{"url":"https://nivawealth.com/firms/plan-life-and-wealth-management-44960","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/44960","regulatoryAum":195434083,"crd":"44960","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"714462","suffix":null,"lastName":"CHIN","firstName":"JOE","middleName":"MICHAEL"},{"crd":"5985502","suffix":null,"lastName":"HALLS","firstName":"ISAAC","middleName":"ELLSWORTH"},{"crd":"6680987","suffix":null,"lastName":"Hooper","firstName":"Joel","middleName":"Robert"},{"crd":"1573967","suffix":null,"lastName":"HOOPER","firstName":"JOHN","middleName":"ROBERT"},{"crd":"4211663","suffix":null,"lastName":"ROCKWELL","firstName":"ROBERT","middleName":"LEON"},{"crd":"1678158","suffix":null,"lastName":"WERFT","firstName":"JOHN","middleName":"DAVID"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-15","regulatoryAum":178919500,"clients":731,"employees":6,"offices":1},{"filedOn":"2022-03-16","regulatoryAum":185938462,"clients":754,"employees":6,"offices":1},{"filedOn":"2023-03-09","regulatoryAum":168413992,"clients":791,"employees":6,"offices":1},{"filedOn":"2024-03-28","regulatoryAum":170331464,"clients":768,"employees":6,"offices":1},{"filedOn":"2025-03-21","regulatoryAum":180837833,"clients":744,"employees":6,"offices":1},{"filedOn":"2026-03-20","regulatoryAum":195434083,"clients":817,"employees":6,"offices":1}],"secFileNumber":"801-112596","legalName":"Plan Life & Wealth Management, Inc.","displayName":"Plan Life & Wealth Management","slug":"plan-life-and-wealth-management-44960","website":"https://planfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"9  E River Park PL E, Suite 440","city":"Fresno","state":"CA","stateName":"California","country":"United States","postalCode":"93720-1530"},"tradeNames":[],"registration":{"secApproved":"8 March 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":217102.69923857867,"staff":{"employees":6,"advisory":6,"brokerDealerReps":0,"insuranceAgents":6,"promoters":0},"aum":{"regulatory":195434083,"discretionary":194797108,"discretionaryAccounts":816,"nonDiscretionary":636975,"nonDiscretionaryAccounts":1,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":817},"clientTypes":[{"label":"Individuals (other than HNW)","clients":788,"regulatoryAum":171076927},{"label":"Pension and profit-sharing plans","clients":16,"regulatoryAum":19587911},{"label":"Charitable organizations","clients":9,"regulatoryAum":4234300},{"label":"Corporations and other businesses","clients":4,"regulatoryAum":534945}],"feePrograms":[{"role":"other","program":"Financial Planning","summary":"Financial planning is billed hourly at no more than $200 per hour, or as a fixed fee from $245 to $4,000 agreed in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022911","versionId":1022911,"submittedOn":"2026-03-20","documentName":"FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:44:21.913006+00:00","documents":[{"name":"FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022911","versionId":1022911,"submittedOn":"2026-03-20"}]},"custodians":[],"custodyNote":"Plan Life & Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Isaac Halls","title":"Vice-President, Sales/Director","crd":"5985502"},{"name":"John Hooper","title":"President/Chief Compliance Officer/CFO/Director","crd":"1573967"},{"name":"Joel Hooper","title":"Secretary","crd":"6680987"}],"ownership":[{"label":"John Hooper","detail":"President/chief compliance officer/cfo/director in the 75% or more ownership band and a control person, since June 1993."},{"label":"Isaac Halls","detail":"Vice-president, sales/director in the 10% to 25% ownership band, since January 2021."},{"label":"Joel Hooper","detail":"Secretary in the 10% to 25% ownership band, since January 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"9  E River Park PL E, Suite 440","city":"Fresno","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"559-433-1110","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Cash and cash equivalents","percent":100}],"privateFunds":0},"sources":{"adv1FilingDate":"20 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/44960/PDF/44960.pdf","brochureDate":"20 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022911","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Plan Life & Wealth Management have?","answer":"Plan Life & Wealth Management has 817 clients and manages $195 million for them, as of March 2026. They include 788 individuals, 16 pension and profit-sharing plans, and 9 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Plan Life & Wealth Management offer?","answer":"Plan Life & Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does Plan Life & Wealth Management have?","answer":"Plan Life & Wealth Management has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Plan Life & Wealth Management invest in?","answer":"At the end of its last fiscal year, Plan Life & Wealth Management’s separately managed accounts held 100% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Plan Life & Wealth Management?","answer":"Plan Life & Wealth Management’s direct owners are John Hooper (75% or more), Isaac Halls (10% to 25%) and Joel Hooper (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Plan Life & Wealth Management get paid?","answer":"Plan Life & Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Plan Life & Wealth Management?","answer":"Plan Life & Wealth Management’s main office is at 9  E River Park PL E, Suite 440, Fresno, CA 93720-1530. Its phone number is 559-433-1110. Its website is planfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 20 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}