{"url":"https://nivawealth.com/firms/retiremitten-financial-300779","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/300779","regulatoryAum":213801111,"crd":"300779","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2709135","suffix":null,"lastName":"BRASZA","firstName":"MICHAEL","middleName":"CARMEN"},{"crd":"5520616","suffix":null,"lastName":"HAGGARD","firstName":"BRYAN","middleName":"D"},{"crd":"1433084","suffix":null,"lastName":"HAMEL","firstName":"BRIAN","middleName":"JEFFREY"},{"crd":"5310607","suffix":null,"lastName":"NEINO","firstName":"GREGORY","middleName":"CHRISTOPHER"},{"crd":"6930470","suffix":null,"lastName":"ROSE","firstName":"IVAN","middleName":null}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-03-19","regulatoryAum":130912185,"clients":150,"employees":3,"offices":2},{"filedOn":"2026-09-16","regulatoryAum":213801111,"clients":217,"employees":5,"offices":2}],"secFileNumber":"801-131308","legalName":"Retiremitten Financial LLC","displayName":"RetireMitten Financial","slug":"retiremitten-financial-300779","website":"https://retiremitten.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/retiremitten/posts/?feedView=all","founded":"2019","organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"6548 Town Center Drive, Ste A","city":"Clarkston","state":"MI","stateName":"Michigan","country":"United States","postalCode":"48346"},"tradeNames":[],"registration":{"secApproved":"22 October 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":985258.5760368664,"staff":{"employees":5,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":213801111,"discretionary":213801111,"discretionaryAccounts":685,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":6,"nonAumClients":42},"clientTypes":[{"label":"Individuals (other than HNW)","clients":138,"regulatoryAum":80059539},{"label":"High-net-worth individuals","clients":79,"regulatoryAum":133741572}],"feePrograms":[{"role":"other","program":"One-time comprehensive financial plan","summary":"Fixed fee with a maximum of $4,800 for clients who need a one-time financial plan; the fee is negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024168","versionId":1024168,"submittedOn":"2026-03-23","documentName":"2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:18:21.119419+00:00","documents":[{"name":"2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024168","versionId":1024168,"submittedOn":"2026-03-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":213801111}],"custodyNote":"RetireMitten Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Bryan Haggard","title":"CEO & CCO","crd":"5520616"}],"ownership":[{"label":"Bryan Haggard","detail":"Ceo & cco in the 75% or more ownership band and a control person, since February 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":2,"addresses":[{"street":"6548 Town Center Drive, Ste A","city":"Clarkston","headquarters":true},{"street":"522 N Main St.","city":"Milford"}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"248-935-0470","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":96},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":1,"detail":"Adrs"}],"privateFunds":0},"sources":{"adv1FilingDate":"16 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/300779/PDF/300779.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024168","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does RetireMitten Financial have?","answer":"RetireMitten Financial has 217 clients and manages $214 million for them, as of September 2026. They include 138 individual clients and 79 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does RetireMitten Financial offer?","answer":"RetireMitten Financial provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does RetireMitten Financial use?","answer":"RetireMitten Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $214M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does RetireMitten Financial have?","answer":"RetireMitten Financial has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does RetireMitten Financial invest in?","answer":"At the end of its last fiscal year, RetireMitten Financial’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 1% exchange-traded equities, 1% investment grade corporate bonds, 1% cash and equivalents and 1% other. The 1% other category is described as: Adrs.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns RetireMitten Financial?","answer":"RetireMitten Financial’s direct owner is Bryan Haggard (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does RetireMitten Financial get paid?","answer":"RetireMitten Financial is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact RetireMitten Financial?","answer":"RetireMitten Financial’s main office is at 6548 Town Center Drive, Ste A, Clarkston, MI 48346. Its phone number is 248-935-0470. Its website is retiremitten.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/retiremitten-financial-300779/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2127635/000212763526000004/0002127635-26-000004-index.html","totalValue":237101835,"positionCount":47,"top10Share":0.9181904981882574,"top10":[{"issuer":"SPDRA Portfolio S&P 500 ETF","titleOfClass":"Exchange Traded Fund","cusip":"78464A854","value":47329518,"shares":538570,"shareType":"SH","priorValue":42444570,"priorShares":554541},{"issuer":"SPDRA Portfolio S&P 500 Growth ETF","titleOfClass":"Exchange Traded Fund","cusip":"78464A409","value":34643583,"shares":291147,"shareType":"SH","priorValue":27395477,"priorShares":279803},{"issuer":"Vanguard High Dividend Yield ETF","titleOfClass":"Exchange Traded 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}