{"url":"https://nivawealth.com/firms/richards-merrill-and-peterson-713","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/713","regulatoryAum":643598531,"crd":"713","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6369006","suffix":null,"lastName":"CALKINS","firstName":"MARK","middleName":"J"},{"crd":"1497927","suffix":null,"lastName":"CORIGLIANO","firstName":"MONIQUE","middleName":"CELESTE"},{"crd":"4947735","suffix":null,"lastName":"COWGILL","firstName":"CHARLES","middleName":"DAVID"},{"crd":"4160361","suffix":null,"lastName":"KENDALL","firstName":"THOMAS","middleName":"BRUCE"},{"crd":"1368801","suffix":null,"lastName":"LARSON","firstName":"JOHN","middleName":"SCOTT"},{"crd":"7524068","suffix":null,"lastName":"LARSON","firstName":"JOHN-MICHAEL","middleName":null},{"crd":"1029292","suffix":null,"lastName":"LARSON","firstName":"STEVEN","middleName":"RICHARD"},{"crd":"6599003","suffix":null,"lastName":"LEFRIEC","firstName":"FREDERIC","middleName":"A"},{"crd":"8173369","suffix":null,"lastName":"WILLIAMS","firstName":"TIMOTHY","middleName":"JOEL"}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-24","regulatoryAum":230121671,"clients":651,"employees":8,"offices":1},{"filedOn":"2022-05-24","regulatoryAum":289093457,"clients":733,"employees":7,"offices":1},{"filedOn":"2023-03-28","regulatoryAum":290027942,"clients":819,"employees":7,"offices":1},{"filedOn":"2024-04-30","regulatoryAum":395784920,"clients":935,"employees":8,"offices":1},{"filedOn":"2025-07-30","regulatoryAum":514464239,"clients":359,"employees":10,"offices":1},{"filedOn":"2026-03-10","regulatoryAum":643598531,"clients":1277,"employees":10,"offices":1}],"secFileNumber":"801-113034","legalName":"Richards, Merrill & Peterson, Inc.","displayName":"Richards, Merrill & Peterson","slug":"richards-merrill-and-peterson-713","website":"https://rmwealthmgmt.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"broker_dealer","typeLabel":"Broker-dealer","feeDisclosure":"summary"},"founded":null,"organization":"Washington corporation","fiscalYearEnd":"December","headquarters":{"street":"612 West Main Ave., The M Building Suite 201","city":"Spokane","state":"WA","stateName":"Washington","country":"United States","postalCode":"99201-0645"},"tradeNames":[],"registration":{"secApproved":"27 April 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2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016859","versionId":1016859,"submittedOn":"2026-03-10"}]},"custodians":[{"name":"Wells Fargo Clearing Services, LLC","shortName":"Wells Fargo Clearing Services","location":"St. Louis, MO","smaAssets":571319838}],"custodyNote":"Richards, Merrill & Peterson has custody of $571M in client assets for 1,273 clients.","otherCustodians":[],"leadership":[{"name":"Mark J Calkins","title":"President Co-CCO","crd":"6369006"},{"name":"Thomas Lee McDonald","title":"Executive Vice President CFO & BD Co-CCO","crd":"1195608"},{"name":"Monique Celeste Corigliano","title":"Registered Representative","crd":"1497927"},{"name":"Charles David Cowgill","title":"RIA Co-CCO","crd":"4947735"},{"name":"Steven Richard Larson","title":"Chairman Emeritus","crd":"1029292"},{"name":"John Scott Larson","title":"CEO Chairman of the Board","crd":"1368801"}],"ownership":[{"label":"Steven Richard Larson","detail":"Chairman emeritus in the 10% to 25% ownership band and a control person, since July 2025."},{"label":"John Scott Larson","detail":"Ceo chairman of the board in the 25% to 50% ownership band and a control person, since January 2026."},{"label":"Thomas Lee McDonald","detail":"Executive vice president cfo & bd co-cco in the 10% to 25% ownership band and a control person, since July 2025."},{"label":"Mark J Calkins","detail":"President co-cco in the 10% to 25% ownership band and a control person, since January 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Washington","offices":1,"addresses":[{"street":"612 West Main Ave., the M Building Suite 201","city":"Spokane","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"509-624-3174","stateRegisteredReps":10,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":41},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":44},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"10 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/713/PDF/713.pdf","brochureDate":"10 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016859","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Richards, Merrill & Peterson have?","answer":"Richards, Merrill & Peterson has 1,277 clients and manages $644 million for them, as of March 2026. They include 1,094 individual clients, 176 high-net-worth individuals, and 7 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Richards, Merrill & Peterson offer?","answer":"Richards, Merrill & Peterson provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Richards, Merrill & Peterson use?","answer":"Richards, Merrill & Peterson’s separately managed account assets are held at Wells Fargo Clearing Services, LLC (St. Louis, MO), with $571M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Richards, Merrill & Peterson have?","answer":"Richards, Merrill & Peterson has 10 investment adviser representatives registered with state securities authorities, out of 10 employees, and 10 perform investment advisory functions. 10 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Richards, Merrill & Peterson invest in?","answer":"At the end of its last fiscal year, Richards, Merrill & Peterson’s separately managed accounts held 44% registered funds (mutual funds, ETFs, BDCs), 41% exchange-traded equities, 6% cash and equivalents, 5% U.S. government and agency bonds, 2% state and local bonds and 2% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Richards, Merrill & Peterson?","answer":"Richards, Merrill & Peterson’s direct owners are Steven Richard Larson, John Scott Larson, Thomas Lee McDonald and Mark J Calkins, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Richards, Merrill & Peterson get paid?","answer":"Richards, Merrill & Peterson is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Richards, Merrill & Peterson?","answer":"Richards, Merrill & Peterson’s main office is at 612 West Main Ave., The M Building Suite 201, Spokane, WA 99201-0645. Its phone number is 509-624-3174. Its website is rmwealthmgmt.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}