{"url":"https://nivawealth.com/firms/r-i-t-wealth-advisors-339934","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/339934","regulatoryAum":235361000,"crd":"339934","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6157021","suffix":null,"lastName":"CAMPBELL","firstName":"KEVIN","middleName":"JAMES"},{"crd":"7169216","suffix":null,"lastName":"VALCHAR","firstName":"CHAD","middleName":"ERRICK"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135761","legalName":"R.i.t. Wealth Advisors Inc.","displayName":"R.i.t. 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ADVISORS, INC. - FORM BROCHURE","fee_rate_low":0.35,"fee_rate_high":1.35,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Stand-Alone Fee Based Financial Planning","summary":"Stand-alone financial planning is a fixed fee of $1,500, invoiced in arrears at final delivery of the written plan.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052856","versionId":1052856,"submittedOn":"2026-07-24","documentName":"R.I.T. ADVISORS, INC. - FORM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T18:13:14.61131+00:00","documents":[{"name":"R.I.T. ADVISORS, INC. - FORM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052856","versionId":1052856,"submittedOn":"2026-07-24"}]},"custodians":[],"custodyNote":"R.i.t. Wealth Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Kevin Campbell","title":"Principal","crd":"6157021"},{"name":"Heather Swan","title":"CCO","crd":"6525403"}],"ownership":[{"label":"Kevin Campbell","detail":"Principal in the 75% or more ownership band and a control person, since February 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"1326 Chorro Street","city":"San Luis Obispo","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"949-340-1701","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":92},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"9 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/339934/PDF/339934.pdf","brochureDate":"24 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052856","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does R.i.t. Wealth Advisors have?","answer":"R.i.t. Wealth Advisors has 262 clients and manages $235 million for them, as of September 2026. They include 172 individual clients and 90 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does R.i.t. Wealth Advisors offer?","answer":"R.i.t. Wealth Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does R.i.t. Wealth Advisors charge?","answer":"R.i.t. Wealth Advisors charges 0.35%–1.35% a year for its Ongoing Planning and Investment Services. The fee is billed in advance.","source":"R.I.T. ADVISORS, INC. - FORM BROCHURE, filed 24 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does R.i.t. Wealth Advisors have?","answer":"R.i.t. Wealth Advisors has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does R.i.t. Wealth Advisors invest in?","answer":"At the end of its last fiscal year, R.i.t. Wealth Advisors’ separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 2% cash and equivalents, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns R.i.t. Wealth Advisors?","answer":"R.i.t. Wealth Advisors’ direct owner is Kevin Campbell (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 9 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does R.i.t. Wealth Advisors get paid?","answer":"R.i.t. Wealth Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact R.i.t. Wealth Advisors?","answer":"R.i.t. Wealth Advisors’ main office is at 1326 Chorro Street, San Luis Obispo, CA 93401. Its phone number is 949-340-1701. Its website is ritwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}