{"url":"https://nivawealth.com/firms/richey-advisors-277137","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/277137","regulatoryAum":159654662,"crd":"277137","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3069908","suffix":null,"lastName":"GRASSI","firstName":"TERRI","middleName":null},{"crd":"2418671","suffix":null,"lastName":"GREGORY WALKER","firstName":"KATE","middleName":null},{"crd":"7771944","suffix":null,"lastName":"Mendez","firstName":"Angel","middleName":null},{"crd":"1769858","suffix":null,"lastName":"RIPLEY","firstName":"JAMES","middleName":"PATRICK"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-27","regulatoryAum":135905953,"clients":229,"employees":5,"offices":1},{"filedOn":"2026-09-23","regulatoryAum":159654662,"clients":247,"employees":5,"offices":3}],"secFileNumber":"801-131970","legalName":"Richey Advisors, Inc.","displayName":"Richey Advisors","slug":"richey-advisors-277137","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"https://x.com/rai_wealth","founded":null,"organization":"California corporation","fiscalYearEnd":"February","headquarters":{"street":"151 N. Kraemer BLVD., Suite 105","city":"Placentia","state":"CA","stateName":"California","country":"United States","postalCode":"92870"},"tradeNames":[],"registration":{"secApproved":"13 February 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":631404.2267206478,"staff":{"employees":5,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":159654662,"discretionary":159654662,"discretionaryAccounts":562,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":3},"clientTypes":[{"label":"Individuals (other than HNW)","clients":210,"regulatoryAum":74859793},{"label":"High-net-worth individuals","clients":37,"regulatoryAum":81097051},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":3697818}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":50000,"pct":1.25,"from":0},{"to":100000,"pct":1.2,"from":50000},{"to":250000,"pct":1,"from":100000},{"to":500000,"pct":0.75,"from":250000},{"to":1000000,"pct":0.65,"from":500000},{"to":null,"pct":0.55,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058862","versionId":1058862,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-09-23","documentName":"RAI WEALTH MANAGEMENT ADV 2A & 2B SUPPLEMENTS","fee_rate_low":0.55,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consulting Services","summary":"Billed at $200 an hour with a $500 minimum initial charge, or on a fixed or flat fee basis.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058862","versionId":1058862,"submittedOn":"2026-09-23","documentName":"RAI WEALTH MANAGEMENT ADV 2A & 2B SUPPLEMENTS"},{"role":"other","program":"Employer-Sponsored Retirement Plan Services","summary":"Plans over $1,000,000 pay a negotiable fee, generally 0.40% to 1.00% a year of eligible plan assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058862","versionId":1058862,"submittedOn":"2026-09-23","documentName":"RAI WEALTH MANAGEMENT ADV 2A & 2B SUPPLEMENTS"},{"role":"other","program":"Estate Settlement Assistance","summary":"Assistance settling accounts after a client's death or incapacity is billed by account type and beneficiary count, never more than $1,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058862","versionId":1058862,"submittedOn":"2026-09-23","documentName":"RAI WEALTH MANAGEMENT ADV 2A & 2B SUPPLEMENTS"},{"role":"other","program":"Financial Planning Services","summary":"Billed at $200 an hour with a $500 minimum per plan; the initial consultation is complimentary.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058862","versionId":1058862,"submittedOn":"2026-09-23","documentName":"RAI WEALTH MANAGEMENT ADV 2A & 2B SUPPLEMENTS"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:15:36.554937+00:00","documents":[{"name":"RAI WEALTH MANAGEMENT ADV 2A & 2B SUPPLEMENTS","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058862","versionId":1058862,"submittedOn":"2026-09-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"El Paso, TX","smaAssets":79421801},{"name":"SEI Private Trust Co","shortName":"SEI Private Trust","location":"Oaks, PA","smaAssets":69813145}],"custodyNote":"Richey Advisors has custody of $63.2M for 125 clients.","otherCustodians":[],"leadership":[{"name":"James Ripley","title":"President & CCO","crd":"1769858"}],"ownership":[{"label":"James Ripley","detail":"President & cco in the 75% or more ownership band and a control person, since July 2015."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":2},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"151 N. Kraemer BLVD., Suite 105","city":"Placentia","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"714-449-9696","stateRegisteredReps":4,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. government/agency bonds","percent":2},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":87},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":2},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"23 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/277137/PDF/277137.pdf","brochureDate":"23 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058862","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Richey Advisors have?","answer":"Richey Advisors has 247 clients and manages $160 million for them, as of September 2026. They include 210 individual clients and 37 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Richey Advisors offer?","answer":"Richey Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Richey Advisors charge?","answer":"Richey Advisors charges 0.55%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"RAI WEALTH MANAGEMENT ADV 2A & 2B SUPPLEMENTS, filed 23 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Richey Advisors use?","answer":"Richey Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (El Paso, TX), with $79.4M and SEI Private Trust Co (Oaks, PA), with $69.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Richey Advisors have?","answer":"Richey Advisors has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Richey Advisors invest in?","answer":"At the end of its last fiscal year, Richey Advisors’ separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 4% cash and equivalents, 2% U.S. government and agency bonds, 2% pooled vehicles (private funds and similar) and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Richey Advisors?","answer":"Richey Advisors’ direct owner is James Ripley (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Richey Advisors get paid?","answer":"Richey Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Richey Advisors?","answer":"Richey Advisors’ main office is at 151 N. Kraemer BLVD., Suite 105, Placentia, CA 92870. Its phone number is 714-449-9696.","source":"Form ADV Part 1A, Item 1.F, filed 23 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}