{"url":"https://nivawealth.com/firms/retirementadvice-jka-153803","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/153803","regulatoryAum":267334728,"crd":"153803","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7345410","suffix":null,"lastName":"Davis","firstName":"Kyle","middleName":null},{"crd":"5295319","suffix":null,"lastName":"DOMINGUES","firstName":"ERIC","middleName":"S"},{"crd":"2564764","suffix":null,"lastName":"KEETER","firstName":"JACK","middleName":"BRUNSON"},{"crd":"8178163","suffix":null,"lastName":"Ramirez","firstName":"Joseph","middleName":"Daniel"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-15","regulatoryAum":119311115,"clients":299,"employees":6,"offices":1},{"filedOn":"2022-03-02","regulatoryAum":195170716,"clients":309,"employees":7,"offices":1},{"filedOn":"2023-05-23","regulatoryAum":177513665,"clients":269,"employees":5,"offices":1},{"filedOn":"2024-03-04","regulatoryAum":201483493,"clients":256,"employees":5,"offices":1},{"filedOn":"2025-02-24","regulatoryAum":239505676,"clients":242,"employees":5,"offices":1},{"filedOn":"2026-03-18","regulatoryAum":267334728,"clients":256,"employees":4,"offices":1}],"secFileNumber":"801-80313","legalName":"Retirementadvice | Jka","displayName":"Retirementadvice | Jka","slug":"retirementadvice-jka-153803","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2011","organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"1251 N. Manassero St., Suite #405a","city":"Anaheim","state":"CA","stateName":"California","country":"United States","postalCode":"92807"},"tradeNames":["Jack Keeter & Associates, Inc.","Jka Insurance Agency"],"registration":{"secApproved":"18 September 2014","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1062016.936,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":267334728,"discretionary":267334728,"discretionaryAccounts":987,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":195,"regulatoryAum":81664435},{"label":"High-net-worth individuals","clients":55,"regulatoryAum":183839799},{"label":"Charitable organizations","clients":6,"regulatoryAum":1830494}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021406","versionId":1021406,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-18","documentName":"FORM ADV 2A","fee_rate_low":1,"fee_rate_high":1.99,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning and consulting","summary":"Financial planning and consulting are billed hourly at $500 for financial advisors and $75 for administrative time, or as flat fees generally from $750 to $5,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021406","versionId":1021406,"submittedOn":"2026-03-18","documentName":"FORM ADV 2A"},{"role":"other","program":"Retirement plan consulting","summary":"Retirement plan consulting is billed as a percentage of plan assets under management, not to exceed 1.99%, set case by case.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021406","versionId":1021406,"submittedOn":"2026-03-18","documentName":"FORM ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:08:10.558113+00:00","documents":[{"name":"FORM ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021406","versionId":1021406,"submittedOn":"2026-03-18"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":180241795}],"custodyNote":"Retirementadvice | Jka has custody of $80.5M in client assets for 174 clients.","leadership":[{"name":"Jack Keeter","title":"President","crd":"2564764"},{"name":"Eric Domingues","title":"Chief Compliance Officer","crd":"5295319"}],"ownership":[{"label":"Jack Keeter","detail":"President in the 75% or more ownership band and a control person, since May 2011."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"1251 N. Manassero St., Suite #405a","city":"Anaheim","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"714-779-9200","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":44},{"label":"U.S. state and local bonds","percent":8},{"label":"Investment grade corporate bonds","percent":4},{"label":"Securities issued by registered investment companies or business development companies","percent":1},{"label":"Cash and cash equivalents","percent":7},{"label":"Other","percent":36,"detail":"1031 Exchanges & Real Estate"}],"privateFunds":0},"sources":{"adv1FilingDate":"18 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/153803/PDF/153803.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021406","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Retirementadvice | Jka have?","answer":"Retirementadvice | Jka has 256 clients and manages $267 million for them, as of March 2026. They include 195 individual clients, 55 high-net-worth individuals and 6 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Retirementadvice | Jka offer?","answer":"Retirementadvice | Jka provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Retirementadvice | Jka charge?","answer":"Retirementadvice | Jka charges 1.00%–1.99% a year for its Asset Management. The fee is billed in arrears and is negotiable.","source":"FORM ADV 2A, filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Retirementadvice | Jka use?","answer":"Retirementadvice | Jka’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $180M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Retirementadvice | Jka have?","answer":"Retirementadvice | Jka has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Retirementadvice | Jka invest in?","answer":"At the end of its last fiscal year, Retirementadvice | Jka’s separately managed accounts held 44% exchange-traded equities, 36% other, 8% state and local bonds, 7% cash and equivalents, 4% investment grade corporate bonds and 1% registered funds (mutual funds, ETFs, BDCs). The 36% other category is described as: 1031 Exchanges & Real Estate.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Retirementadvice | Jka?","answer":"Retirementadvice | Jka’s direct owner is Jack Keeter (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Retirementadvice | Jka get paid?","answer":"Retirementadvice | Jka is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Retirementadvice | Jka registered with the SEC?","answer":"Yes, Retirementadvice | Jka has been registered with the SEC as an investment adviser since 18 September 2014. Its CRD number is 153803 and its SEC file number is 801-80313.","source":"Form ADV Part 1A, Item 1, filed 18 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Retirementadvice | Jka?","answer":"Retirementadvice | Jka’s main office is at 1251 N. Manassero St., Suite #405a, Anaheim, CA 92807. Its phone number is 714-779-9200.","source":"Form ADV Part 1A, Item 1.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}