{"url":"https://nivawealth.com/firms/rtw-financial-advisors-109934","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/109934","regulatoryAum":581023969,"crd":"109934","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6231012","suffix":null,"lastName":"MCKIMMEY","firstName":"STEPHEN","middleName":"TYLER"},{"crd":"1013354","suffix":null,"lastName":"ROE","firstName":"PETER","middleName":"HOWARD"},{"crd":"1054320","suffix":null,"lastName":"WILLIAMS","firstName":"MORRIS","middleName":"C"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":344981194,"clients":142,"employees":13,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":382765254,"clients":138,"employees":12,"offices":1},{"filedOn":"2023-03-30","regulatoryAum":464138158,"clients":137,"employees":12,"offices":1},{"filedOn":"2024-03-29","regulatoryAum":472046494,"clients":161,"employees":11,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":508502723,"clients":161,"employees":11,"offices":1},{"filedOn":"2026-06-22","regulatoryAum":581023969,"clients":182,"employees":11,"offices":1}],"secFileNumber":"801-38676","legalName":"RTW Financial Advisors Inc","displayName":"RTW Financial Advisors","slug":"rtw-financial-advisors-109934","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Texas corporation","fiscalYearEnd":"December","headquarters":{"street":"5757 Alpha Road, Suite 700","city":"Dallas","state":"TX","stateName":"Texas","country":"United States","postalCode":"75240"},"tradeNames":[],"registration":{"secApproved":"12 April 1991","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2819464.7191011235,"staff":{"employees":11,"advisory":3,"brokerDealerReps":3,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":581023969,"discretionary":545274980,"discretionaryAccounts":500,"nonDiscretionary":35748989,"nonDiscretionaryAccounts":21,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":93,"regulatoryAum":33962573},{"label":"High-net-worth individuals","clients":85,"regulatoryAum":467902147},{"label":"Pension and profit-sharing plans","clients":2,"fewerThan5":true,"regulatoryAum":69332382},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":9826867}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046689","versionId":1046689,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-05-29","documentName":"RTW FORM ADV PART 2A","fee_rate_low":null,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":1000},{"role":"other","program":"Financial Planning Services","summary":"A fixed fee ranging up to $25,000, or an hourly fee rate up to $1,500, depending on the complexity of the plan and services provided.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046689","versionId":1046689,"submittedOn":"2026-05-29","documentName":"RTW FORM ADV PART 2A"},{"role":"other","program":"Performance Measurement Services","summary":"Negotiable, typically fixed monthly or quarterly fees that typically range from 1-40 basis points annually, depending on scope, number of investments and output.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046689","versionId":1046689,"submittedOn":"2026-05-29","documentName":"RTW FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T06:07:42.601083+00:00","documents":[{"name":"RTW FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046689","versionId":1046689,"submittedOn":"2026-05-29"}]},"custodians":[{"name":"Hilltop Securities Inc.","shortName":"Hilltop Securities","location":"Dallas, TX","smaAssets":522057846}],"custodyNote":"RTW Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Stephen McKimmey","title":"President","crd":"6231012"},{"name":"Peter Roe","title":"Vice President","crd":"1013354"},{"name":"Joshua Jones","title":"Chief Compliance Officer","crd":"7729171"},{"name":"Morris Williams","title":"Treasurer","crd":"1054320"}],"ownership":[{"label":"Peter Roe","detail":"Vice president in the 25% to 50% ownership band and a control person, since January 1991."},{"label":"Morris Williams","detail":"Treasurer in the 25% to 50% ownership band and a control person, since January 1991."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"5757 Alpha Road, Suite 700","city":"Dallas","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","philanthropic planning","retirement plan services","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"972-960-1212","stateRegisteredReps":3,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"U.S. government/agency bonds","percent":9},{"label":"U.S. state and local bonds","percent":17},{"label":"Securities issued by registered investment companies or business development companies","percent":38},{"label":"Cash and cash equivalents","percent":23},{"label":"Other","percent":4,"detail":"Gold & Silver Bullion"}],"privateFunds":0},"sources":{"adv1FilingDate":"22 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/109934/PDF/109934.pdf","brochureDate":"29 May 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046689","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does RTW Financial Advisors have?","answer":"RTW Financial Advisors has 182 clients and manages $581 million for them, as of June 2026. They include 93 individual clients, 85 high-net-worth individuals, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 22 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does RTW Financial Advisors offer?","answer":"RTW Financial Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, philanthropic planning, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does RTW Financial Advisors charge?","answer":"RTW Financial Advisors charges up to 1.00% a year for its Investment Management Services. The fee is billed in advance, is negotiable and has a $1,000 annual minimum.","source":"RTW FORM ADV PART 2A, filed 29 May 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does RTW Financial Advisors use?","answer":"RTW Financial Advisors’ separately managed account assets are held at Hilltop Securities Inc. (Dallas, TX), with $522M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does RTW Financial Advisors have?","answer":"RTW Financial Advisors has 3 investment adviser representatives registered with state securities authorities, out of 11 employees, and 3 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does RTW Financial Advisors invest in?","answer":"At the end of its last fiscal year, RTW Financial Advisors’ separately managed accounts held 38% registered funds (mutual funds, ETFs, BDCs), 23% cash and equivalents, 17% state and local bonds, 9% exchange-traded equities, 9% U.S. government and agency bonds and 4% other. The 4% other category is described as: Gold & Silver Bullion.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns RTW Financial Advisors?","answer":"RTW Financial Advisors’ direct owners are Peter Roe and Morris Williams, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 22 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does RTW Financial Advisors get paid?","answer":"RTW Financial Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact RTW Financial Advisors?","answer":"RTW Financial Advisors’ main office is at 5757 Alpha Road, Suite 700, Dallas, TX 75240. Its phone number is 972-960-1212.","source":"Form ADV Part 1A, Item 1.F, filed 22 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}