{"url":"https://nivawealth.com/firms/potomac-investment-14553","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/14553","regulatoryAum":106972702,"crd":"14553","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1207586","suffix":null,"lastName":"GREENWALD","firstName":"CAROL","middleName":"SCHWARTZ"},{"crd":"8213351","suffix":null,"lastName":"Moss","firstName":"Zachary","middleName":"Lee"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135351","legalName":"Potomac Investment Company","displayName":"Potomac Investment","slug":"potomac-investment-14553","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"District of Columbia other (specify)","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"6 April 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2587484.407407407,"staff":{"employees":2,"advisory":2,"brokerDealerReps":1,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":106972702,"discretionary":106972702,"discretionaryAccounts":41,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":9,"regulatoryAum":2041050},{"label":"High-net-worth individuals","clients":18,"regulatoryAum":67821029},{"label":"Charitable organizations","clients":5,"regulatoryAum":35865463},{"label":"Corporations and other businesses","clients":1,"regulatoryAum":1245160}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:39:09.197738+00:00","documents":[{"name":"BROCHURE AUGUST 14TH, 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054882","versionId":1054882,"submittedOn":"2026-08-14"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040304","versionId":1040304,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019488","versionId":1019488,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999762","versionId":999762,"submittedOn":null}]},"custodians":[],"custodyNote":"Potomac Investment has custody of $107M in client assets for 33 clients.","otherCustodians":[],"leadership":[{"name":"Carol Schwartz Greenwald","title":"President/CCO","crd":"1207586"}],"ownership":[{"label":"Carol Schwartz Greenwald","detail":"President/cco in the 75% or more ownership band and a control person, since October 1983."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"1221 Jebber Loop","city":"The Villages"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"240-274-7810","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":78},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":2},{"label":"Cash and cash equivalents","percent":15}],"privateFunds":0},"sources":{"adv1FilingDate":"20 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/14553/PDF/14553.pdf","brochureDate":"14 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054882","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Potomac Investment have?","answer":"Potomac Investment has 33 clients and manages $107 million for them, as of August 2026. They include 18 high-net-worth individuals, 9 individual clients and 5 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Potomac Investment offer?","answer":"Potomac Investment provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does Potomac Investment have?","answer":"Potomac Investment has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Potomac Investment invest in?","answer":"At the end of its last fiscal year, Potomac Investment’s separately managed accounts held 78% exchange-traded equities, 15% cash and equivalents, 3% investment grade corporate bonds, 2% state and local bonds and 2% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Potomac Investment?","answer":"Potomac Investment’s direct owner is Carol Schwartz Greenwald (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 20 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Potomac Investment get paid?","answer":"Potomac Investment is paid through a percentage of assets under management and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Potomac Investment?","answer":"Its phone number is 240-274-7810.","source":"Form ADV Part 1A, Item 1.F, filed 20 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}