{"url":"https://nivawealth.com/firms/sage-advisors-301328","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/301328","regulatoryAum":575147683,"crd":"301328","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6373885","suffix":null,"lastName":"BELL","firstName":"MICHAEL","middleName":"RICHARD"},{"crd":"5965525","suffix":null,"lastName":"COLE","firstName":"JORDAN","middleName":"DONALD"},{"crd":"1531728","suffix":null,"lastName":"COLE","firstName":"RUSSELL","middleName":"DARIN"},{"crd":"6529088","suffix":null,"lastName":"GRIGGS","firstName":"MICHAELA","middleName":"LYNNE"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-06","regulatoryAum":273000000,"clients":500,"employees":9,"offices":2},{"filedOn":"2022-07-26","regulatoryAum":381000000,"clients":582,"employees":10,"offices":2},{"filedOn":"2023-06-29","regulatoryAum":383270000,"clients":635,"employees":11,"offices":3},{"filedOn":"2024-01-03","regulatoryAum":427047866,"clients":643,"employees":11,"offices":3},{"filedOn":"2025-01-03","regulatoryAum":482399894,"clients":674,"employees":10,"offices":4},{"filedOn":"2026-01-08","regulatoryAum":575147683,"clients":690,"employees":11,"offices":4}],"secFileNumber":"801-115281","legalName":"Sage Advisors, LLC","displayName":"Sage Advisors","slug":"sage-advisors-301328","website":"https://sageadvisorsllc.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/301328/b6edd221f0f1401d-r1.webp","tone":"light","width":416,"height":200,"sourceUrl":"https://www.sageadvisorsllc.com/","sourceLabel":"Sage Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2001","organization":"Washington limited liability company","fiscalYearEnd":"December","headquarters":{"street":"115 2nd Avenue North, Suite 200","city":"Edmonds","state":"WA","stateName":"Washington","country":"United States","postalCode":"98020"},"tradeNames":[],"registration":{"secApproved":"13 May 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":767649.6725925925,"staff":{"employees":11,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":575147683,"discretionary":535853562,"discretionaryAccounts":681,"nonDiscretionary":39294121,"nonDiscretionaryAccounts":9,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":525,"regulatoryAum":143315046},{"label":"High-net-worth individuals","clients":150,"regulatoryAum":374848483},{"label":"Banking or thrift institutions","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Pension and profit-sharing plans","clients":13,"regulatoryAum":54517483},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":2466671},{"label":"State or municipal government entities","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Other investment advisers","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Insurance companies","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Sovereign wealth funds and foreign official institutions","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Corporations and other businesses","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Other","clients":0,"fewerThan5":true,"regulatoryAum":0}],"feePrograms":[{"role":"main","program":"Portfolio Management and Pension Consulting","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000814","versionId":1000814,"ratePeriod":"annual","fee_billing":"both","submittedOn":"2026-01-08","documentName":"SAGE ADVISORS, LLC - 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They include 525 individual clients, 150 high-net-worth individuals, and 13 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Sage Advisors offer?","answer":"Sage Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, educational seminars, divorce planning, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Sage Advisors charge?","answer":"Sage Advisors charges 0.20%–1.25% a year for its Portfolio Management and Pension Consulting. The fee is billed in advance or in arrears and is negotiable.","source":"SAGE ADVISORS, LLC - FORM ADV PART 2A, filed 8 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Sage Advisors use?","answer":"The filing also lists Fidelity Brokerage Services LLC with no separately managed account assets.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Sage Advisors have?","answer":"Sage Advisors has 4 investment adviser representatives registered with state securities authorities, out of 11 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Sage Advisors invest in?","answer":"At the end of its last fiscal year, Sage Advisors’ separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Sage Advisors?","answer":"Sage Advisors’ direct owners are Russell Cole (75% or more), Jordan Cole (10% to 25%), Michaela Griggs (5% to 10%) and Brandon Cole (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 8 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Sage Advisors get paid?","answer":"Sage Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Sage Advisors registered with the SEC?","answer":"Yes, Sage Advisors has been registered with the SEC as an investment adviser since 13 May 2019. Its CRD number is 301328 and its SEC file number is 801-115281.","source":"Form ADV Part 1A, Item 1, filed 8 January 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Sage Advisors?","answer":"Sage Advisors’ main office is at 115 2nd Avenue North, Suite 200, Edmonds, WA 98020. Its phone number is 206-516-7991. Its website is sageadvisorsllc.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}