{"url":"https://nivawealth.com/firms/rpoa-advisors-157222","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/157222","regulatoryAum":3588670117,"crd":"157222","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5882146","suffix":null,"lastName":"BRADLEY","firstName":"KARLI","middleName":"RAE"},{"crd":"7765272","suffix":null,"lastName":"Brian","firstName":"Jacqelyn","middleName":null},{"crd":"6454586","suffix":null,"lastName":"Broderick","firstName":"John","middleName":"Anthony"},{"crd":"6557142","suffix":null,"lastName":"CARTY","firstName":"JOHN","middleName":"F"},{"crd":"4547547","suffix":null,"lastName":"CHANDLER","firstName":"NATALIE","middleName":"LYNN"},{"crd":"4704531","suffix":null,"lastName":"CLOPTON","firstName":"MARK","middleName":"EVAN"},{"crd":"5062345","suffix":null,"lastName":"COLLINS","firstName":"LESA","middleName":"LYNNE"},{"crd":"6428102","suffix":null,"lastName":"DETHLEFS","firstName":"BENJAMIN","middleName":"JOSHUA"},{"crd":"4743768","suffix":null,"lastName":"Dossman","firstName":"JoAnna","middleName":null},{"crd":"2753350","suffix":"JR","lastName":"DYER","firstName":"CHARLES","middleName":"DOUGLAS"},{"crd":"6769457","suffix":null,"lastName":"Dyer","firstName":"Cody","middleName":"Dylan"},{"crd":"4184022","suffix":null,"lastName":"EKLOF","firstName":"ERIK","middleName":"ALAN"},{"crd":"6161492","suffix":null,"lastName":"Healy","firstName":"Thomas","middleName":"Hunter"},{"crd":"5607059","suffix":null,"lastName":"JAFFE","firstName":"MAX","middleName":null},{"crd":"7676417","suffix":null,"lastName":"Klotsche","firstName":"Matthew","middleName":"Scott"},{"crd":"4482210","suffix":null,"lastName":"KWAN","firstName":"CLIFFORD","middleName":"TUNGEN"},{"crd":"6859899","suffix":null,"lastName":"Leeman","firstName":"Paul","middleName":"Eric"},{"crd":"4802149","suffix":null,"lastName":"LENZINI","firstName":"JOEL","middleName":"EDWARD"},{"crd":"6681813","suffix":null,"lastName":"LOPEZ","firstName":"NICHOLAS","middleName":"ANTONIO"},{"crd":"5691249","suffix":null,"lastName":"LUBY","firstName":"STEPHEN","middleName":"BRASSIL"},{"crd":"6232858","suffix":null,"lastName":"LUTZ","firstName":"MICHAEL","middleName":"JOSEPH"},{"crd":"2508190","suffix":null,"lastName":"MANDOLA","firstName":"PATSY","middleName":"RALPH"},{"crd":"6289971","suffix":null,"lastName":"MCGUIRE","firstName":"DANIEL","middleName":"JAD"},{"crd":"1934643","suffix":null,"lastName":"MORAIF","firstName":"KENNETH","middleName":"ALFRED"},{"crd":"7599639","suffix":null,"lastName":"Nale","firstName":"Gwendolyn","middleName":"Mary"},{"crd":"6144569","suffix":null,"lastName":"NEWPORT","firstName":"BENJAMIN","middleName":"STEPHEN"},{"crd":"2960216","suffix":null,"lastName":"PACE","firstName":"THOMAS","middleName":"HENDERSON"},{"crd":"5475688","suffix":null,"lastName":"PIANTEDOSI","firstName":"PATRIC","middleName":"LIN"},{"crd":"6138878","suffix":null,"lastName":"ROACH","firstName":"JORDAN","middleName":"MICHAEL"},{"crd":"7977693","suffix":null,"lastName":"STAUBACH","firstName":"TREVOR","middleName":"RAY"},{"crd":"5701788","suffix":null,"lastName":"STONE","firstName":"SHAWN","middleName":"RICHARD"},{"crd":"4854822","suffix":null,"lastName":"TUNNELL","firstName":"ROBERT","middleName":null},{"crd":"3156120","suffix":null,"lastName":"WILLIAMS","firstName":"DOUGLAS","middleName":"RANDAL"}],"total":33,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-08","regulatoryAum":4504485677,"clients":8678,"employees":100,"offices":18},{"filedOn":"2022-03-30","regulatoryAum":4709352114,"clients":8092,"employees":100,"offices":17},{"filedOn":"2023-06-14","regulatoryAum":3429793211,"clients":7216,"employees":115,"offices":18},{"filedOn":"2024-06-21","regulatoryAum":3557314906,"clients":7619,"employees":122,"offices":15},{"filedOn":"2025-07-30","regulatoryAum":3975227271,"clients":6827,"employees":126,"offices":13},{"filedOn":"2026-09-24","regulatoryAum":3588670117,"clients":5657,"employees":126,"offices":12}],"secFileNumber":"801-72262","legalName":"Rpoa Advisors, Inc.","displayName":"RPOA Advisors","slug":"rpoa-advisors-157222","website":"https://rpoa.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"http://linkedin.com/company/rpoa","founded":null,"organization":"Texas corporation","fiscalYearEnd":"December","headquarters":{"street":"2820 Dallas Parkway","city":"Plano","state":"TX","stateName":"Texas","country":"United States","postalCode":"75093"},"tradeNames":[],"registration":{"secApproved":"4 April 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Officer","crd":"2035844"},{"name":"William Frye","title":"Chief Compliance Officer","crd":"5704930"},{"name":"Stephen Luby","title":"Chief Revenue Officer","crd":"5691249"},{"name":"Kenneth Moraif","title":"Trustee of Moraif Family Exempt Irrevocable Trust","crd":"1934643"},{"name":"Jordan Roach","title":"Chief Investment Officer","crd":"6138878"}],"ownership":[{"label":"Retirement Planners of America Employee Stock Ownership Trust","detail":"Shareholder in the 10% to 25% ownership band, since December 2023."},{"label":"Moraif Family Exempt Irrevocable Trust","detail":"Shareholder in the 75% or more ownership band and a control person, since December 2023."},{"label":"Kenneth Moraif","detail":"Indirect owner: trustee of Moraif Family Exempt Irrevocable Trust and a control person, since December 2023.","parent":"Moraif Family Exempt Irrevocable Trust"},{"label":"Argent Trust Company","detail":"Indirect owner: trustee of Retirement Planners of America Employee Stock Ownership Trust, since December 2023.","parent":"Retirement Planners of America Employee Stock Ownership Trust"}],"filedOffices":{"otherThanPrincipal":11,"privateResidences":1},"listedOfficeAddresses":11,"foreignOffices":[],"officesByState":[{"state":"Arizona","offices":1,"addresses":[{"street":"2141 East Broadway Road","city":"Tempe"}]},{"state":"California","offices":3,"addresses":[{"street":"1055 East Colorado BLVD.","city":"Pasadena"},{"street":"841 Apollo Street","city":"El Segundo"},{"street":"18500 Von Karman Ave","city":"Irvine"}]},{"state":"Oklahoma","offices":1,"addresses":[{"street":"3030 Northwest Expressway","city":"Oklahoma City"}]},{"state":"Texas","offices":6,"addresses":[{"street":"2820 Dallas Parkway","city":"Plano","headquarters":true},{"street":"6201 Dallas Parkway","city":"Plano"},{"street":"10900-A Stonelake Boulevard","city":"Austin"},{"street":"757 North Eldridge Parkway","city":"Houston"},{"street":"2001 Timberloch PL","city":"The Woodlands"},{"street":"1300 Summit Avenue","city":"Fort Worth"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"469-246-3600","stateRegisteredReps":26,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"5700","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":98},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"24 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/157222/PDF/157222.pdf","brochureDate":"18 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058402","iapdCompiledDate":null,"retrievedDate":"15 October 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They include 4,509 individual clients, 1,116 high-net-worth individuals, and 32 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does RPOA Advisors offer?","answer":"RPOA Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does RPOA Advisors use?","answer":"RPOA Advisors’ separately managed account assets are held at Pershing LLC (Jersey City, NJ), with $3.51B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does RPOA Advisors have?","answer":"RPOA Advisors has 26 investment adviser representatives registered with state securities authorities, out of 126 employees, and 26 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 26 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does RPOA Advisors invest in?","answer":"At the end of its last fiscal year, RPOA Advisors’ separately managed accounts held 98% registered funds (mutual funds, ETFs, BDCs) and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns RPOA Advisors?","answer":"RPOA Advisors’ direct owners are Retirement Planners of America Employee Stock Ownership Trust (10% to 25%) and Moraif Family Exempt Irrevocable Trust (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does RPOA Advisors get paid?","answer":"RPOA Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is RPOA Advisors registered with the SEC?","answer":"Yes, RPOA Advisors has been registered with the SEC as an investment adviser since 4 April 2011. Its CRD number is 157222 and its SEC file number is 801-72262.","source":"Form ADV Part 1A, Item 1, filed 24 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact RPOA Advisors?","answer":"RPOA Advisors’ main office is at 2820 Dallas Parkway, Plano, TX 75093. Its phone number is 469-246-3600. Its website is rpoa.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/rpoa-advisors-157222/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-28","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1963326/000196332626000003/0001963326-26-000003-index.html","totalValue":3511076634,"positionCount":7,"top10Share":1,"top10":[{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"US LRG CP CORE","cusip":"09661T107","value":1571147491,"shares":10957162,"shareType":"SH","priorValue":739571383,"priorShares":5925578},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"CORE BOND ETF","cusip":"09661T602","value":869588262,"shares":20729160,"shareType":"SH","priorValue":870117525,"priorShares":20618899},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"US MDCP CORE EQT","cusip":"09661T206","value":428657152,"shares":3459848,"shareType":"SH","priorValue":196909083,"priorShares":1785118},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"INTERNATIONL EQT","cusip":"09661T404","value":326167568,"shares":3242222,"shareType":"SH","priorValue":164196480,"priorShares":1757428},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"ULTRA SHORT INCM","cusip":"09661T859","value":314901937,"shares":6327461,"shareType":"SH","priorValue":314259577,"priorShares":6312334},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":399504,"shares":1071,"shareType":"SH"},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"HIGH YIELD ETF","cusip":"09661T800","value":214720,"shares":4510,"shareType":"SH","priorValue":300200,"priorShares":6332}],"positionsListed":7,"positions":[{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"US LRG CP CORE","cusip":"09661T107","value":1571147491,"shares":10957162,"shareType":"SH","priorValue":739571383,"priorShares":5925578},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"CORE BOND ETF","cusip":"09661T602","value":869588262,"shares":20729160,"shareType":"SH","priorValue":870117525,"priorShares":20618899},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"US MDCP CORE EQT","cusip":"09661T206","value":428657152,"shares":3459848,"shareType":"SH","priorValue":196909083,"priorShares":1785118},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"INTERNATIONL EQT","cusip":"09661T404","value":326167568,"shares":3242222,"shareType":"SH","priorValue":164196480,"priorShares":1757428},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"ULTRA SHORT INCM","cusip":"09661T859","value":314901937,"shares":6327461,"shareType":"SH","priorValue":314259577,"priorShares":6312334},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":399504,"shares":1071,"shareType":"SH"},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"HIGH YIELD ETF","cusip":"09661T800","value":214720,"shares":4510,"shareType":"SH","priorValue":300200,"priorShares":6332}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}