{"url":"https://nivawealth.com/firms/ria-services-281520","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/281520","regulatoryAum":276097524,"crd":"281520","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1638504","suffix":null,"lastName":"LAKE","firstName":"DAVID","middleName":"SCOTT"},{"crd":"1561780","suffix":null,"lastName":"ROSENOW","firstName":"DAVID","middleName":"LEO"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-10","regulatoryAum":169942762,"clients":394,"employees":4,"offices":1},{"filedOn":"2022-02-14","regulatoryAum":214845596,"clients":432,"employees":3,"offices":1},{"filedOn":"2023-02-16","regulatoryAum":194666865,"clients":441,"employees":3,"offices":1},{"filedOn":"2024-02-16","regulatoryAum":206472394,"clients":452,"employees":3,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":221743528,"clients":455,"employees":3,"offices":1},{"filedOn":"2026-03-25","regulatoryAum":276097524,"clients":511,"employees":5,"offices":1}],"secFileNumber":"801-120760","legalName":"RIA Services, LLC","displayName":"RIA Services","slug":"ria-services-281520","website":"https://cwpwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Wisconsin limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1755 W. Paradise DR.","city":"West Bend","state":"WI","stateName":"Wisconsin","country":"United States","postalCode":"53095"},"tradeNames":["CWP Private Wealth Management"],"registration":{"secApproved":"9 April 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":540308.2661448141,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":10},"aum":{"regulatory":276097524,"discretionary":276097524,"discretionaryAccounts":1173,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":0,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":440,"regulatoryAum":161757665},{"label":"High-net-worth individuals","clients":71,"regulatoryAum":114339859}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026059","versionId":1026059,"ratePeriod":"not_stated","fee_billing":"arrears","submittedOn":"2026-03-25","documentName":"ADV PART 2","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting Services","summary":"Financial planning and consulting is charged hourly at $250, or as a fixed fee per project that may be negotiated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026059","versionId":1026059,"submittedOn":"2026-03-25","documentName":"ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:17:43.80317+00:00","documents":[{"name":"ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026059","versionId":1026059,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Orlando, FL","smaAssets":110831834}],"custodyNote":"RIA Services does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"David Rosenow","title":"Member, Chief Compliance Officer","crd":"1561780"},{"name":"David Lake","title":"Member","crd":"1638504"}],"ownership":[{"label":"David Lake","detail":"Member in the 75% or more ownership band and a control person, since September 2015."},{"label":"David Rosenow","detail":"Member, chief compliance officer in the 10% to 25% ownership band and a control person, since January 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Wisconsin","offices":1,"addresses":[{"street":"1755 W. Paradise DR.","city":"West Bend","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"262-226-2729","stateRegisteredReps":2,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":93},{"label":"Cash and cash equivalents","percent":5},{"label":"Other","percent":2,"detail":"Assets Held Away"}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/281520/PDF/281520.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026059","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does RIA Services have?","answer":"RIA Services has 511 clients and manages $276 million for them, as of March 2026. They include 440 individual clients and 71 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does RIA Services offer?","answer":"RIA Services provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does RIA Services charge?","answer":"RIA Services charges up to 2.00% for its Investment Management Services. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable.","source":"ADV PART 2, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does RIA Services use?","answer":"RIA Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Orlando, FL), with $111M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does RIA Services have?","answer":"RIA Services has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does RIA Services invest in?","answer":"At the end of its last fiscal year, RIA Services’ separately managed accounts held 93% exchange-traded equities, 5% cash and equivalents and 2% other. The 2% other category is described as: Assets Held Away.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns RIA Services?","answer":"RIA Services’ direct owners are David Lake (75% or more) and David Rosenow (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does RIA Services get paid?","answer":"RIA Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact RIA Services?","answer":"RIA Services’ main office is at 1755 W. Paradise DR., West Bend, WI 53095. Its phone number is 262-226-2729. Its website is cwpwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}