{"url":"https://nivawealth.com/firms/reframe-wealth-313386","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/313386","regulatoryAum":394837521,"crd":"313386","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5969842","suffix":null,"lastName":"DOLL","firstName":"JESSICA","middleName":"LAUREN"},{"crd":"3135381","suffix":null,"lastName":"FALTER","firstName":"MITCHELL","middleName":"MCCOY"},{"crd":"6482591","suffix":null,"lastName":"Marable","firstName":"Jon","middleName":"Christian"},{"crd":"7752384","suffix":null,"lastName":"Turner","firstName":"Malee","middleName":"Kay"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-30","regulatoryAum":75000000,"clients":40,"employees":5,"offices":1},{"filedOn":"2022-06-22","regulatoryAum":178000000,"clients":75,"employees":4,"offices":2},{"filedOn":"2023-05-31","regulatoryAum":253103621,"clients":185,"employees":3,"offices":1},{"filedOn":"2024-04-15","regulatoryAum":279258718,"clients":182,"employees":4,"offices":1},{"filedOn":"2025-06-21","regulatoryAum":345783701,"clients":216,"employees":4,"offices":1},{"filedOn":"2026-04-24","regulatoryAum":394837521,"clients":235,"employees":5,"offices":1}],"secFileNumber":"801-120695","legalName":"Reframe Wealth, LLC","displayName":"Reframe Wealth","slug":"reframe-wealth-313386","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/reframewealth","founded":"2021","organization":"Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3251 Blenheim Boulevard, Suite 502","city":"Fairfax","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22030"},"tradeNames":[],"registration":{"secApproved":"2 April 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1680159.6638297872,"staff":{"employees":5,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":394837521,"discretionary":393666662,"discretionaryAccounts":641,"nonDiscretionary":1170859,"nonDiscretionaryAccounts":21,"wrapProgram":394837521,"nonUsClientsPct":1,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":135,"regulatoryAum":83065659},{"label":"High-net-worth individuals","clients":100,"regulatoryAum":311771862}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":1,"from":0},{"to":5000000,"pct":0.75,"from":2000000},{"to":10000000,"pct":0.5,"from":5000000},{"to":null,"pct":0.4,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060435","versionId":1060435,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-10-07","documentName":"REFRAME WEALTH DISCLOSURE BROCHURE","fee_rate_low":0.4,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is offered as an annual subscription or a fixed fee engagement ranging up to $10,000, negotiable based on the nature and complexity of the services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060435","versionId":1060435,"submittedOn":"2026-10-07","documentName":"REFRAME WEALTH DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:59:50.251457+00:00","documents":[{"name":"REFRAME WEALTH DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060435","versionId":1060435,"submittedOn":"2026-10-07"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060436","versionId":1060436,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":394837521}],"custodyNote":"Reframe Wealth has custody of $27.7M in client assets for 29 clients.","leadership":[{"name":"Erin Cummings","title":"Chief Compliance Officer","crd":"7330701"},{"name":"Jessica Doll","title":"Principal and Co-Founder","crd":"5969842"},{"name":"Mitchell Falter","title":"Member / Principal and Co-Founder","crd":"3135381"}],"ownership":[{"label":"Jessica Doll","detail":"Principal and co-founder in the 25% to 50% ownership band and a control person, since April 2021."},{"label":"Mitchell Falter","detail":"Member / principal and co-founder in the 50% to 75% ownership band and a control person, since April 2021."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"3251 Blenheim Boulevard, Suite 502","city":"Fairfax","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"571-354-8471","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":93},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"24 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/313386/PDF/313386.pdf","brochureDate":"7 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060435","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Reframe Wealth have?","answer":"Reframe Wealth has 235 clients and manages $395 million for them, as of April 2026. They include 135 individual clients and 100 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Reframe Wealth offer?","answer":"Reframe Wealth provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Reframe Wealth charge?","answer":"Reframe Wealth charges 0.40%–1.00% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"REFRAME WEALTH DISCLOSURE BROCHURE, filed 7 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Reframe Wealth use?","answer":"Reframe Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $395M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Reframe Wealth have?","answer":"Reframe Wealth has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Reframe Wealth invest in?","answer":"At the end of its last fiscal year, Reframe Wealth’s separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 3% exchange-traded equities and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Reframe Wealth?","answer":"Reframe Wealth’s direct owners are Jessica Doll (25% to 50%) and Mitchell Falter (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Reframe Wealth get paid?","answer":"Reframe Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Reframe Wealth registered with the SEC?","answer":"Yes, Reframe Wealth has been registered with the SEC as an investment adviser since 2 April 2021. Its CRD number is 313386 and its SEC file number is 801-120695.","source":"Form ADV Part 1A, Item 1, filed 24 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Reframe Wealth?","answer":"Reframe Wealth’s main office is at 3251 Blenheim Boulevard, Suite 502, Fairfax, VA 22030. Its phone number is 571-354-8471.","source":"Form ADV Part 1A, Item 1.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}