{"url":"https://nivawealth.com/firms/professional-financial-advisors-107289","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/107289","regulatoryAum":425986789,"crd":"107289","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8022054","suffix":null,"lastName":"Almbaid","firstName":"Yousef","middleName":"Mohammed Maher"},{"crd":"4638381","suffix":"III","lastName":"BARRON","firstName":"MARVIN","middleName":"LEE"},{"crd":"8289683","suffix":null,"lastName":"Boyle","firstName":"Richard","middleName":"Eoin"},{"crd":"858854","suffix":null,"lastName":"HEMPHILL","firstName":"JAMES","middleName":"STEUART"},{"crd":"7988869","suffix":null,"lastName":"Kiser","firstName":"Caroline","middleName":"Rose"},{"crd":"5908805","suffix":null,"lastName":"LIBOIS","firstName":"AUDREY","middleName":null},{"crd":"5189530","suffix":null,"lastName":"RYLKO","firstName":"THOMAS","middleName":"ALAN"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-27","regulatoryAum":322814451,"clients":236,"employees":13,"offices":2},{"filedOn":"2022-03-31","regulatoryAum":357569188,"clients":242,"employees":12,"offices":2},{"filedOn":"2023-05-22","regulatoryAum":312186783,"clients":243,"employees":9,"offices":2},{"filedOn":"2024-04-08","regulatoryAum":339915094,"clients":252,"employees":14,"offices":2},{"filedOn":"2025-03-22","regulatoryAum":359389701,"clients":253,"employees":14,"offices":2},{"filedOn":"2026-03-03","regulatoryAum":425986789,"clients":259,"employees":13,"offices":1}],"secFileNumber":"801-38963","legalName":"Professional Financial Advisors Inc","displayName":"Professional Financial Advisors","slug":"professional-financial-advisors-107289","website":"https://triagemd.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/tgs-financial-advisors","founded":"1990","organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"100 W. Matsonford Road, Building 3, Suite 304","city":"Radnor","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"19087"},"tradeNames":[],"registration":{"secApproved":"7 June 1991","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1644736.6370656372,"staff":{"employees":13,"advisory":7,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":425986789,"discretionary":421272260,"discretionaryAccounts":1188,"nonDiscretionary":4714529,"nonDiscretionaryAccounts":34,"wrapProgram":421272260,"nonUsClientsPct":1,"nonAumClients":8},"clientTypes":[{"label":"Individuals (other than HNW)","clients":159,"regulatoryAum":58369791},{"label":"High-net-worth individuals","clients":100,"regulatoryAum":367616998}],"feePrograms":[{"role":"other","program":"Initial Proposal","summary":"The cost of the Initial Proposal generally ranges between $4,000 and $8,000, depending on the scope of the client's needs.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013147","versionId":1013147,"submittedOn":"2026-03-01","documentName":"PART 2A BROCHURE"},{"role":"other","program":"Medical professional program","summary":"One-time initial planning fee of $3,500. Annual fee of $7,000, charged $1,750 per quarter, for up to three years.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013147","versionId":1013147,"submittedOn":"2026-03-01","documentName":"PART 2A BROCHURE"},{"role":"other","program":"Stand-alone financial planning and consulting","summary":"Negotiable, but generally $1,000 to $10,000 on a fixed-fee basis, depending on the level and scope of the services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013147","versionId":1013147,"submittedOn":"2026-03-01","documentName":"PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T08:14:14.996531+00:00","documents":[{"name":"PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013147","versionId":1013147,"submittedOn":"2026-03-01"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013148","versionId":1013148,"submittedOn":null}]},"custodians":[{"name":"Raymond James Financial Services, Inc.","shortName":"Raymond James","location":"St. Petersburg, FL","smaAssets":377746901}],"custodyNote":"Professional Financial Advisors has custody of $33.2M in client assets for 88 clients.","leadership":[{"name":"Peter Mai","title":"Chief Compliance Officer","crd":""},{"name":"James Hemphill","title":"Principal","crd":"858854"},{"name":"Thomas Rylko","title":"Director","crd":"5189530"}],"ownership":[{"label":"James Hemphill","detail":"Principal in the 75% or more ownership band and a control person, since February 1990."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"100 W. Matsonford Road, Building 3, Suite 304","city":"Radnor","headquarters":true}]}],"brochureServices":["insurance","retirement plan services"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"610-892-9900","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":11},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":68},{"label":"Cash and cash equivalents","percent":20}],"privateFunds":0},"sources":{"adv1FilingDate":"3 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/107289/PDF/107289.pdf","brochureDate":"1 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013147","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Professional Financial Advisors have?","answer":"Professional Financial Advisors has 259 clients and manages $426 million for them, as of March 2026. They include 159 individual clients and 100 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 3 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Professional Financial Advisors offer?","answer":"Professional Financial Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, publishing newsletters, educational seminars, insurance, and retirement plan services.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Professional Financial Advisors use?","answer":"Professional Financial Advisors’ separately managed account assets are held at Raymond James Financial Services, Inc. (St. Petersburg, FL), with $378M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Professional Financial Advisors have?","answer":"Professional Financial Advisors has 7 investment adviser representatives registered with state securities authorities, out of 13 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Professional Financial Advisors invest in?","answer":"At the end of its last fiscal year, Professional Financial Advisors’ separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 20% cash and equivalents, 11% exchange-traded equities and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Professional Financial Advisors?","answer":"Professional Financial Advisors’ direct owner is James Hemphill (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 3 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Professional Financial Advisors get paid?","answer":"Professional Financial Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Professional Financial Advisors registered with the SEC?","answer":"Yes, Professional Financial Advisors has been registered with the SEC as an investment adviser since 7 June 1991. Its CRD number is 107289 and its SEC file number is 801-38963.","source":"Form ADV Part 1A, Item 1, filed 3 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Professional Financial Advisors?","answer":"Professional Financial Advisors’ main office is at 100 W. Matsonford Road, Building 3, Suite 304, Radnor, PA 19087. Its phone number is 610-892-9900. Its website is triagemd.com.","source":"Form ADV Part 1A, Item 1.F, filed 3 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}