares":20282,"shareType":"SH","priorValue":651417,"priorShares":21316},{"issuer":"BERKSHIRE HATHAWAY","titleOfClass":"COM","cusip":"084670702","value":615180,"shares":1231,"shareType":"SH","priorValue":667813,"priorShares":1399},{"issuer":"VANGUARD CONSUMER","titleOfClass":"ETF","cusip":"92204A207","value":579079,"shares":2563,"shareType":"SH","priorValue":577368,"priorShares":2566},{"issuer":"ISHARES RUSSELL MID-CAP","titleOfClass":"ETF","cusip":"464287499","value":574038,"shares":5210,"shareType":"SH","priorValue":533495,"priorShares":5425},{"issuer":"LINEAGE INC EQUITY","titleOfClass":"COM","cusip":"53566V106","value":570855,"shares":13096,"shareType":"SH","priorValue":19165,"priorShares":582},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":558463,"shares":541,"shareType":"SH","priorValue":187881,"priorShares":513},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":553206,"shares":3919,"shareType":"SH","priorValue":660541,"priorShares":4207},{"issuer":"ISHARES CORE S&P TOTAL","titleOfClass":"ETF","cusip":"464287150","value":549631,"shares":3351,"shareType":"SH","priorValue":481472,"priorShares":3351},{"issuer":"VISA INC","titleOfClass":"COM","cusip":"92826C839","value":547334,"shares":1559,"shareType":"SH","priorValue":469549,"priorShares":1561},{"issuer":"CHEVRON CORP NEW","titleOfClass":"COM","cusip":"166764100","value":545617,"shares":3293,"shareType":"SH","priorValue":677692,"priorShares":3406},{"issuer":"WELLS FARGO & CO","titleOfClass":"COM","cusip":"949746101","value":545203,"shares":6344,"shareType":"SH","priorValue":513906,"priorShares":6376},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":534279,"shares":471,"shareType":"SH","priorValue":434908,"priorShares":484},{"issuer":"VANGUARD FINANCIALS","titleOfClass":"ETF","cusip":"92204A405","value":526462,"shares":3919,"shareType":"SH","priorValue":476003,"priorShares":3924},{"issuer":"DUKE ENERGY CORP NEW","titleOfClass":"COM","cusip":"26441C204","value":524209,"shares":4168,"shareType":"SH","priorValue":554795,"priorShares":4196},{"issuer":"QUALCOMM INC","titleOfClass":"COM","cusip":"747525103","value":452799,"shares":2489,"shareType":"SH","priorValue":294556,"priorShares":2323},{"issuer":"MONDELEZ INTL INC","titleOfClass":"COM","cusip":"609207105","value":451838,"shares":7613,"shareType":"SH","priorValue":443467,"priorShares":7707},{"issuer":"WISDOMTREE U.S. LARGECAP","titleOfClass":"ETF","cusip":"97717W307","value":449367,"shares":4661,"shareType":"SH","priorValue":420578,"priorShares":4695},{"issuer":"RELIANCE INC","titleOfClass":"COM","cusip":"759509102","value":443901,"shares":1192,"shareType":"SH","priorValue":364013,"priorShares":1192},{"issuer":"ASML HLDG N V F","titleOfClass":"ADR","cusip":"N07059210","value":442330,"shares":240,"shareType":"SH","priorValue":305597,"priorShares":232},{"issuer":"ABBOTT LABS","titleOfClass":"COM","cusip":"002824100","value":441266,"shares":4787,"shareType":"SH","priorValue":443267,"priorShares":4309},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":439341,"shares":2980,"shareType":"SH","priorValue":508792,"priorShares":3555},{"issuer":"COSTCO WHSL CORP NEW","titleOfClass":"COM","cusip":"22160K105","value":436444,"shares":472,"shareType":"SH","priorValue":519660,"priorShares":512},{"issuer":"VANGUARD RUSSELL 2000","titleOfClass":"ETF","cusip":"92206C664","value":433364,"shares":3583,"shareType":"SH","priorValue":368315,"priorShares":3628},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":430832,"shares":1228,"shareType":"SH","priorValue":295900,"priorShares":920},{"issuer":"ADVANCED MICRO DEVICES I","titleOfClass":"COM","cusip":"007903107","value":426213,"shares":788,"shareType":"SH","priorValue":171390,"priorShares":788},{"issuer":"VANGUARD SMALL-CAP","titleOfClass":"ETF","cusip":"922908595","value":423914,"shares":1206,"shareType":"SH","priorValue":383216,"priorShares":1247},{"issuer":"DISNEY WALT CO","titleOfClass":"COM","cusip":"254687106","value":415381,"shares":4340,"shareType":"SH","priorValue":373011,"priorShares":3861},{"issuer":"NETFLIX INC","titleOfClass":"COM","cusip":"64110L106","value":387940,"shares":5229,"shareType":"SH","priorValue":573708,"priorShares":5815},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":377914,"shares":886,"shareType":"SH","priorValue":351566,"priorShares":1268},{"issuer":"MERCK & CO. INC.","titleOfClass":"COM","cusip":"58933Y105","value":370343,"shares":2954,"shareType":"SH","priorValue":365269,"priorShares":3022},{"issuer":"SOUTHERN CO","titleOfClass":"COM","cusip":"842587107","value":368114,"shares":3870,"shareType":"SH","priorValue":326652,"priorShares":3352},{"issuer":"MARKEL GROUP INC","titleOfClass":"COM","cusip":"570535104","value":367995,"shares":192,"shareType":"SH","priorValue":366503,"priorShares":193},{"issuer":"GLOBAL X S&P 500 COVERED","titleOfClass":"ETF","cusip":"37954Y475","value":349015,"shares":8548,"shareType":"SH","priorValue":349251,"priorShares":8871},{"issuer":"AMERICAN ELEC PWR CO INC","titleOfClass":"COM","cusip":"025537101","value":334789,"shares":2479,"shareType":"SH","priorValue":328914,"priorShares":2479},{"issuer":"SPDR GOLD SHARES","titleOfClass":"ETF","cusip":"78463V107","value":332058,"shares":896,"shareType":"SH","priorValue":310034,"priorShares":722},{"issuer":"DIMENSIONAL U.S. CORE","titleOfClass":"ETF","cusip":"25434V708","value":331865,"shares":7493,"shareType":"SH","priorValue":293576,"priorShares":7493},{"issuer":"SPDR GOLD MINISHARES","titleOfClass":"ETF","cusip":"98149E303","value":330789,"shares":4139,"shareType":"SH","priorValue":233142,"priorShares":2521},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":327726,"shares":907,"shareType":"SH","priorValue":247733,"priorShares":712},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":324610,"shares":2983,"shareType":"SH","priorValue":389823,"priorShares":3099},{"issuer":"CAPITAL ONE FINL CORP","titleOfClass":"COM","cusip":"14040H105","value":304567,"shares":1487,"shareType":"SH","priorValue":238679,"priorShares":1312},{"issuer":"BECTON DICKINSON & CO","titleOfClass":"COM","cusip":"075887109","value":293874,"shares":1922,"shareType":"SH","priorValue":314428,"priorShares":2035},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":293249,"shares":833,"shareType":"SH","priorValue":95315,"priorShares":584},{"issuer":"ISHARES RUSSELL 3000","titleOfClass":"ETF","cusip":"464287689","value":290671,"shares":683,"shareType":"SH","priorValue":293791,"priorShares":786},{"issuer":"SONOCO PRODS CO","titleOfClass":"COM","cusip":"835495102","value":282940,"shares":5039,"shareType":"SH","priorValue":276339,"priorShares":5039},{"issuer":"UNITED BANKSHARES INC W","titleOfClass":"COM","cusip":"909907107","value":282579,"shares":6020,"shareType":"SH","priorValue":252057,"priorShares":6020},{"issuer":"VERIZON COMMUNICATIONS I","titleOfClass":"COM","cusip":"92343V104","value":280703,"shares":6685,"shareType":"SH","priorValue":339329,"priorShares":6869},{"issuer":"SCHWAB U.S. LARGE-CAP","titleOfClass":"ETF","cusip":"808524201","value":278265,"shares":9468,"shareType":"SH","priorValue":253144,"priorShares":9789},{"issuer":"SPROTT PHYSICAL SILVER E","titleOfClass":"COM","cusip":"85207K107","value":278046,"shares":14738,"shareType":"SH","priorValue":347375,"priorShares":14738},{"issuer":"HASBRO INC","titleOfClass":"COM","cusip":"418056107","value":273380,"shares":3356,"shareType":"SH","priorValue":302577,"priorShares":3356},{"issuer":"PALANTIR TECHNOLOGIES IN","titleOfClass":"COM","cusip":"69608A108","value":266673,"shares":2121,"shareType":"SH","priorValue":314735,"priorShares":2120},{"issuer":"VANGUARD SMALL-CAP VALUE","titleOfClass":"ETF","cusip":"922908611","value":254149,"shares":1047,"shareType":"SH","priorValue":238908,"priorShares":1093},{"issuer":"GOLDMAN SACHS GROUP INC","titleOfClass":"COM","cusip":"38141G104","value":247765,"shares":243,"shareType":"SH","priorValue":213171,"priorShares":247},{"issuer":"IRIDIUM COMMUNICATIONS I","titleOfClass":"COM","cusip":"46269C102","value":247118,"shares":4614,"shareType":"SH","priorValue":161868,"priorShares":4926},{"issuer":"ISHARES MSCI USA","titleOfClass":"ETF","cusip":"46432F396","value":241154,"shares":735,"shareType":"SH","priorValue":180700,"priorShares":735},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":240627,"shares":2786,"shareType":"SH","priorValue":279171,"priorShares":2997},{"issuer":"VANGUARD MEGA CAP INDEX","titleOfClass":"ETF","cusip":"921910873","value":235234,"shares":861,"shareType":"SH","priorValue":205271,"priorShares":861},{"issuer":"LINDE PLC F","titleOfClass":"SHS","cusip":"G54950103","value":231561,"shares":434,"shareType":"SH","priorValue":218128,"priorShares":434},{"issuer":"VANGUARD MEGA CAP GROWTH","titleOfClass":"ETF","cusip":"921910816","value":230764,"shares":2625,"shareType":"SH","priorValue":195216,"priorShares":525},{"issuer":"TEXAS INSTRS INC","titleOfClass":"COM","cusip":"882508104","value":230671,"shares":773,"shareType":"SH","priorValue":169147,"priorShares":868},{"issuer":"AMERICAN EXPRESS CO","titleOfClass":"COM","cusip":"025816109","value":228984,"shares":658,"shareType":"SH","priorValue":212227,"priorShares":707},{"issuer":"BANK OF AMERICA CORP","titleOfClass":"COM","cusip":"060505104","value":228946,"shares":3923,"shareType":"SH","priorValue":232925,"priorShares":4717},{"issuer":"CVS HEALTH CORP","titleOfClass":"COM","cusip":"126650100","value":224817,"shares":2145,"shareType":"SH","priorValue":157636,"priorShares":2145},{"issuer":"KINSALE CAP GROUP INC","titleOfClass":"COM","cusip":"49714P108","value":224080,"shares":649,"shareType":"SH","priorValue":206940,"priorShares":600},{"issuer":"VANGUARD DIVIDEND","titleOfClass":"ETF","cusip":"921908844","value":220854,"shares":934,"shareType":"SH","priorValue":211916,"priorShares":981},{"issuer":"ISHARES 01 YEAR TREASURY","titleOfClass":"ETF","cusip":"464288679","value":220263,"shares":2002,"shareType":"SH","priorValue":219667,"priorShares":1995},{"issuer":"KLA CORP","titleOfClass":"COM","cusip":"482480100","value":218276,"shares":820,"shareType":"SH","priorValue":130448,"priorShares":86},{"issuer":"COHERENT CORP","titleOfClass":"COM","cusip":"19247G107","value":213080,"shares":591,"shareType":"SH","priorValue":158510,"priorShares":614},{"issuer":"ISHARES SELECT DIVIDEND","titleOfClass":"ETF","cusip":"464287168","value":212578,"shares":1354,"shareType":"SH","priorValue":205348,"priorShares":1354},{"issuer":"STATE STREET UTILITIES","titleOfClass":"ETF","cusip":"81369Y886","value":209524,"shares":4680,"shareType":"SH","priorValue":217242,"priorShares":4688},{"issuer":"HSBC HLDGS PLC F","titleOfClass":"ADR","cusip":"404280406","value":204171,"shares":2131,"shareType":"SH","priorValue":126277,"priorShares":1496},{"issuer":"ISHARES MSCI USA MIN VOL","titleOfClass":"ETF","cusip":"46429B697","value":199690,"shares":2061,"shareType":"SH","priorValue":194749,"priorShares":2086},{"issuer":"ROCHE HLDG LTD F","titleOfClass":"ADR","cusip":"771195104","value":199016,"shares":3955,"shareType":"SH","priorValue":157476,"priorShares":3159},{"issuer":"STATE STREET SPDR","titleOfClass":"ETF","cusip":"78464A854","value":197307,"shares":2248,"shareType":"SH","priorValue":120416,"priorShares":1560},{"issuer":"AT&T INC","titleOfClass":"COM","cusip":"00206R102","value":194519,"shares":9498,"shareType":"SH","priorValue":273215,"priorShares":9644},{"issuer":"VANECK GOLD MINERS ETF","titleOfClass":"ETF","cusip":"92189F106","value":187109,"shares":2492,"shareType":"SH","priorValue":235762,"priorShares":2492},{"issuer":"RTX CORP","titleOfClass":"COM","cusip":"75513E101","value":185451,"shares":967,"shareType":"SH","priorValue":566654,"priorShares":2888},{"issuer":"ASTRAZENECA PLC F","titleOfClass":"SHS","cusip":"G0593M107","value":184412,"shares":1003,"shareType":"SH","priorValue":137152,"priorShares":674},{"issuer":"NESTLE S A F","titleOfClass":"ADR","cusip":"641069406","value":180482,"shares":1756,"shareType":"SH","priorValue":110773,"priorShares":1133},{"issuer":"CHUBB LTD F","titleOfClass":"SHS","cusip":"H1467J104","value":180437,"shares":513,"shareType":"SH","priorValue":169747,"priorShares":517},{"issuer":"MARVELL TECHNOLOGY INC","titleOfClass":"COM","cusip":"573874104","value":177921,"shares":654,"shareType":"SH","priorValue":68122,"priorShares":636},{"issuer":"ISHARES CORE U.S.","titleOfClass":"ETF","cusip":"464287226","value":177300,"shares":1800,"shareType":"SH","priorValue":178614,"priorShares":1800},{"issuer":"PPG INDS INC","titleOfClass":"COM","cusip":"693506107","value":174229,"shares":1421,"shareType":"SH","priorValue":149595,"priorShares":1449},{"issuer":"JPMORGAN SHORT DURATION","titleOfClass":"ETF","cusip":"46641Q274","value":171493,"shares":3655,"shareType":"SH","priorValue":172443,"priorShares":3655},{"issuer":"DIMENSIONAL CORE FIXED","titleOfClass":"ETF","cusip":"25434V872","value":170247,"shares":4041,"shareType":"SH","priorValue":171136,"priorShares":4041},{"issuer":"CORNING INC","titleOfClass":"COM","cusip":"219350105","value":169003,"shares":766,"shareType":"SH","priorValue":132093,"priorShares":893},{"issuer":"AVANTIS INTERNATIONAL","titleOfClass":"ETF","cusip":"025072703","value":168191,"shares":1890,"shareType":"SH","priorValue":170372,"priorShares":1988},{"issuer":"NOVARTIS AG F","titleOfClass":"ADR","cusip":"66987V109","value":160306,"shares":1040,"shareType":"SH","priorValue":124148,"priorShares":806},{"issuer":"SHELL PLC F","titleOfClass":"ADR","cusip":"780259305","value":160108,"shares":2091,"shareType":"SH","priorValue":194672,"priorShares":2091},{"issuer":"VANGUARD S&P 500 GROWTH","titleOfClass":"ETF","cusip":"921932505","value":159381,"shares":1938,"shareType":"SH","priorValue":140587,"priorShares":340},{"issuer":"STARBUCKS CORP","titleOfClass":"COM","cusip":"855244109","value":158910,"shares":1537,"shareType":"SH","priorValue":140074,"priorShares":1550},{"issuer":"UBER TECHNOLOGIES INC","titleOfClass":"COM","cusip":"90353T100","value":156219,"shares":2150,"shareType":"SH","priorValue":154600,"priorShares":2152},{"issuer":"DIMENSIONAL US CORE","titleOfClass":"ETF","cusip":"25434V104","value":155604,"shares":3015,"shareType":"SH","priorValue":137122,"priorShares":3015},{"issuer":"QUEST DIAGNOSTICS INC","titleOfClass":"COM","cusip":"74834L100","value":151862,"shares":703,"shareType":"SH","priorValue":139208,"priorShares":703},{"issuer":"CARTER BANKSHARES INC","titleOfClass":"COM","cusip":"146103106","value":150985,"shares":4365,"shareType":"SH","priorValue":102141,"priorShares":4365},{"issuer":"PNC FINL SERVICES","titleOfClass":"COM","cusip":"693475105","value":150469,"shares":598,"shareType":"SH","priorValue":135488,"priorShares":640}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}