{"url":"https://nivawealth.com/firms/robbins-financial-advisory-service-106088","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/106088","regulatoryAum":241654345,"crd":"106088","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6243864","suffix":null,"lastName":"MERWICK","firstName":"RUSSELL","middleName":"IAN"},{"crd":"4606856","suffix":null,"lastName":"ROBBINS","firstName":"ERIC","middleName":"JAMES"},{"crd":"1133425","suffix":null,"lastName":"ROBBINS","firstName":"JAMES","middleName":"HARRISON"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-10","regulatoryAum":170922376,"clients":139,"employees":3,"offices":1},{"filedOn":"2022-03-14","regulatoryAum":181764246,"clients":145,"employees":3,"offices":1},{"filedOn":"2023-03-08","regulatoryAum":169252901,"clients":144,"employees":3,"offices":1},{"filedOn":"2024-03-21","regulatoryAum":200122182,"clients":140,"employees":3,"offices":1},{"filedOn":"2025-03-13","regulatoryAum":220926237,"clients":138,"employees":3,"offices":4},{"filedOn":"2026-07-29","regulatoryAum":241654345,"clients":139,"employees":3,"offices":4}],"secFileNumber":"801-38204","legalName":"Robbins Financial Advisory Service Inc","displayName":"Robbins Financial Advisory Service","slug":"robbins-financial-advisory-service-106088","website":"https://investrwm.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"1990","organization":"Pennsylvania corporation","fiscalYearEnd":"December","headquarters":{"street":"3939 West Ridge Road, Suite C2","city":"Erie","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"16506-1887"},"tradeNames":[],"registration":{"secApproved":"31 January 1991","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1738520.4676258992,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":241654345,"discretionary":15055180,"discretionaryAccounts":15,"nonDiscretionary":226599165,"nonDiscretionaryAccounts":359,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":78,"regulatoryAum":55545110},{"label":"High-net-worth individuals","clients":61,"regulatoryAum":186109235}],"feePrograms":[{"role":"main","program":"Portfolio management services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021183","versionId":1021183,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-18","documentName":"ROBBINS WEALTH MANAGEMENT PART 2 DISCLOSURE BROCHURE","fee_rate_low":0.6,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":300000,"feeMinimumPeriod":"annual","fee_minimum_annual":3000},{"role":"other","program":"Tax preparation","summary":"Tax preparation is billed at a negotiable hourly rate of $150.00, with an estimate of time given in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021183","versionId":1021183,"submittedOn":"2026-03-18","documentName":"ROBBINS WEALTH MANAGEMENT PART 2 DISCLOSURE BROCHURE"},{"role":"other","program":"Trust accounting","summary":"Trust accounting is a fee negotiated once the scope and complexity of the service are reviewed, invoiced on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021183","versionId":1021183,"submittedOn":"2026-03-18","documentName":"ROBBINS WEALTH MANAGEMENT PART 2 DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T11:50:27.269951+00:00","documents":[{"name":"ROBBINS WEALTH MANAGEMENT PART 2 DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021183","versionId":1021183,"submittedOn":"2026-03-18"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":238398214}],"custodyNote":"Robbins Financial Advisory Service has custody of $25.4M in client assets for 9 clients.","otherCustodians":[],"leadership":[{"name":"Russell Merwick","title":"Vice President, Operation Manager","crd":"6243864"},{"name":"James Robbins","title":"President/Chief Compliance Officer","crd":"1133425"},{"name":"Janice Robbins","title":"Owner","crd":"6461264"}],"ownership":[{"label":"James Robbins","detail":"President/chief compliance officer in the 50% to 75% ownership band and a control person, since March 1991."},{"label":"Janice Robbins","detail":"Owner in the 50% to 75% ownership band, since September 1990."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"3939 West Ridge Road, Suite C2","city":"Erie","headquarters":true}]}],"brochureServices":["estate planning","philanthropic planning","tax planning","tax preparation"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"814-838-4185","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":15},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":81},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"29 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/106088/PDF/106088.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021183","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Robbins Financial Advisory Service have?","answer":"Robbins Financial Advisory Service has 139 clients and manages $242 million for them, as of July 2026. They include 78 individual clients and 61 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 29 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Robbins Financial Advisory Service offer?","answer":"Robbins Financial Advisory Service provides financial planning, portfolio management for individuals and small businesses, estate planning, philanthropic planning, tax planning, and tax preparation.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Robbins Financial Advisory Service charge?","answer":"Robbins Financial Advisory Service charges 0.60%–1.00% a year for its Portfolio management services. The fee is billed in arrears, is negotiable, has a $3,000 annual minimum and requires an account of at least $300,000.","source":"ROBBINS WEALTH MANAGEMENT PART 2 DISCLOSURE BROCHURE, filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Robbins Financial Advisory Service use?","answer":"Robbins Financial Advisory Service’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $238M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Robbins Financial Advisory Service have?","answer":"Robbins Financial Advisory Service has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Robbins Financial Advisory Service invest in?","answer":"At the end of its last fiscal year, Robbins Financial Advisory Service’s separately managed accounts held 81% registered funds (mutual funds, ETFs, BDCs), 15% exchange-traded equities, 3% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Robbins Financial Advisory Service have a minimum investment?","answer":"Yes, Robbins Financial Advisory Service’s minimum account size for its Portfolio management services is $300K. It charges a $3K annual minimum fee.","source":"ROBBINS WEALTH MANAGEMENT PART 2 DISCLOSURE BROCHURE, filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Robbins Financial Advisory Service?","answer":"Robbins Financial Advisory Service’s direct owners are James Robbins (50% to 75%) and Janice Robbins (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 29 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Robbins Financial Advisory Service get paid?","answer":"Robbins Financial Advisory Service is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Robbins Financial Advisory Service?","answer":"Robbins Financial Advisory Service’s main office is at 3939 West Ridge Road, Suite C2, Erie, PA 16506-1887. Its phone number is 814-838-4185. Its website is investrwm.com.","source":"Form ADV Part 1A, Item 1.F, filed 29 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}