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They include 715 high-net-worth individuals, 386 individual clients and 7 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Sage Financial Group offer?","answer":"Sage Financial Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Sage Financial Group charge?","answer":"Sage Financial Group charges 0.25%–1.00% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in advance and has a $10,000 annual minimum.","source":"ADV PART 2A, filed 26 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Sage Financial Group use?","answer":"Sage Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $4.04B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Sage Financial Group have?","answer":"Sage Financial Group has 22 investment adviser representatives registered with state securities authorities, out of 28 employees, and 21 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Sage Financial Group invest in?","answer":"At the end of its last fiscal year, Sage Financial Group’s separately managed accounts held 77% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 6% high-yield corporate bonds, 6% cash and equivalents, 3% pooled vehicles (private funds and similar) and 2% state and local bonds. It advises 4 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Sage Financial Group?","answer":"Sage Financial Group’s direct owners are John Sion, Mitchell Bednoff, the CFG Trust and the SFG Trust, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 30 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Sage Financial Group get paid?","answer":"Sage Financial Group is paid through a percentage of assets under management, fixed fees and performance-based fees. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}