{"url":"https://nivawealth.com/firms/robert-l-bender-inc-dba-robert-bender-and-associates-109766","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/109766","regulatoryAum":510925781,"crd":"109766","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4650588","suffix":null,"lastName":"BENDER","firstName":"REED","middleName":"GAVIN"},{"crd":"6184454","suffix":null,"lastName":"PATRICK","firstName":"JAMES","middleName":"ROBERT"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-30","regulatoryAum":332741293,"clients":315,"employees":6,"offices":1},{"filedOn":"2022-03-29","regulatoryAum":331293927,"clients":345,"employees":6,"offices":1},{"filedOn":"2023-03-28","regulatoryAum":280686905,"clients":348,"employees":6,"offices":1},{"filedOn":"2024-03-26","regulatoryAum":409717774,"clients":351,"employees":6,"offices":1},{"filedOn":"2025-05-16","regulatoryAum":432555798,"clients":346,"employees":6,"offices":1},{"filedOn":"2026-02-10","regulatoryAum":510925781,"clients":341,"employees":5,"offices":1}],"secFileNumber":"801-14216","legalName":"Robert L. 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Bender, Inc. Dba Robert Bender & Associates does not have custody of client assets.","leadership":[{"name":"Robert Bender","title":"Chief Executive Officer","crd":"4372711"},{"name":"Reed Bender","title":"President, Secretary","crd":"4650588"},{"name":"Catherine Emmett","title":"Chief Compliance Officer","crd":"5029492"}],"ownership":[{"label":"Robert Bender","detail":"Chief executive officer in the 75% or more ownership band and a control person, since June 1978."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"199 S. 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Bender, Inc. Dba Robert Bender & Associates have?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates has 341 clients and manages $511 million for them, as of February 2026. They include 220 high-net-worth individuals and 121 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Robert L. Bender, Inc. Dba Robert Bender & Associates offer?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Robert L. Bender, Inc. Dba Robert Bender & Associates charge?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates charges 0.50%–1.50% a year for its Asset Management. The fee is billed in advance.","source":"2025 ADV PART 2A/B, filed 10 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Robert L. Bender, Inc. Dba Robert Bender & Associates use?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $437M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Robert L. Bender, Inc. Dba Robert Bender & Associates have?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates has 1 investment adviser representative registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Robert L. Bender, Inc. Dba Robert Bender & Associates invest in?","answer":"At the end of its last fiscal year, Robert L. Bender, Inc. Dba Robert Bender & Associates’ separately managed accounts held 97% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Robert L. Bender, Inc. Dba Robert Bender & Associates?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates’ direct owner is Robert Bender (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Robert L. Bender, Inc. Dba Robert Bender & Associates get paid?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Robert L. Bender, Inc. Dba Robert Bender & Associates registered with the SEC?","answer":"Yes, Robert L. Bender, Inc. Dba Robert Bender & Associates has been registered with the SEC as an investment adviser since 1 December 1978. Its CRD number is 109766 and its SEC file number is 801-14216.","source":"Form ADV Part 1A, Item 1, filed 10 February 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Robert L. Bender, Inc. Dba Robert Bender & Associates?","answer":"Robert L. Bender, Inc. Dba Robert Bender & Associates’ main office is at 199 S. Los Robles Avenue, Suite 530, Pasadena, CA 91101. Its phone number is 626-397-9072. Its website is robertbender.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/robert-l-bender-inc-dba-robert-bender-and-associates-109766/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-30","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/894300/000089430026000003/0000894300-26-000003-index.html","totalValue":481200232,"positionCount":39,"top10Share":0.7435397246441893,"top10":[{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":87290065,"shares":436254,"shareType":"SH","priorValue":77728687,"priorShares":445692},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":74413843,"shares":257167,"shareType":"SH","priorValue":66531556,"priorShares":262152},{"issuer":"ADVANCED MICRO DEVICES 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}