{"url":"https://nivawealth.com/firms/regency-capital-management-312435","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/312435","regulatoryAum":364074897,"crd":"312435","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4629568","suffix":null,"lastName":"ROSE","firstName":"NEIL","middleName":"T."},{"crd":"7619349","suffix":null,"lastName":"Shoji","firstName":"Kawika","middleName":null}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-01","regulatoryAum":273571000,"clients":46,"employees":4,"offices":1},{"filedOn":"2022-03-31","regulatoryAum":259032004,"clients":52,"employees":4,"offices":2},{"filedOn":"2023-03-29","regulatoryAum":246814795,"clients":67,"employees":5,"offices":2},{"filedOn":"2024-03-25","regulatoryAum":279478877,"clients":90,"employees":4,"offices":2},{"filedOn":"2025-03-11","regulatoryAum":303843360,"clients":99,"employees":4,"offices":2},{"filedOn":"2026-03-04","regulatoryAum":364074897,"clients":127,"employees":5,"offices":2}],"secFileNumber":"801-120277","legalName":"Regency Capital Management Inc.","displayName":"Regency Capital Management","slug":"regency-capital-management-312435","website":"https://regencycm.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/regency-capital-management/?viewAsMember=true","founded":"2021","organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"1001 Bishop Street, Suite 1090","city":"Honolulu","state":"HI","stateName":"Hawaii","country":"United States","postalCode":"96813"},"tradeNames":[],"registration":{"secApproved":"4 February 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2964443.327586207,"staff":{"employees":5,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":364074897,"discretionary":364074897,"discretionaryAccounts":371,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":47,"regulatoryAum":17766209},{"label":"High-net-worth individuals","clients":69,"regulatoryAum":326109217},{"label":"Banking or thrift institutions","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Pooled investment vehicles","clients":1,"regulatoryAum":5296409},{"label":"Pension and profit-sharing plans","clients":3,"fewerThan5":true,"regulatoryAum":2400586},{"label":"Charitable organizations","clients":3,"fewerThan5":true,"regulatoryAum":3984037},{"label":"State or municipal government entities","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Other investment advisers","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Insurance companies","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Sovereign wealth funds and foreign official institutions","clients":null,"fewerThan5":true,"regulatoryAum":0},{"label":"Corporations and other businesses","clients":4,"fewerThan5":true,"regulatoryAum":8518439}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T10:58:12.646887+00:00","documents":[{"name":"REGENCY CAPITAL MANAGEMENT INC. FORM ADV 2A 20260302","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014351","versionId":1014351,"submittedOn":"2026-03-04"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":243529281}],"custodyNote":"Regency Capital Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Arthur Mallet","title":"President, COO, CCO","crd":"4981263"},{"name":"Neil Rose","title":"CEO","crd":"4629568"}],"ownership":[{"label":"Regency Acquisitions LLC","detail":"Member in the 75% or more ownership band and a control person, since December 2020."},{"label":"Neil Rose","detail":"Ceo in the 50% to 75% ownership band and a control person, since December 2020."},{"label":"Rose, Neil, Taylor","detail":"Indirect owner: a member of Regency Acquisitions LLC in the 50% to 75% band and a control person, since December 2020.","parent":"Regency Acquisitions LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Hawaii","offices":1,"addresses":[{"street":"1001 Bishop Street, Suite 1090","city":"Honolulu","headquarters":true}]},{"state":"Washington","offices":1,"addresses":[{"street":"500 Winslow Way E","city":"Bainbridge Island"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"808-451-3193","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":55},{"label":"U.S. government/agency bonds","percent":18},{"label":"Investment grade corporate bonds","percent":11},{"label":"Securities issued by registered investment companies or business development companies","percent":13},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":1},"sources":{"adv1FilingDate":"4 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/312435/PDF/312435.pdf","brochureDate":"4 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014351","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Regency Capital Management have?","answer":"Regency Capital Management has 127 clients and manages $364 million for them, as of March 2026. They include 69 high-net-worth individuals, 47 individual clients, and 4 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Regency Capital Management offer?","answer":"Regency Capital Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Regency Capital Management use?","answer":"Regency Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $244M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Regency Capital Management have?","answer":"Regency Capital Management has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Regency Capital Management invest in?","answer":"At the end of its last fiscal year, Regency Capital Management’s separately managed accounts held 55% exchange-traded equities, 18% U.S. government and agency bonds, 13% registered funds (mutual funds, ETFs, BDCs), 11% investment grade corporate bonds and 3% cash and equivalents. It advises 1 private fund.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Regency Capital Management?","answer":"Regency Capital Management is owned through a holding company by Rose, Neil, Taylor. Its direct owners are Regency Acquisitions LLC (75% or more) and Neil Rose (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Regency Capital Management get paid?","answer":"Regency Capital Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Regency Capital Management?","answer":"Regency Capital Management’s main office is at 1001 Bishop Street, Suite 1090, Honolulu, HI 96813. Its phone number is 808-451-3193. Its website is regencycm.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}