{"url":"https://nivawealth.com/firms/reutemann-financial-solutions-153247","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/153247","regulatoryAum":251638819,"crd":"153247","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"24446","suffix":null,"lastName":"BOBYS","firstName":"NEAL","middleName":"BACHER"},{"crd":"2165318","suffix":null,"lastName":"CELLA","firstName":"PAUL","middleName":"JOHN"},{"crd":"4544538","suffix":null,"lastName":"KING","firstName":"J. BRIAN","middleName":null},{"crd":"374456","suffix":"JR","lastName":"REUTEMANN","firstName":"JOHN","middleName":"FLEMING"},{"crd":"1989224","suffix":null,"lastName":"SCOTT","firstName":"RICHARD","middleName":"KEITH"},{"crd":"2159848","suffix":null,"lastName":"YURICH","firstName":"LANCE","middleName":"ROBERT"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":496617545,"clients":1197,"employees":16,"offices":8},{"filedOn":"2022-06-03","regulatoryAum":419891507,"clients":1066,"employees":15,"offices":6},{"filedOn":"2023-03-20","regulatoryAum":258771596,"clients":696,"employees":12,"offices":5},{"filedOn":"2024-07-26","regulatoryAum":273008020,"clients":636,"employees":11,"offices":7},{"filedOn":"2025-06-18","regulatoryAum":254445293,"clients":580,"employees":10,"offices":8},{"filedOn":"2026-04-22","regulatoryAum":251638819,"clients":533,"employees":10,"offices":9}],"secFileNumber":"801-71400","legalName":"Reutemann Financial Solutions, Inc.","displayName":"Reutemann Financial Solutions","slug":"reutemann-financial-solutions-153247","website":"https://rfsadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Maryland corporation","fiscalYearEnd":"December","headquarters":{"street":"2273 Research BLVD, Suite 101","city":"Rockville","state":"MD","stateName":"Maryland","country":"United States","postalCode":"20850-3264"},"tradeNames":["Keyarx Capital Advisors"],"registration":{"secApproved":"3 May 2010","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":466413.52641878667,"staff":{"employees":10,"advisory":6,"brokerDealerReps":6,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":251638819,"discretionary":251638819,"discretionaryAccounts":1250,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":418,"regulatoryAum":72351935},{"label":"High-net-worth individuals","clients":93,"regulatoryAum":165985377},{"label":"Pension and profit-sharing plans","clients":22,"regulatoryAum":12219581},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":606859},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":475067}],"feePrograms":[{"role":"other","program":"Asset allocation services","summary":"Asset allocation services are billed quarterly in advance, hourly (generally not over $500 an hour) or as a fixed fee (generally not over $10,000 a year); fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042396","versionId":1042396,"submittedOn":"2026-04-22","documentName":"ADV PART 2A"},{"role":"other","program":"Consultations","summary":"Consultations are billed hourly (generally not over $500 an hour) or as a fixed fee (generally not over $5,000), with a retainer of one-half of the quoted fee due at signing.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042396","versionId":1042396,"submittedOn":"2026-04-22","documentName":"ADV PART 2A"},{"role":"other","program":"Financial planning","summary":"Financial planning is billed hourly (generally not over $500 an hour) or as a fixed fee (generally not over $5,000), or as 0.5% to 2.0% of net worth or income; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042396","versionId":1042396,"submittedOn":"2026-04-22","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T09:30:48.182024+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042396","versionId":1042396,"submittedOn":"2026-04-22"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":199449813},{"name":"Fortitude Re","shortName":"Fortitude Re","location":"Brentwood, TN","smaAssets":26257431}],"custodyNote":"Reutemann Financial Solutions does not have custody of client assets.","leadership":[{"name":"John Reutemann","title":"Chief Executive Officer","crd":"374456"},{"name":"Valerie Alexander","title":"Chief Financial Officer/ Chief Compliance Officer","crd":"4974892"},{"name":"Antoinette Reutemann","title":"Secretary","crd":"2600228"}],"ownership":[{"label":"John Reutemann","detail":"Chief executive officer in the 75% or more ownership band and a control person, since March 2010."}],"filedOffices":{"otherThanPrincipal":8,"privateResidences":5},"listedOfficeAddresses":4,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"3400 S Tamiami Trail","city":"Sarasota"}]},{"state":"Maryland","offices":1,"addresses":[{"street":"2273 Research BLVD, Suite 101","city":"Rockville","headquarters":true}]},{"state":"New Jersey","offices":1,"addresses":[{"street":"101 Crawfords Corner Road","city":"Holmdel"}]},{"state":"Virginia","offices":1,"addresses":[{"street":"1934 Old Gallows Road","city":"Tysons Corner"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"301-294-7500","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"0","assetMix":[{"label":"U.S. government/agency bonds","percent":7},{"label":"Securities issued by registered investment companies or business development companies","percent":64},{"label":"Cash and cash equivalents","percent":29}],"privateFunds":0},"sources":{"adv1FilingDate":"22 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/153247/PDF/153247.pdf","brochureDate":"22 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042396","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Reutemann Financial Solutions have?","answer":"Reutemann Financial Solutions has 533 clients and manages $252 million for them, as of April 2026. They include 418 individual clients, 93 high-net-worth individuals, and 22 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 22 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Reutemann Financial Solutions offer?","answer":"Reutemann Financial Solutions provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Reutemann Financial Solutions use?","answer":"Reutemann Financial Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $199M and Fortitude Re (Brentwood, TN), with $26.3M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Reutemann Financial Solutions have?","answer":"Reutemann Financial Solutions has 6 investment adviser representatives registered with state securities authorities, out of 10 employees, and 6 perform investment advisory functions. 6 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Reutemann Financial Solutions invest in?","answer":"At the end of its last fiscal year, Reutemann Financial Solutions’ separately managed accounts held 64% registered funds (mutual funds, ETFs, BDCs), 29% cash and equivalents and 7% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Reutemann Financial Solutions?","answer":"Reutemann Financial Solutions’ direct owner is John Reutemann (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 22 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Reutemann Financial Solutions get paid?","answer":"Reutemann Financial Solutions is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Reutemann Financial Solutions registered with the SEC?","answer":"Yes, Reutemann Financial Solutions has been registered with the SEC as an investment adviser since 3 May 2010. Its CRD number is 153247 and its SEC file number is 801-71400.","source":"Form ADV Part 1A, Item 1, filed 22 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Reutemann Financial Solutions?","answer":"Reutemann Financial Solutions’ main office is at 2273 Research BLVD, Suite 101, Rockville, MD 20850-3264. Its phone number is 301-294-7500. Its website is rfsadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 22 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}