{"url":"https://nivawealth.com/firms/safe-harbor-wealth-advisors-284613","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/284613","regulatoryAum":167200727,"crd":"284613","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5205751","suffix":null,"lastName":"GROVES","firstName":"NICHOLAS","middleName":"MURRAY"},{"crd":"6319909","suffix":null,"lastName":"SICKLES","firstName":"CORY","middleName":"JOSEPH"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-04-11","regulatoryAum":101607000,"clients":372,"employees":3,"offices":2},{"filedOn":"2025-01-09","regulatoryAum":128834355,"clients":414,"employees":3,"offices":2},{"filedOn":"2026-04-10","regulatoryAum":167200727,"clients":465,"employees":3,"offices":2}],"secFileNumber":"801-129860","legalName":"Safe Harbor Wealth Advisors, LLC","displayName":"Safe Harbor Wealth Advisors","slug":"safe-harbor-wealth-advisors-284613","website":"https://safeharboroh.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/284613/8dff7e4a7bc591f0-r1.webp","tone":"light","width":857,"height":200,"sourceUrl":"https://safeharboroh.com/","sourceLabel":"Safe Harbor Wealth Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Ohio limited liability company","fiscalYearEnd":"December","headquarters":{"street":"6099 Frantz Road","city":"Dublin","state":"OH","stateName":"Ohio","country":"United States","postalCode":"43017"},"tradeNames":[],"registration":{"secApproved":"9 April 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":359571.4559139785,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":167200727,"discretionary":161077849,"discretionaryAccounts":1047,"nonDiscretionary":6122878,"nonDiscretionaryAccounts":38,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":428,"regulatoryAum":108511690},{"label":"High-net-worth individuals","clients":37,"regulatoryAum":58689037}],"feePrograms":[{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting is a negotiable fixed fee with a maximum of $2,500, based on complexity; payment is due at commencement and billed 50% in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040994","versionId":1040994,"submittedOn":"2026-04-10","documentName":"ADV2A & 2B SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T15:32:08.042242+00:00","documents":[{"name":"ADV2A & 2B SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040994","versionId":1040994,"submittedOn":"2026-04-10"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":164419968}],"custodyNote":"Safe Harbor Wealth Advisors does not have custody of client assets.","leadership":[{"name":"Holly Veeck","title":"Chief Compliance Officer","crd":"6024640"},{"name":"Cory Sickles","title":"CEO","crd":"6319909"}],"ownership":[{"label":"Safe Harbor Intermediate, LLC","detail":"Member in the 75% or more ownership band and a control person, since October 2025."},{"label":"Safe Harbor Holdco 1, Inc.","detail":"Indirect owner: a member of Safe Harbor Intermediate, LLC in the 25% to 50% band and a control person, since October 2025.","parent":"Safe Harbor Intermediate, LLC"},{"label":"Save Harbor Holdco 2, Inc.","detail":"Indirect owner: a member of Safe Harbor Intermediate, LLC in the 25% to 50% band and a control person, since October 2025.","parent":"Safe Harbor Intermediate, LLC"},{"label":"Cory Sickles","detail":"Indirect owner: a president of Safe Harbor Holdco 1, Inc. in the 75% or more band and a control person, since October 2025. Also a president of Save Harbor Holdco 2, Inc. in the 75% or more band and a control person, since October 2025.","parent":"Safe Harbor Holdco 1, Inc."},{"label":"Meraki Partner Holdings, LLC","detail":"Indirect owner: a member of Safe Harbor Intermediate, LLC in the 25% to 50% band and a control person, since October 2025.","parent":"Safe Harbor Intermediate, LLC"},{"label":"Meraki Private Equity, LLC","detail":"Indirect owner: a member of Meraki Partner Holdings, LLC in the 75% or more band and a control person, since October 2025.","parent":"Meraki Partner Holdings, LLC"},{"label":"Meraki Intermediate Holdings, LLC","detail":"Indirect owner: a member of Meraki Private Equity, LLC in the 75% or more band and a control person, since October 2025.","parent":"Meraki Private Equity, LLC"},{"label":"Meraki Holding, LLC","detail":"Indirect owner: a member of Meraki Intermediate Holdings, LLC in the 75% or more band and a control person, since October 2025.","parent":"Meraki Intermediate Holdings, LLC"},{"label":"The Lucius Family Revocable Trust","detail":"Indirect owner: a member of Meraki Holding, LLC in the 75% or more band and a control person, since October 2025.","parent":"Meraki Holding, LLC"}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Ohio","offices":2,"addresses":[{"street":"6099 Frantz Road","city":"Dublin","headquarters":true},{"street":"4449 Easton Way","city":"Columbus"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"614-760-0670","stateRegisteredReps":2,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":19},{"label":"Securities issued by registered investment companies or business development companies","percent":48},{"label":"Cash and cash equivalents","percent":2},{"label":"Other","percent":31,"detail":"Structured Notes"}],"privateFunds":0},"sources":{"adv1FilingDate":"10 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/284613/PDF/284613.pdf","brochureDate":"10 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040994","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Safe Harbor Wealth Advisors have?","answer":"Safe Harbor Wealth Advisors has 465 clients and manages $167 million for them, as of April 2026. They include 428 individual clients and 37 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Safe Harbor Wealth Advisors offer?","answer":"Safe Harbor Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Safe Harbor Wealth Advisors use?","answer":"Safe Harbor Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $164M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Safe Harbor Wealth Advisors have?","answer":"Safe Harbor Wealth Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Safe Harbor Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Safe Harbor Wealth Advisors’ separately managed accounts held 48% registered funds (mutual funds, ETFs, BDCs), 31% other, 19% exchange-traded equities and 2% cash and equivalents. The 31% other category is described as: Structured Notes.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Safe Harbor Wealth Advisors?","answer":"Safe Harbor Wealth Advisors is owned through a chain of holding companies by Save Harbor Holdco 2, Inc., Cory Sickles and the Lucius Family Revocable Trust. Its direct owner is Safe Harbor Intermediate, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Safe Harbor Wealth Advisors get paid?","answer":"Safe Harbor Wealth Advisors is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Safe Harbor Wealth Advisors registered with the SEC?","answer":"Yes, Safe Harbor Wealth Advisors has been registered with the SEC as an investment adviser since 9 April 2024. Its CRD number is 284613 and its SEC file number is 801-129860.","source":"Form ADV Part 1A, Item 1, filed 10 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Safe Harbor Wealth Advisors?","answer":"Safe Harbor Wealth Advisors’ main office is at 6099 Frantz Road, Dublin, OH 43017. Its phone number is 614-760-0670. Its website is safeharboroh.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}